CFO Survey Global Report

Key trend #2: The era of engineered growth

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As CFOs prepare for 2026, engineered growth is emerging as a defining strategy. This approach redefines how finance leaders balance opportunity and resilience, prioritizing innovation built on operational precision. Closely tied to the OPR Index, which measures confidence through optimism, preparedness, and risk, engineered growth embodies this balance.

In this section, we examine how CFOs are navigating these complexities, from reimagining confidence to modernizing operations and addressing the execution gaps that stand between ambition and achievement.

Confidence reimagined: from financial stewards to strategic engineers

CFOs are evolving from financial stewards to strategic engineers, with engineered growth emerging as a guiding principle for 2026. This approach prioritizes innovation built on operational control, moving beyond a revenue-only growth mindset. Engineered growth means innovating at the speed of operational efficiency and cash visibility—so growth is steady, not fragile.

By focusing on precision and optionality, CFOs are modernizing operations to drive efficiency while freeing up capital for innovation. This dual focus on operational efficiency and breakthrough initiatives reflects a shift toward liquidity-driven growth, where confidence is built by balancing opportunity with resilience. Leading the charge are the top growth levers for 2026: innovation (35%) and digital transformation (34%).


The foundation of liquidity-driven growth

The foundation of liquidity-driven growth

Why connectivity matters: converting optimism into outcomes

Achieving these growth priorities depends heavily on the financial infrastructure that supports them. Connectivity powers real‑time data and automation, raising a CFO’s ability to act with speed and precision. High connectivity increases a CFO’s ability to convert optimism into outcomes (via preparedness), while low connectivity raises execution risk—even when optimism is high.

Connectivity shows stark regional disparities that shape how CFOs approach growth and resilience.


Preparedness starts with plumbing

Preparedness starts with plumbing

Connectivity’s influence on growth strategies is also far from uniform. In high-connectivity markets like the US and the UK, businesses emphasize innovation (US: 46%; UK: 41%) and digital transformation (US: 34%; UK: 36%). Singapore, with its strong infrastructure, takes a different approach, prioritizing capital structure optimization (32%) and working capital gains (31%) over innovation (27%) and digital transformation (28%).

In contrast, Italy stands out as a low-connectivity market with a high appetite for innovation (38%) and transformation (43%), showing that ambition can outpace technical readiness. Meanwhile, the remaining low-connectivity regions take more measured approaches, focusing on cost efficiency, ESG priorities, and operational discipline.

Engineered growth in focus

Interactive chart: click on the regions to filter data

Digital transformation

34%

Innovation

35%

Cost reduction and efficiency gains

26%

Working capital improvements

21%

Supply chain optimization and resilience

22%

ESG and sustainability initiatives

20%

Capital structure optimization

21%
Data collected from Kyriba survey of 1,400 CFOs and senior financial decision-makers in Q3 of 2025



CFO insight

Nick Dahm, CFO, Salesloft Nick Dahm, CFO, Salesloft


Preparedness in practice: modernizing for efficiency and resilience

Engineered growth requires a strong operational core, and CFOs are addressing this challenge with various strategies. Globally, 37% are increasing the frequency of forecasting updates, while 31% are rebalancing debt and capital structures to reduce exposure and optimize their cost of capital. These actions reflect a shared goal: enabling faster responses and minimizing uncertainty.

How CFOs are preparing looks different depending on the region. In the US, the focus is on speed. To support faster decision-making, 51% of CFOs are increasing their reporting cadence and 45% are doing the same in regards to forecast frequency. In Singapore, the emphasis is on balance sheet levers, including rebalancing debt and capital structures (41%). The UK and Spain are instead choosing to adopt new software (UK 41%, Spain 42%) and automation tools (UK and Spain: 34%). Similarly, Japan and Germany are both focused on operational levers: restructuring terms (Japan 42%; Germany 32%) and automating treasury processes (Japan 34%; Germany 30%).

Despite these regional differences, the underlying principle remains the same: growth is easier to engineer when the systems behind it are agile and resilient enough to withstand pressure.


Top strategic approaches to navigate external pressures with confidence

Top strategic approaches to navigate external pressures with confidence



CFO insight

Alison Staloch, CFO, Fundrise Alison Staloch, CFO, Fundrise


Optimism without preparedness: clear strategy, challenges in execution

Despite their ambitions, CFOs face significant challenges in executing their vision for engineered growth. Only one-third (33%) are concerned about forecasting accuracy and financial data reliability, which is surprising when considering that nearly two-thirds (59%) lack a complete real-time view of cash and liquidity across all accounts and entities.

Without real-time visibility, ensuring forecasting accuracy and data reliability becomes nearly impossible—especially in a world that moves quickly. The critical need for fully connected finance and treasury infrastructure is clear, yet only 35% of CFOs report having achieved a fully integrated system across banks, ERPs, and third-party data via APIs.

These limitations echo the OPR Index. CFOs feel prepared for macro risk, but the systems beneath their growth strategies still lag behind their optimism. This disconnect underscores the tension between their strategic goals and the limitations of their current capabilities.

To move faster, CFOs need cleaner data, more automation, and real-time visibility. Balancing optimism for growth opportunities with a clear-eyed focus on preparedness and risk management is essential. Investments in better tools, infrastructure, and data reliability are critical to building the confidence needed to unlock the full potential of engineered growth.

Across regions, fully complete, real-time cash visibility varies widely:

  • Singapore: 62% (highest)

  • USA: 48% | UK: 44% | Germany: 43% | Spain: 41% (all above the global average: 40%)

  • France: 32% (below the global average)

  • Japan: 27% | Italy: 22% (lowest)


What CFOs want vs. current reality

What CFOs want vs. current reality



CFO insight

Russell Haley, Former regional CFO/Treasurer, Cantor Fitzgerald & BGC Group Russell Haley, Former regional CFO/Treasurer, Cantor Fitzgerald & BGC Group


Engineering confidence with sustainable growth

CFOs are redefining the rules of growth while simultaneously building the systems to support it. They are creating frameworks that enable confident investment, even in the face of ongoing volatility. By modernizing processes, enhancing controls, and strengthening connections across their financial ecosystems, they are laying the groundwork for sustainable success.

Savvy leaders understand that growth in 2026 will reward those who treat liquidity, data, and operational agility as strategic assets, and they are already taking action to stay ahead.


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