Payables Finance Solutions

To combat the mounting pressures of generating additional cash flow and improving bottom line value with return on investments, Kyriba provides dynamic discounting and supply chain finance solutions that benefit both buyers and suppliers, and empower treasury and procurement to work hand-in-hand to deliver working capital improvements.

To allow both buyers and suppliers to free up working capital, organizations can utilize supply chain finance, also known as reverse factoring or confirming.

Supply chain finance gives suppliers the flexibility to “sell” approved invoices to financial institutions for a discount that is dependent on the credit risk of the buyer, typically allowing suppliers access to cheaper funding than they can obtain themselves.

A supply chain finance program is often deployed at a time when a company is reviewing it’s supplier payment terms. Our Working Capital Analysis will help buyers to benchmark and standardize payment terms to increase free cash flow.

Supply chain finance helps strengthen your supply chain and reduce the likelihood of disruption through supplier failure.

Supply chain finance allows organizations to easily tie sustainability objectives with financial incentives for suppliers to encourage better behaviors, as opposed to punishing suppliers for non-compliance.

A hybrid dynamic discounting program is the solution for organizations that don’t want to be tied to using their own cash to pay suppliers early during certain periods of the year.

Third party funding can be leveraged during periods when buyers do not have the excess liquidity, offering a seamless experience to suppliers.

Suppliers continue to get the much needed liquidity irrespective of the buyer’s cash position and continue to benefit in earning a return on cash when excess liquidity is available to buyers.