Treasury confidence, built on a trusted foundation

How unified treasury platform and treasury AI deliver instant liquidity intelligence

There is a question every CFO wants to get the answer in seconds: "What is our group's consolidated liquidity position right now?"

And yet, for many treasury teams, answering that question can take hours. Or even days. Not because the information doesn't exist, but because it's scattered across bank statements, ERPs, spreadsheets, and email threads. And because consolidating it requires time, people, and processes that are rarely aligned.

That fragmentation is the real problem.

The problem isn't just for new treasurers

When we think of someone who needs to know their company's treasury overview, we tend to picture a newly hired treasurer who still needs to be onboarded to get an overview of the business. But the reality is different.

As a solution engineer, I have met treasurers who have been with their company for years but still face exactly the same persistent problem if their operation relies on manual, fragmented processes.

Do any of these situations sound familiar to you? They bring a déjà vu to me, as I used to be a treasurer myself before joining Kyriba.

• The CFO asks you for a currency exposure summary in 30 minutes, and you need to call three people to get it.

• You want to know which debt maturities are coming up in the next 90 days, and the answer is in a spreadsheet someone updated two weeks ago.

• A bank account has had no activity for months, and nobody noticed.

• A new signatory has access to all group entities, and nobody reviewed it.

These are not knowledge problems. They are real-time information access problems.

And they exist because treasury data lives in silos: disconnected systems that don't talk to each other, manual processes that can't scale, and no single source of truth to rely on.

By solving that fragmentation, Kyriba changes the game for you.

The Kyriba difference: a unified treasury platform

Before any AI can deliver instant answers, something fundamental has to be in place: a unified treasury platform, consolidating your entire treasury operation into one system.

Trusted data. All your entities, accounts, balances, transactions, and cash flows in one place, automatically updated and reconciled.

Trusted connectivity. Direct connections to all your banks and financial institutions, plus seamless integration with ERPs and partner platforms.

Trusted insights. 100% visibility into cash, liquidity, exposures, debt, FX, and payments, structured, governed, auditable.

This unified foundation makes Kyriba’s agentic AI, TAI, different from generic AI tools, which have no idea what's in your treasury system. TAI is different because it's built inside Kyriba's platform, with direct access to your structured treasury data. It doesn't guess. It doesn't approximate. It doesn't rely on uploading spreadsheets or manually fed data. It delivers treasury intelligence by:

• Querying across all entities and currencies instantly, no manual aggregation needed.

• Analyzing real-time bank balances and flows, no waiting for yesterday's spreadsheet.

• Identifying anomalies, exposures, and optimization opportunities, no manual pattern-hunting.

• Cross-referencing permissions, signatories, and governance.

Every action is fully auditable and transparent because TAI is built on Kyriba's platform, not bolted on top of fragmented systems.

The Treasury Discovery Brief: liquidity intelligence from days to minutes with TAI

When I demo Kyriba and TAI, I like to use the following list of eight critical questions every treasurer should be able to answer on demand. I call it a “Treasury Discovery Brief.” I want to show my customers the difference. With fragmented systems, gathering these answers can take days. With Kyriba and TAI, you can answer all eight in under 30 minutes.

1. Group Structure. How many legal entities do we operate? In which countries? Which are the main treasury centers?

2. Banking Relationships. How many banks do we work with? Are there inactive accounts we should review or close?

3. Currency Exposure. Which currencies do we operate in? Which entities have the highest exposure in non-functional currencies?

4. Current Liquidity Position. What is the group's consolidated cash balance today? Are there entities in a negative or critical position?

5. Payment Signatories and Authorization. Which users have signing rights? What are their limits? Are there sole signatories without a second approval level?

6. Data Access and Governance. Which users have access to all entities? Are there permissions that should be reviewed?

7. Anomalies and Optimization Opportunities. Are there recent fraud alerts? Idle cash that could be optimized? Accounts not receiving regular bank statements?

8. Debt and Credit Facilities. What is the group's total outstanding debt? Which critical maturities are coming up in the next 30, 60, and 90 days? What credit capacity do we have available?

The Bonus: an Executive Summary for the CFO ready in minutes. With those eight answers in hand, TAI can automatically generate a complete executive summary: key findings, quick wins, and recommendations for next steps, in a format ready to present to the Board or Executive Committee.

What used to take days of meetings, access requests, and manual consolidation is now available before your first meeting in the morning.

When I was a treasurer, I spent so much time gathering data and wishing I had more time for strategy. Now, as a solution engineer, I watch treasury teams improving their productivity with modern treasury systems. That's not automation replacing people. That's technology freeing people to do the work they were hired for.

The Kyriba and TAI promise

If you're reading this and thinking, "We can't answer those eight questions in minutes," you're not alone.

Whether you joined the company yesterday or have been there for a few years: your treasury information must be available instantly. That is not a luxury. It is a necessity.

Because in today's treasury, delayed insight means unmanaged risk.

With Kyriba, the platform gives you the foundation, and TAI gives you instant intelligence.

Trusted data. Trusted connectivity. Trusted insights. Trusted AI.

That's the Kyriba advantage.

Want to see the Treasury Discovery Brief in action? Contact us and get a personalized demo.