
What Q1 exposed about CFO execution in 2026

By Todd Laddusaw
Chief Financial OfficerShare
If I had to sum up Q1 in one phrase, it would be simple: go faster.
The agenda itself was already clear: liquidity, visibility, disciplined investment, and better execution. What changed in Q1 was the urgency. CFOs now have to move faster, decide faster, and operate with more precision.
That is consistent with the broader market too. In Kyriba’s CFO 2026 Outlook survey of 1,400 finance leaders, more than 75% reported a positive economic outlook for 2026, and nearly 79% felt positive about their own business trajectory. Most finance leaders already knew the agenda. Q1 just tested how well they could execute it.
Having cash is not the same accessing it
Most CFOs think they can understand their cash position. Many don’t, at least not in the way this environment now requires.
Liquidity performance isn’t just about how much cash you have. It is about whether you can see it, forecast it, and access it where and when the business needs it. For many organizations, the real challenge is cash location, legal entity structure, tax considerations, and the practical ability to move funds efficiently. Those are not problems you solve with a backward-looking cash model or a static balance sheet view.
The gap is wider than many teams probably assume. Nearly 60% of CFOs said they still don’t have fully real-time cash visibility, and 23% cited trapped cash across regions or entities as a top financial risk concern. That tells me the issue is whether finance can act on cash with enough speed and precision.
What does dynamic liquidity planning actually look like? In many cases, it starts with a weekly cash forecast by legal entity, even if it is rough at first. The right cadence isn’t identical for every company. It depends on the complexity of your entity structure, how volatile your cash cycle is, and how quickly conditions are changing. For many finance teams, weekly is increasingly becoming the floor, not the ceiling.
Looking ahead is now a finance advantage
One of the easiest mistakes finance teams make when the business is moving quickly is to focus too narrowly on the next close, the next month, or the next immediate pressure point.
CFOs have to look further ahead than that. They need to think structurally about where the business is headed, how planning assumptions are changing, and which decisions need to get made earlier. That kind of discipline slips easily when growth is strong or liquidity feels comfortable, but that is exactly when blind spots start to form.
The question is whether you're looking ahead far enough to actually change course.
AI is no longer experimental
AI in finance is no longer a side conversation for finance, and I think too many teams still talk about it in vague terms. CFOs don’t have the luxury of waiting for the perfect moment. AI is already reshaping how finance teams work, so the real question is where it creates practical value.
The market has already moved. Nearly 92% of CFOs said they are integrating AI into at least some financial processes, and 67% identified AI as the leading driver of transformation in the CFO role over the next five years.
What works is less glamorous than the headlines. I have seen AI make the biggest difference in areas like manual analysis, anomaly detection, and cash flow forecasting support — work that used to take hours. That is where finance leaders should focus. Pick one workflow that is still too manual, too slow, or too inconsistent, and start there.
The harder challenge is organizational. Finance teams are already stretched, and learning something new can feel like one more competing priority. But this is not a passing trend. It is a capability that is likely to shape the rest of many finance professionals’ careers. Leaders have to create the time and expectation for their teams to engage with it now, not later.
Strong fundamentals still matter most
In 2026, finance fundamentals still matter, but the baseline is higher. It is no longer enough to understand the numbers after the fact. CFOs need faster visibility into what is changing across the business, stronger links between finance and operations, and enough confidence in their systems, data, and workflows to act quickly. WHat used to count as strong fundamentals, accurate reporting, discipline forecasting, and cost control, now also includes speed, cross-functional visibility, and a technology foundation the business can rely on.
The external environment only raises the stakes. Market volatility, trade policy uncertainty, inflation pressure, and political instability do not just test judgment. They test whether finance can connect cash, planning, risk, and business decisions fast enough to influence outcomes. In that environment, discipline isn't optional.
Finance leaders who claim to be balancing everything equally are usually excelling at nothing. You have to choose your two or three battlegrounds and execute them well.
Better teams and better systems drive better execution
Execution still comes down to people and systems.
Teams don’t outperform just because they are talented. They outperform when they are aligned, well led, and working in an environment that helps them move quickly. The same goes for systems. If teams are constantly reconciling across disconnected tools, manually moving data, or working around process gaps, they lose time and clarity.
The modern finance organization needs people who understand technology, who can model risk and scenarios, who can work across functions effectively, and who are increasingly comfortable using AI in practical ways. AI proficiency is becoming part of the finance skill set, not a separate specialty, and without the right systems, even great teams are working with one hand tied behind their backs.
The real lesson of Q1: go faster, but stay focused
In 2026, execution is the differentiator. The teams that move with clarity, speed, and discipline will be the ones that separate themselves.
That doesn’t mean being careless. It doesn’t mean trying to do everything at once. It means being clear about the few priorities that matter most, moving decisively on them, and adjusting quickly when conditions change.
Too many finance teams still mistake activity for progress. They add tools without changing workflows. They talk about agility while running on static planning cycles. They say AI matters, but keep it trapped in experimentation. That is not going to hold up for the rest of 2026.
In this environment, CEOs and boards should expect more from finance than accurate reporting and cost discipline. They should expect faster visibility into what is changing, clearer guidance on tradeoffs, and earlier signals when risk or cash exposure is building. Finance has to help the business act sooner, not just explain results later.
So here is the real question: can your finance team see next month’s cash position clearly enough to act on it, and can it tell you where AI is already improving speed or decision-making in a measurable way? If not, the gap is execution, not strategy.
The CFOs who stand out this year won’t be the ones with the most ambitious plans, but the ones who can turn priorities into operating discipline.
Written By

Todd Laddusaw
Chief Financial Officer
Todd Laddusaw is the Chief Financial Officer at Kyriba, where he leads the finance function to help the company achieve both financial and non-financial goals. With an eye towards growth and value creation, Todd believes in driving performance through partnership. He brings more than 30 years of financial experience. Before joining Kyriba, he served as the CFO for a number of companies, most recently including Calabrio, Bamboo Health, and Virgin Pulse / RedBrick Health. Todd has an MBA from the University of Minnesota’s Carlson School of Management, and a Bachelor of Business Administration in Accounting from the University of Notre Dame. In his free time, he enjoys exercising, cooking, and spending time with family and friends.

