Kyriba Receivables Finance

Receivables financing lets businesses turn unpaid invoices into cash, offering up to 100% of their value depending on the funder’s assessment of the portfolio. Unlike other financing solutions, it allows businesses to borrow against the value of their invoices, or to sell their invoices for an early payment in return. It's an efficient solution for generating free cash flow.

Why it matters to banks and corporations

Today’s business environment demands resilience, flexibility, and precision. For corporations, fluctuating buyer payments, supply chain pressures, and unpredictable cash flow pose significant challenges. For banks offering financing programs, assessing credit risks and managing inefficiencies in payment predictability make scaling solutions cumbersome.

Kyriba’s Receivables Finance solution enhanced with Invoice AI is reshaping these dynamics by addressing key pain points for corporations and banks.

• Improved Cash Visibility & Risk Assessment:
  Use AI-driven insights to accurately predict cash inflows and evaluate buyer payment behaviors.
  

• Enhanced Liquidity & Working Capital Planning:
  Confidently manage finances, free up working capital, and optimize funding decisions.
  

• Streamlined Operations & Efficiency:
  Automate manual processes like invoice eligibility, reconciliation, and monitoring to save time and reduce overhead.

Receivables Finance with Invoice AI can predict your buyers payment behavior, giving you the most accurate forecast of your receivables

• AI-Enhanced Predictability:
  Leverage AI to analyze vast amounts of historical and real-time data to predict when buyers are likely to pay invoices.
  

• Optimized Invoice Financing:
  Improve financing strategies by understanding which invoices are stable and build dynamic funding solutions accordingly.
  

• Continuous Machine Learning:
  Learning from new datasets in real time, Invoice AI ensures forecasts evolve with changing business conditions for improved reliability over time.
  

• Greater Transparency:
  Gain visibility into both AI-driven forecasts and internal projections to identify discrepancies and make data-backed forecasts.
  

Features of Receivables Finance with Invoice AI

• Multi-Funder Platform Integration
  Connect with multiple financial institutions on one platform for consistency and uniformity.

• Automated Invoice Processing
  Automatically extract data, identify eligible receivables, perform limit checks, and manage submissions and funding requests in real-time.

• Flexible Financing Approaches
  Access options like pool financing, factoring, invoice discounting, and securitization to optimize cash flow and working capital.

• Real-Time Dashboards and Reporting
  View KPIs, credit usage, funding requests, and program metrics at a glance.

• Seamless ERP Integration
  Automate financial workflows and maintain consistent data for improved reporting

• Native integration with Kyriba Working Capital
  Optimize payables and receivables financing in one Kyriba platform.

• AI-Powered Forecasting
  Gain advanced insights into risk, cash inflows, and payment trends for better financial planning.

Compare invoice dates with AI predicted payment dates in Kyriba Receivables Finance.

Make Working Capital Work for You

The combination of AI technology and receivables financing is redefining how businesses and banks handle working capital. For CFOs, Treasury Managers, and banking partners, tools like Kyriba not only enable faster access to liquidity but also lay the groundwork for smarter, more strategic financial decisions.

With Kyriba’s Invoice AI-enhanced Receivables Finance, gain precise control over cash conversion cycles, improve liquidity predictability, and capitalize on the competitive advantages of advanced forecasting. Manage finances better and drive operational excellence.

Kyriba is a globally trusted leader in liquidity performance, providing a secure, scalable, and compliant AI-powered SaaS solution. By utilizing advanced artificial intelligence, Kyriba's Trusted AI solutions empower CFOs, treasurers, and finance teams to enhance forecasting accuracy, optimize liquidity management, and increase operational efficiency, ensuring financial stability, adaptability, and strong security.