Real-Time Payments

For instant and real-time payments, Kyriba has you covered with connectivity to 50% of all B2B Instant Payment networks globally, including The Clearing House's RTP network, SEPA Instant Payments and the upcoming FedNow.

Why Real-Time Payments?

Real-Time Payments (RTP) offer many advantages over traditional payment channels, including cost reduction vs. wire payments, expedited settlement vs. ACH, and the ability to carry remittance information alongside the payment instruction. Never miss a cutoff as real-time payment networks settle immediately with 24/7 instantaneous payment status reporting.

Payments server room with chart overlay

Real-Time Payments use cases

Who is using RTP and why?
  • Time Sensitive Payments

    RTP can be used for emergency payments, disaster relief, and exceptional accounts payable disbursements – common scenarios across many industries including distribution and logistics.

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  • Intercompany Transfers

    Treasuries are beginning to use instant payments to concentrate and mobilize cash, domestically and increasingly across borders as instant payment networks evolve with cross-border features.

  • Request for Payment (RFP)

    B2C have been embedding request for payment features into customer emails for years; now B2B organizations are following the trend. An RTP request can be easily embedded into an electronic invoice.

  • Real-Time Fraud Detection
  • Increase Control over Cash
  • Centralizing Payment Channels

Real-Time Fraud Detection

Real-Time Payments (RTP) settle instantly and are irrevocable, increasing the need for payers to validate only authorized payments are being remitted.

Kyriba’s real-time fraud detection capabilities are supported by machine learning and rules-based automation, ensuring CFOs have new layers of protection against today’s threats and keeping your finance moving at real-time.

Increase Control over Cash

Instant and real-time payments give finance teams complete control over when funds are debited from bank accounts to optimize management of liquidity and working capital. This improves forecasting certainty and unlocks trapped cash, compared to more traditional payment methods.

Centralizing Payment Channels

Kyriba supports instant and real-time payments alongside a variety of payment channels – so our clients have flexibility in what payments they want to use for any scenario. By centralizing, finance teams gain visibility across all payments with complete data on outgoing payments whether payments are initiated directly in Kyriba and/or routed from the ERP. Kyriba fully supports all bank connectivity and banking formats.

Real-Time Fraud Detection

Real-Time Payments (RTP) settle instantly and are irrevocable, increasing the need for payers to validate only authorized payments are being remitted.

Kyriba’s real-time fraud detection capabilities are supported by machine learning and rules-based automation, ensuring CFOs have new layers of protection against today’s threats and keeping your finance moving at real-time.

Increase Control over Cash

Instant and real-time payments give finance teams complete control over when funds are debited from bank accounts to optimize management of liquidity and working capital. This improves forecasting certainty and unlocks trapped cash, compared to more traditional payment methods.

Centralizing Payment Channels

Kyriba supports instant and real-time payments alongside a variety of payment channels – so our clients have flexibility in what payments they want to use for any scenario. By centralizing, finance teams gain visibility across all payments with complete data on outgoing payments whether payments are initiated directly in Kyriba and/or routed from the ERP. Kyriba fully supports all bank connectivity and banking formats.

  • Real-Time Fraud Detection
  • Increase Control over Cash
  • Centralizing Payment Channels

Real-Time Fraud Detection

Real-Time Payments (RTP) settle instantly and are irrevocable, increasing the need for payers to validate only authorized payments are being remitted.

Kyriba’s real-time fraud detection capabilities are supported by machine learning and rules-based automation, ensuring CFOs have new layers of protection against today’s threats and keeping your finance moving at real-time.

Increase Control over Cash

Instant and real-time payments give finance teams complete control over when funds are debited from bank accounts to optimize management of liquidity and working capital. This improves forecasting certainty and unlocks trapped cash, compared to more traditional payment methods.

Centralizing Payment Channels

Kyriba supports instant and real-time payments alongside a variety of payment channels – so our clients have flexibility in what payments they want to use for any scenario. By centralizing, finance teams gain visibility across all payments with complete data on outgoing payments whether payments are initiated directly in Kyriba and/or routed from the ERP. Kyriba fully supports all bank connectivity and banking formats.

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