Fact Sheets

Kyriba’s Connectivity-as-a-Service (CaaS) accelerates the process of connecting your ERP systems to your banking partners, relieving potential development and maintenance burdens on IT. With one API gateway, clients can connect via Kyriba to over 1000 global banks supported by an extensive format library of 50,000 pre-developed and pre-tested payment scenarios.

Unleash the Power of Enterprise Liquidity Performance with Oracle E-Business Suite and Kyriba Future Proof Your ERP with A Secure and Flexible Connectivity Solution Kyriba’s Connectivity-as-a-Service (CaaS) accelerates the process of connecting your ERP systems to your banking partners, relieving potential development and maintenance burdens on IT. With one API gateway, clients can connect via Kyriba to over 1000 global banks supported by an extensive format library of 50,000 pre-developed and pre-tested payment scenarios. Kyriba’s Oracle E-Business Suite (EBS) API integration seamlessly connects Oracle EBS with Kyriba’s Enterprise Liquidity Performance platform to automate workflows between the two platforms. The integration enables: A complete end-to-end solution for payment workflows Streamlined cash management with import of cash forecasts from Oracle EBS into Kyriba Transfer of cash and financial accounting journal entries from Kyriba to the Oracle EBS General Ledger (GL) Transfer of bank ledger entries to Kyriba for reconciliation with bank actuals Access to Kyriba’s robust risk management platform Major Benefits of Using Kyriba Oracle EBS API Integration Solution Unleash the Power of Enterprise Liquidity Performance with Oracle E-Business Suite and Kyriba. With Kyriba Oracle EBS Integration Without Kyriba Oracle EBS Integration Configuration and Installation Pre-built data extract, mapping, and transmission from your Oracle EBS to Kyriba Easily customizable data extract using Oracle’s BI Publisher All bank connectivity and payments formats are managed by Kyriba Validated and pre-tested bank integrations Develop custom data extract from your Oracle EBS systems to Kyriba Define and maintain mapping for payment scenarios in Oracle EBS Develop custom process monitoring Time-consuming testing of extracts Payment Processing Immediate payment transmission to banks, via Kyriba, upon batch completion Integrated workflows transmit encrypted HTTP No intermediate files created Final payment status updated on the Oracle payment transaction Connect via SFTP: Use the Kyriba FTP server for intermediate file creation and storage Explicit file encryption/decryption Direct to Kyriba API: Need to manage API workflow orchestration and exceptions Kyriba Oracle EBS Integration for Payments Workflow The automated workflow allows clients to submit vendor payments, direct debits, and other third-party payments from Oracle EBS into the Kyriba platform. Kyriba manages workflows, payment screening, formatting, and bank communication. The automated workflow features: Inbound: Using native Oracle workflows, payment requests are generated and sent directly to banks via Kyriba for execution. Outbound: Final bank payment status is returned to Oracle in a dedicated field on the Oracle payment transaction. Note: This functionality depends on the services you subscribe to from your bank. The Kyriba Oracle EBS Integrated Payments Workflow Explained Oracle EBS payments are translated from Oracle EBS to Kyriba format and sent to Kyriba as a single batch. Payment requests are batched in Kyriba before being sent to the banks. Batched payment orders are sent to associated banks to be executed. Payment confirmation is returned from the banks to Kyriba. A scheduled concurrent program requests payment acknowledgments from Kyriba. Payment status updates are transmitted to Oracle EBS through API integration and acknowledgment information is updated. Kyriba Oracle EBS Integration for Cash Management Workflow The Cash Management workflow imports subledger entries into Kyriba to forecast future cash balances and optimize liquidity planning. The automated workflow: Extracts data for open customer and vendor invoices, non-Kyriba payments, and other GL entries Batches, formats, and transmits records to Kyriba via the CaaS ERP Connector Kyriba Oracle EBS Integration for GL Export Workflow This workflow transfers cash and financial accounting journal entries generated in Kyriba to Oracle EBS General Ledger and: Includes GL entries that are otherwise not reported back into the ERP Eliminates manual entry/import of GL entries from Kyriba to the ERP Kyriba Oracle EBS Integration for GL Reconciliation Workflow The GL Reconciliation workflow: Transfers journal entries posted in Oracle EBS General Ledger to Kyriba for bank-to-book reconciliation Includes GL entries for selected balancing segments (company) and ledger to send to Kyriba for reconciliation with bank transactions Kyriba Oracle EBS Integration for FX Balance Sheet Management Workflow The FX Balance Sheet Management workflow features: Extract of life-to-date balances for assets and liabilities by entity, currency, and GL account for FX analysis Processing directives are configured in Kyriba, enabling fully automated handling of exposures in FX Balance Sheet FAQs on Kyriba Oracle EBS API Integration What Oracle EBS services and versions are supported? Kyriba is validated for Oracle EBS version R12.2 and higher. Can Oracle EBS be customized to enhance its functionality? Yes, payment files are generated using BI Publisher with data models and .rtf templates provided by Kyriba. These files can be easily customized by clients to meet their specific needs. Additionally, Kyriba offers dedicated fields to enable customizations in PL/SQL and other integrations. Can customers use their own middleware to interact with the API? Yes, customers are free to use their own middleware solutions such as OCI, Boomi, or MuleSoft to call the Kyriba API. What authentication methods are used in the integration? The integration utilizes a REST API with Basic Authentication for secure communication. How does Kyriba support migration from Oracle EBS to Oracle Cloud? Kyriba ERP connectors support both Oracle EBS and Oracle Cloud, facilitating smooth migration by leveraging common formats across both platforms. For more information, please contact Kyriba. Can Kyriba connect to multiple ERP systems? Yes, Kyriba supports connections to multiple ERP systems, including Oracle Cloud, SAP, NetSuite, Microsoft Dynamics 365, and Workday. Check Kyriba Marketplace for the latest updates. Are payments transferred in batches or individually? Payments are transferred in batches to Kyriba, which re-batches and forwards them to the banks. However, Kyriba also supports the transfer of single payments upon request. How long does it take to connect an ERP to Kyriba? Typically, the process of connecting to Kyriba takes between 2-5 days, depending on the complexity of the client’s configuration. Kyriba’s Oracle EBS integration significantly reduces the time, cost, and effort required to connect.

Kyriba’s winning Liquidity Performance platform is the most connected liquidity network with banks, ERPs, trading portals, data tools, suppliers, and more. With close to 3,000 clients and 80,000 users worldwide, Kyriba manages more than 3 billion bank transactions and $15 trillion in payments annually. Our platform is built to enable financial leaders to connect, protect, forecast, and optimize liquidity for sustainable growth.

Kyriba’s winning Liquidity Performance platform is the most connected liquidity network with banks, ERPs, trading portals, data tools, suppliers, and more. With close to 3,000 clients and 80,000 users worldwide, Kyriba manages more than 3 billion bank transactions and $15 trillion in payments annually. Our platform is built to enable financial leaders to connect, protect, forecast, and optimize liquidity for sustainable growth. Products Treasury Management Payments Working Capital Risk Management Solutions Coverage Enterprise Organizations Mid-Sized Companies Industry Verticals Banks and Financial Institutions Open Cloud Connectivity-as-a-Service Data Analytics and Visualization Artificial Intelligence API-first Developer Portal Analytics Integrated Visual Dashboards On-demand Drill-down Capabilities Presentation-ready for Sharing Platform 24/7 Cyber Security Center Global Software-as-a-Service Disaster Recovery Supports 14 Languages Compliance SOC 1 and SOC 2 Type 2 Reporting ISO 27001 Standards CSA CAIQ Compliance Criteria Data Privacy Framework (DPF) Certification Treasury Management Kyriba provides CFOs and treasurers with the visibility and reporting they need to make confident, analytical, and data-driven liquidity decisions to manage complex cash structures, investments, borrowings, and hedging to optimize enterprise liquidity. Cash Management and Forecasting Complete cash visibility with flexible cash position dashboards and full reconciliation capabilities makes it easy to view prior-day and intraday postings. Clients can use extensive options for modeling and measuring the effectiveness of forecasts to improve the accuracy and extend the horizon of cash forecasting. Liquidity Planning Kyriba offers clients more advanced forecasting capabilities with Kyriba Liquidity Planning including constructing multiple forecasts, modeling forecast scenarios, and generating new forecasts with AI, all within a single, flexible platform with spreadsheet operability. Cash Pooling and In-house Banking Clients can manage notional and physical cash pools to offer real-time inter-company positions, interest calculations, and automated reporting. Multilateral Netting Multilateral netting calculates net payables and receivables positions by participant, optimizing exposure management and in-house bank integration. Bank Relationship Management Bank account management (BAM), signatory tracking, FBAR reporting and bank fee analysis provide improved control of bank accounts and more transparency into bank fees. GL Reconciliation Complete bank-to-book reconciliations within Kyriba by matching bank transactions within the Kyriba platform, originated from daily bank reporting through the month, against booked transactions imported from the general ledger. Financial Transactions Fully track treasury financial transactions for your investments, debt, and risk instruments with complete integration to the payments, accounting and cash forecasting modules. Accounting and Compliance Journal entries can be generated for all cash and liquidity models. With automated ERP integration with the general ledger, Kyriba delivers bank-to-book reconciliation for monthly matching of bank actuals with uploaded accounting balances.   Payments Kyriba offers a pre-connected, multi-bank and secure global payment network to centralize and standardize company-wide payment workflows, enhancing task automation, error management, fraud detection and payment status visibility, all integrated in one payment hub. Format Transformation With 50,000+ payments format scenarios Kyriba offers the most extensive format library in the industry, incl. ISO 20022 XML, SWIFT MT/MX, and various local formats, eliminating the need for clients to manage bank protocols and format transformation in house. Kyriba also offers a complete set of self-service format customization tools in Kyriba Open Formats Studio for clients and partners to quickly implement, test, and deploy payment formats within the Kyriba Payment Hub, including using ChatGPT to create scripts. Payment Controls Clients can standardize payment controls in compliance with their organization’s payment policy. Kyriba supports up to 9 levels of rule-based approval, personal digital signature, and full audit trails with activity logs. Payment Acknowledgment The Kyriba Payment Hub supports end-to-end payments tracking with one payment status reporting dashboard. Clients can also review and approve payments on-the-go with Kyriba Mobile App (iOS and Android). Bank Connectivity Kyriba supports multi-bank connectivity including SWIFT, Bank APIs, host-to-host, and other country networks, so clients can maximize automation, ensure payments security, and minimize total costs. Payments Fraud Detection Kyriba’s fraud detection module offers scenario-based, AI-powered, real-time detection of suspicious and sanction-prone payment activities to ensure that digitized payments policies and procedures are enforced. Kyriba also supports confirmation of payee with bank account validation through global partners (SisID, TrustPair and GIACT).   Working Capital As a bank-independent solution Kyriba provides clients the option to leverage leading technology and services to access working capital in the most efficient and flexible ways, enabling CFOs to generate free cash flow and improve financial results with a full spectrum of working capital solutions. Control and ownership - Clients are the owners of their programs. Our model puts the partners in control. Bank Relationship - Clients can select and reward multiple key relationship banks. Risk - Eliminate single bank risk and diversify funding sources. Kyriba is not a funder - Kyriba does not use its balance sheet, make credit risk process or policy based decisions on behalf of partners. Payables Finance Kyriba Payables Finance provides suppliers with a complete reverse factoring solution where suppliers can accelerate collection of their receivables due from their buyers, with full integration among the buyer, the supplier, and the financing partner. Dynamic Discounting Dynamic discounting programs are best suited for organizations that have excess liquidity, and are looking for an alternative to low-yield, short-term investments to earn risk-free returns on excess cash. The control of this program fully sits with the buyer and their suppliers; they can negotiate the financial benefits and Kyriba’s platform will support them to achieve it. Hybrid Payables Finance and Dynamic Discounting The Hybrid model brings the Payables Finance and Dynamic Discounting programs together, and allows the funding source to be switched between internal and external. Most businesses with sales seasonality have periods where cash is scarce or in abundance. Depending on the cash position of the buyer, the program structure can alternate between the buyer using their funds to early pay their suppliers’ invoices or the financial institution comes into play and funds them. Receivables Finance Kyriba Receivables Finance accelerates payment on the receivables to get cash into the business quickly, giving CFOs a new solution suite to optimize working capital and strengthen the balance sheet. Seamless integration across the entire platform means easier liquidity management and working capital stability.   Risk Management Kyriba provides CFOs and treasurers with complete, end-to-end workflows for FX, Interest Rate, and Commodity risk management programs to protect balance sheets, income statements, and cash flows. FX Exposure Management In-depth analytics drive visibility into currency exposures and enable better assessment, mitigation, and reporting of currency impacts on earnings and financial statements. Mark-to-Market Valuations Kyriba supports full valuation capabilities, including credit risk and CVA/DVA support, leveraging Kyriba’s integrated market data. Derivative and Hedge Accounting Derivative and hedge accounting capabilities for FX and interest rate hedging programs offer full support for FASB, IFRS and local GAAP requirements. Lease Accounting Intuitive workflows support IFRS16 lease accounting standards, including lease management, calculations, and general ledger integration. Cash Flow Hedging Kyriba’s FX Cash Flow Exposure management enables clients to analyze and manage currency impact on future cash flows. It protects the value of cash flow forecasts and improve EBITDA predictability. Balance Sheet Hedging Kyriba’s FX Balance Sheet Exposure management enables clients to measure, monitor, and manage currency exposure and protect balance sheet. It protects earnings and reduces program costs.   Connectivity-as-a-Service Kyriba offers a single liquidity network with API-first integration to banks, ERPs, trading portals, data tools, suppliers, and more, improving business continuity and minimizing IT time and related costs. Kyriba also provides 24/7 monitoring of connectivity performance. Host-to-host and Bank API Connectivity Kyriba offers host-to-host direct-to-bank connections via secure FTP to hundreds of banks for clients with high volume bank transactions. Kyriba is also the leader in bank API connectivity, supporting bank reporting, and payments with Bank of America, J.P. Morgan, U.S. Bank, CITI, HSBC, Deutsche Bank, and many more. Instant payments usually requires bank API connectivity, e.g., TCH RTP, FedNow, and SCT Inst. Regional and Country Protocols Many countries require using regional networks to connect to local banks. Kyriba supports these country-specific networks, including: Zengin and ANSER in Japan EBICS in France, Germany and Switzerland BACS and Faster Payments (including the Direct Corporate Access option) in the UK CBI in Italy EDITRAN in Spain SWIFT Connectivity Kyriba offers multiple options to leverage the SWIFT Network for bank reporting and payments. Options include Kyriba Bank Statement Concentrator, where customers use the Kyriba BIC11. For clients who prefer their own BIC, options include SWIFT Alliance Lite2 and SWIFT Service Bureau. Kyriba integrates over 600 corporate BICs on our platform, representing more than 20% of SWIFT’s total corporate BIC membership. ERP Connectivity The Kyriba platform connects to over 10,000 ERP instances. It offers pre-developed API connectors for major ERPs including SAP ECC and S/4HANA, Oracle Cloud, NetSuite, Microsoft Dynamics 365 and Workday. It can also connect to any other ERP via different connectivity protocols. Kyriba ERP connectivity supports payments, bank statements export, cash management, GL export and reconciliation, FX balance sheet and working capital workflows. Kyriba can accelerate ERP-to- bank connectivity projects by months or years.   Artificial Intelligence Kyriba’s AI strategy includes fully supporting embedded AI models within the platform’s workflows and securely opening the platform via APIs to engage with GenAI tools such as ChatGPT. Example Use Cases Forecasting Kyriba utilizes AI to forecast cash flows based on historical transactions, patterns, and seasonality. AI projections are compared against other forecast sources to assess forecast accuracy and the ideal role for AI in cash forecasting. In addition, AI is used to calculate excess cash balances at desired confidence intervals, minimizing idle cash and maximizing returns. Payment Fraud Kyriba’s fraud detection engine uses AI to detect payment anomalies and isolate suspicious payments, utilizing an adversarial model trained on the organization’s payment history. Implemented with other payment controls and scenario analysis, AI provides a powerful real-time detection mechanism against payment fraud. Payment Formats With Kyriba’s Open Formats Studio, users can enable ChatGPT to generate new or update existing payment format scripts, including testing and validating the new formats before incorporating them into their payment workflows for immediate integration to the bank, greatly decreasing the time and effort required for on-demand implementation and adjustment of payment formats. Reporting Kyriba’s Open Reports Studio enables users to securely query data directly in Microsoft Excel, enabling users to securely engage AI tools such as ChatGPT and Microsoft Copilot with their Kyriba data to integrate external insights, build new queries, and dynamically generate new reports.

The Kyriba Open Formats Studio (OFS) offers a complete set of self-service tools to quickly implement, test and deploy payment formats within the Kyriba Payment Hub.

The Industry’s First Self-Service Payment Formats Library The Kyriba Open Formats Studio (OFS) offers a complete set of self-service tools to quickly implement, test and deploy payment formats within the Kyriba Payment Hub. Easy to use and explore, our extensive format library provides a Sandbox environment for registered users to customize and manage new payment formats. Who can benefit from Kyriba OFS? IT specialists Payments and TMS implementation consultants Advanced treasury or payments experts Anyone who regularly works with payment formats What can you do with Kyriba OFS? Implement formats for new payment types Modify existing formats Test format variants with a single click Verify newly implemented payment formats Overview of the Available OFS ToolKit Formats List Formats List Bank/Country Matrix Find payment scenarios currently supported in Kyriba Alias Library & Statistics Search all available variants for each format / subformat in Kyriba Simulation Tool Simulate output bank files from Kyriba Formats Library and test different alias combinations Post-processor Tool Test and validate new SWIFT MT and ISO 20022 post-processing rules Comparison Tool Compare and highlight the differences between the output bank files obtained from tests Script Testing Tool Create Python scripts with the available samples and template library, or simply use embedded ChatGPT. Test and validate the results before incorporating them into various workflows.   To access Kyriba’s Open Formats Studio, please send your request to [email protected]

Kyriba Open Reports Studio is a powerful Excel add-in that seamlessly integrates with the Kyriba application via Kyriba APIs to empower finance professionals in treasury, accounting and other functions to take control of their data.

Take charge of your data with automated, real-time reports Kyriba Open Reports Studio is a powerful Excel add-in that seamlessly integrates with the Kyriba application via Kyriba APIs to empower finance professionals in treasury, accounting and other functions to take control of their data. With two-way data exchange between Kyriba and Excel and powerful tools such as Copilot in Excel, users can efficiently analyze, explore and visualize their selected data using the power of AI. Highlighted Features Reporting Add-In Available as downloadable add-in from Microsoft Office Store Leverage existing Excel formulas with Kyriba custom functions designed for treasury, accounting and other finance teams One add-in to connect to all Kyriba APIs: reports, imports, functions On-demand reports for advanced data-driven decision-making Flexible and Cross-Platform Cross-platform support, for both Windows and Mac users Macros enable programming level flexibility for business users Custom build your own user interface, tailor-made for your daily operations and workflows Easy to Use Log in with Kyriba application credentials Access real-time data with a single click Dedicated how-to guide available via Kyriba developer portal No coding required on the user's machine

Kyriba’s API integration for Microsoft Dynamics 365 (D365) accelerates payments and bank connectivity projects, eliminates project risk and drastically reduces connectivity costs. The Kyriba D365 integration centralizes payment activity, fully manages bank connectivity and delivers superior fraud detection and visibility. It also provides a full suite of out-of-the-box ERP workflows for cash management, GL reconciliation, GL export, FX balance sheet and bank statement export.

Unleash the Power of Enterprise Liquidity Performance with Microsoft Dynamics 365 Finance and Kyriba A Secure and Scalable Connectivity Solution Kyriba’s API integration for Microsoft Dynamics 365 Finance (D365) accelerates payments and bank connectivity projects, eliminates project risk and drastically reduces connectivity costs. The Kyriba D365 integration centralizes payment activity, fully manages bank connectivity and delivers superior fraud detection and visibility. It also provides a full suite of out-of-the-box ERP workflows for cash management, GL reconciliation, GL export, FX balance sheet and bank statement export. With one API gateway, clients can connect via Kyriba to over 1,000 global banks, supported by an extensive format library of 50,000 pre-developed and pre-tested payment scenarios. Kyriba’s connectivity solution relieves IT development and maintenance burdens by managing future connectivity and format changes while monitoring connectivity performance 24/7. Major Benefits of Using Kyriba D365 Integration Solution for Payments Workflow With Kyriba D365 Integration Without Kyriba D365 Integration Configuration and Installation Pre-built data extract, mapping and transmission from D365 systems to Kyriba All bank connectivity and payments formats are managed by Kyriba A tested and proven solution Benefit from the latest developments (e.g., latest D365 version support and PSR updates) Develop custom data extract and transmission from D365 systems to Kyriba Define and maintain mapping for payment scenarios in D365 Develop custom process monitoring Time-consuming testing of extracts Payment Processing Immediate payment transmission to banks, via Kyriba, upon batch completion Integrated workflows transmit encrypted HTTP No intermediate files created Connected via SFTP: Require the Kyriba FTP server for intermediate file creation and storage Explicit file encryption/decryption Direct to Kyriba API: Custom API workflow orchestration and exception management Payment Monitoring Track and monitor the status of all payments across banks Identify and take immediate action for payment exceptions Separate D365 module required for bank connectivity monitoring Lack of visibility to payment status across banks Extra effort to identify and resolve payment exceptions The integration between D365 and Kyriba allows clients to submit and monitor payments and direct debits using D365 with automated workflow into the Kyriba Platform. The Kyriba D365 API Integrated Payments Workflow Explained D365 payments are translated to comply with Kyriba’s standard payment information. Kyriba’s custom table provides mapping of relevant information. D365 payments are translated from XML to CSV and sent to Kyriba as individual payment requests. Payment requests are batched in Kyriba. Batched payment orders are sent to associated banks to be executed. Payment confirmation is sent by the banks to the Kyriba application. Inquiries are scheduled in D365 ERP to retrieve payment acknowledgments from the Kyriba application. Payment status updates are transmitted to D365 ERP through API integration. Payment status is posted to Kyriba’s custom table. Kyriba D365 API integration also supports cash management, GL reconciliation, GL export, FX balance sheet and bank statement export workflows. Kyriba D365 API Integration for Cash Management Workflow Supporting cash flow forecasting and positive pay. The automated workflow facilitates: Open customer and vendor invoices Non-Kyriba payments, such as checks Other GL entries to support cash forecasting Kyriba D365 API Integration for GL Export Workflow Providing a cash accounting solution, sending GL entries created in Kyriba to the ERP. Main features include: Export of GL entries from Kyriba Export of GL entries not otherwise reported to the ERP Kyriba D365 API Integration for Bank Statement Export Workflow Exporting bank statements to ERPs. The automated workflow features: Extract of bank statements in a format accepted by ERPs Export contains prior day/intra-day data, depending on the ERP Kyriba D365 API Integration for GL Reconciliation Workflow Facilitating reconciliation of bank transactions to accounting. It eliminates error-prone manual entry with: Import of bank account entries from the ERP Posting of GL adjustments back to the ERP Kyriba D365 API Integration for FX Balance Sheet Workflow Extracting balances for FX analysis (previously as FireApps). Main features include: Extract of life-to-date balances for assets and liabilities Balances aggregated by entity, currency and GL account in document, local and reporting currencies For more details, check out the Kyriba Developer Portal. FAQs on the Kyriba D365 API Integration Do different D365 platforms require different installations? Yes. The current package is for Microsoft Dynamics 365 Finance. For other platforms please refer to the generic/standard API interface Kyriba offers. What are the D365 releases Kyriba supports? Kyriba follows the D365 release updates. Please visit the Kyriba Developer Portal for more information. What authentication schemes does the integration use? The integration uses REST API with Basic Authentication or OAuth2. Can clients connect to multiple ERP systems? Yes, Kyriba ERP Connectors support the integration of multiple ERPs, including NetSuite, Oracle Cloud, SAP S/4HANA and ECC. Are payment transfers batched? All payment transfers are batched in Kyriba. Technically, clients could send a single payment request to Kyriba. What payment types are supported? The integration supports payment request imports and payment status updates for vendor payments, treasury, direct debits and checks. How long does it take to connect my ERP to Kyriba? Historically, installation and API connectivity take 2-5 days, depending on the complexity of a client’s configuration and modules in scope. Kyriba D365 API integration reduces the cost, risk, time and effort required to connect D365 Finance to Kyriba.

Now more than ever, CFOs and senior finance leaders are turning to working capital solutions to optimize liquidity and generate free cash flow. With the demand continuing to grow, so do the market options.

As Working Capital Solutions Evolve and Grow, Stay Ahead of the Curve Now more than ever, CFOs and senior finance leaders are turning to working capital solutions to optimize liquidity and generate free cash flow. With the demand continuing to grow, so do the market options. To compete more effectively, financial institutions (FIs) can partner with a technology provider who will help them elevate and differentiate their offering – now and over the long term. As a global leader of enterprise liquidity management platform, Kyriba is an ideal SaaS partner. Our cloud technology serves more than 2,500 corporate CFOs and treasurers including one quarter of the Fortune 500. Kyriba is a name your customers know and trust. Kyriba Working Capital Solutions With Kyriba, FI partners can support their corporate clients with a variety of working capital solutions. On payables finance side, there is not only approved payables finance and dynamic discounting, but also a special hybrid program to seamlessly switch between these two main structures. Purchase order finance is also available in pilot phase. On receivables finance side, the products range from off-the-shelf invoice discounting to sophisticated securitisation reporting. Kyriba’s working capital solutions prioritize the customer experience - from supplier onboarding to ERP integration to funding requests and reporting. System users enjoy a seamless experience, keeping informed and engaged without sacrificing convenience. Why Partner with Kyriba for Working Capital Customer-facing solutions, focusing on user experience Modular solutions – only white label what you need or the fully integrated platform Supplier onboarding can be used independently and leveraged bank wide Our partnership extends beyond technology We support rather than compete with our FI partners We do not fund or structure transactions FIs can leverage Kyriba’s state-of-the-art technology, deep industry expertise and global reputation to gain a competitive edge for their enterprise liquidity products and services. Kyriba Working Capital Solution – Leading Technology, Security and Support Corporate ERP Connectivity Experts At Kyriba we know ERP connectivity with extensive integration experience across our global customer footprint. We support both API and host-to-host options for working capital and beyond. Strong White Labeling Functionality Kyriba makes it easy to deliver a fully integrated product that can be customized and branded to proper specifications. This includes marketing and web site content, translations, URLs, privacy notices, email templates, and branded web portals. Quick Time to Market Financial institutions can get up and running quickly with Kyriba thanks to proven infrastructure and a professional services team that helps to set up and model the programs. Flexible Backend Integration Kyriba’s working capital solutions are designed to interface with a wide variety of third-party banking applications – including trade finance, payment and core banking systems. Bank-Level Security and Data Protection Financial institutions and their clients require the highest levels of security. Kyriba delivers across four pillars of security: physical security, vendor security, application security and process security, including SOC 1 Type II and Soc 2 Type II certification. Finance data is also secured with ISO 27001 certification. A Proven Global Approach Kyriba offers global implementation, onboarding and a ‘follow the sun’ support service approach.

Kyriba’s Connectivity-as-a-Service (CaaS) accelerates the process of connecting your ERP systems to your banking partners, relieving potential development and maintenance burdens on IT. With one API gateway, clients can connect via Kyriba to over 1,000 global banks, supported by an extensive format library of 50,000 pre-developed and pre-tested payment scenarios.

Unleash the Power of Enterprise Liquidity Management with Oracle Fusion Cloud Financials and Kyriba Future Proof Your ERP with A Secure and Flexible Connectivity Solution Kyriba’s Connectivity-as-a-Service (CaaS) accelerates the process of connecting your ERP systems to your banking partners, relieving potential development and maintenance burdens on IT. With one API gateway, clients can connect via Kyriba to over 1,000 global banks, supported by an extensive format library of 50,000 pre-developed and pre-tested payment scenarios. Kyriba’s Oracle Fusion Cloud Financials (Oracle Cloud) API integration seamlessly connects Oracle Cloud with Kyriba’s Enterprise Liquidity Management platform to automate workflows between the two platforms. The integration enables: A complete end-to-end solution for payment workflows Streamlined cash management with import of cash forecasts from the Oracle Cloud into Kyriba Transfer of cash and financial accounting journal entries from Kyriba to the Oracle Cloud General Ledger Access to Kyriba’s robust risk management platform Major Benefits of Using Kyriba Oracle Cloud API Integration Solution With Kyriba Oracle Cloud Integration Without Kyriba Oracle Cloud Integration Configuration and Installation Pre-built data extract, mapping and transmission from your Oracle Cloud to Kyriba Easily customizable data extract using Oracle’s BI Publisher No coded components required All bank connectivity and payments formats are managed by Kyriba Validated and pre-tested bank integrations Develop custom data extract from your Oracle Cloud systems to Kyriba Define and maintain mapping for payment scenarios in Oracle Cloud Develop custom process monitoring Time-consuming testing of extracts Payment Processing Immediate payment transmission to banks, via Kyriba, upon batch completion Integrated workflows transmit encrypted HTTP No intermediate files created Final payment status updated on the Oracle payment transaction Connected via SFTP: Use the Kyriba FTP server for intermediate file creation and storage Explicit file encryption/decryption Direct to Kyriba API: Need to manage API workflow orchestration and exceptions Kyriba Oracle Cloud Integration for Payments Workflow The automated workflow allows clients to submit vendor payments, direct debits and other 3rd party payments from Oracle Cloud into the Kyriba platform. Kyriba manages workflows, payment screening, formatting and bank communication. The automated workflow features: Inbound: Using native Oracle workflows, payment requests are generated and sent directly to banks via Kyriba for execution Outbound: Final bank payment status is returned to a dedicated field on the Oracle payment transaction using a standard Oracle API The Kyriba Oracle Cloud Integrated Payments Workflow Explained Oracle Cloud payments are translated from Oracle Cloud to Kyriba format and sent to Kyriba as a single file. Payment requests are batched in Kyriba before being sent to the banks. Batched payment orders are sent to associated banks to be executed. Payment confirmation is returned from the banks to the Kyriba application. A scheduled process requests payment acknowledgments from the Kyriba application. Process initiation can be performed by Oracle OIC, Kyriba Scheduler or other client middleware application. Using a standard Oracle API, the Kyriba Oracle connector updates the payments status with the final bank acknowledgment information directly in the Oracle system. Kyriba Oracle Cloud Integration for Cash Management Workflow Kyriba Oracle integration for cash management imports cash forecasts into Kyriba to forecast future cash balances and optimize liquidity planning. The automated workflow: Extracts open customer and vendor invoices, non-Kyriba payments and other GL entries Batches data records into a standard ERP cash forecast .csv file and sends it to Kyriba via the ERP Connector Kyriba Oracle Cloud Integration for GL Export Workflow The Oracle Cloud GL Export integration transfers cash and financial accounting journal entries generated in Kyriba to Oracle Cloud General Ledger and: Includes GL entries that are otherwise not reported back into the ERP Eliminates manual entry/import of GL entries from Kyriba to the ERP Kyriba Oracle Cloud Integration for FX Balance Sheet Management Workflow The Kyriba Oracle integration for Balance Sheet FX features: Extract of life-to-date balances for assets and liabilities by entity, currency and GL account for FX analysis Process directives configured in Kyriba-enabled customized, automated handling of exposures in FX Balance Sheet FAQs on Kyriba Oracle Integration What Oracle Cloud services and versions are supported? Kyriba is currently validated for Oracle Cloud 20D and later. What customizations can be used to enhance the functionality of the Oracle Cloud application? Files are generated by BI Publisher using data models and .rtf templates provided by Kyriba. Clients can easily modify these files to meet specific requirements. Can customers use their own middleware to call the API? Yes, customers can use their own middleware to call the API, for example OCI, BOOMI and MuleSoft. What authentication schemes does the integration use? The integration uses REST API with Basic Authentication. Can clients connect to multiple ERP systems? Yes, Kyriba ERP Connectors support the integration of multiple ERPs, including SAP, NetSuite and Microsoft Dynamics 365. Follow Kyriba Marketplace for the latest information. Are payment transfers batched? Is it possible to transfer a single payment? All payments are batched in a file and transferred to Kyriba. Kyriba re-batches the payments and sends them to the bank. Technically, single payment requests are supported. How long does it take to connect my ERP to Kyriba? Historically, installation and connectivity take 2-5 days, depending on the complexity of a client’s configuration. Kyriba Oracle Cloud reduces the cost, risk, time and effort required to connect Oracle Cloud to Kyriba.

Kyriba’s Connectivity-as-a-Service (CaaS) accelerates this process and relieves potential development and maintenance burdens on IT. With one API gateway, clients can connect via Kyriba to over 1,000 global banks, supported by an extensive format library of 50,000 pre-developed and pre-tested payment scenarios.

Unleash the Power of Enterprise Liquidity Management with Oracle NetSuite and Kyriba Why Choose Kyriba NetSuite API Integration Bank requirements for unique or proprietary direct connections and bank- or regional-specific payment formats can extend the time needed to connect your ERP systems to your banking partners. The challenge becomes more complex with multi-bank connectivity and requires significant effort and expertise. Kyriba’s Connectivity-as-a-Service (CaaS) accelerates this process and relieves potential development and maintenance burdens on IT. With one API gateway, clients can connect via Kyriba to over 1,000 global banks, supported by an extensive format library of 50,000 pre-developed and pre-tested payment scenarios. Kyriba uses NetSuite Web Services APIs to connect NetSuite ERP systems with Kyriba’s Enterprise Liquidity Management platform, enabling mutual clients to embed different workflows into their business processes. The Kyriba NetSuite API integration replaces the previous Kyriba NetSuite Bridge (NSB) solution and is a substantial improvement to further accelerate implementation and time to value. It offers many new features, including flexible batch jobs and customizable data exchange interfaces, which were not supported by the NSB. This integration also provides user-friendly, flexible scripts for NetSuite authorized users to update if needed. The Added Value of Kyriba NetSuite API Integration vs. Kyriba NetSuite Bridge (NSB) Features Kyriba NetSuite API Integration Kyriba NetSuite Bridge (NSB) Bank statement with bank account mapping import Yes, live since January 2023 Not included GL export with NetSuite advanced intercompany payments Yes, included Not included Pre-payments and multi-vendor bank accounts Yes, supported with additional payment scenarios Not supported FX balance sheet workflow Yes, included Not included Additional future development support Yes, included Maintenance mode only NetSuite – multiple instances Yes, included Not included NetSuite – API trigger (batch job) Flexible, on-demand schedule Rigid, hard-coded schedule The integration between NetSuite and Kyriba allows clients to submit and monitor payments and direct debits using NetSuite with automated workflow into the Kyriba Platform. The Kyriba NetSuite API Integrated Payments Workflow Explained NetSuite payments are translated to comply with Kyriba's standard payment information. Kyriba’s custom table provides mapping of relevant information. NetSuite payments are translated from XML to CSV and sent to Kyriba as individual payment requests. Payment requests are batched in Kyriba. Batched payment orders are sent to associated banks to be executed. Payment confirmation is sent by the banks to the Kyriba application. Inquiries are scheduled in NetSuite ERP to retrieve payment acknowledgments from the Kyriba application. Payment status updates are transmitted to NetSuite ERP through API integration. Payment status is posted to Kyriba’s custom table. Clients can build customizable payment views to see their Kyriba payments only. Kyriba NetSuite integration also supports cash management, GL export, bank statement export, GL reconciliation and FX balance sheet workflows. Kyriba NetSuite API Integration for Cash Management Workflow Supporting cash flow forecasting and positive pay. The automated workflow features: Open customer and vendor invoices Non-Kyriba payments, such as checks Other GL entries to support cash forecasting Kyriba NetSuite API Integration for GL Export Workflow Providing a cash accounting solution, sending GL entries created in Kyriba to the ERP. Main features include: Export of GL entries from Kyriba Export of GL entries not otherwise reported to the ERP Export of advanced intercompany entries Export of financial accounting entries Kyriba NetSuite API Integration for Bank Statement Export Workflow Exporting bank statements to ERPs. The automated workflow features: Extraction of bank statements in a format accepted by ERPs Export contains prior day and intra-day data Kyriba NetSuite API Integration for GL Reconciliation Workflow Facilitating reconciliation of bank transactions to accounting. It eliminates error-prone manual entry with: Import of bank account entries from the ERP Posting of GL adjustments back to the ERP Kyriba NetSuite API Integration for FX Balance Sheet Workflow Extracting balances for FX analysis (previously as FireApps). Main features include: Extract of life-to-date balances for assets and liabilities Balances aggregated by entity, currency and GL account in document, local and reporting currencies For more details, check out the Kyriba Developer Portal. FAQs on the New Kyriba NetSuite API Integration Do different NetSuite platforms require different installations? No, the Kyriba NetSuite bundle is available for all NetSuite platforms. What customizations can be used to enhance the functionality of the NetSuite application? Customizations include configurable mapping and flexible data exchange. Can customers use their own middleware to call the API? Yes, customers can use their own middleware to call the API. What authentication schemes does the integration use? The integration uses REST API with Basic Authentication or OAuth2. Can clients connect to multiple ERP systems? Yes, Kyriba ERP Connectors support the integration of multiple ERPs, including Microsoft Dynamics 365, Oracle Cloud, SAP S/4HANA and ECC. Are payment transfers batched? Is it possible to transfer a single payment? Payment transfers from NetSuite to Kyriba are not batched but are sent as individual payment requests. Payments are batched in Kyriba via the automatic API process template (ERP_AB_API) and then sent to associated banks. What payment types are supported? The integration supports payment request imports and payment status updates for: Vendor payment requests for domestic and international transfers Customer payments, including SEPA direct debit Intercompany vendor payments (treasury transfers) How long does it take to connect my ERP to Kyriba? Historically, installation and API connectivity take 2-5 days, depending on the complexity of a client’s configuration and modules in scope. Kyriba NetSuite API integration reduces the cost, risk, time and effort required to connect NetSuite ERP to Kyriba. What do I need to do if I am already using Kyriba NetSuite Bridge (NSB)? For Kyriba clients already on NSB, upgrading to the API integration requires connectivity set-up and functional testing equivalent to a few hours of Kyriba professional services (clients can use their own consulting resources, too). Detailed guidance is available, and the efforts required are minimal. During the initial launching period, there are special service offers for early-bird clients. For more details, please contact your account manager.

Unleash the Power of Enterprise Liquidity Management with SAP and Kyriba: The certified Kyriba SAP integration, including SFTP and API integration, seamlessly connects SAP with Kyriba to automate the workflow between the two platforms.

Unleash the Power of Enterprise Liquidity Management with SAP and Kyriba A Secure and Scalable Connectivity Solution Currently over 1,000 Kyriba clients are using SAP as their enterprise resource planning platform and Kyriba as their treasury management system. The certified Kyriba SAP integration, including SFTP and API integration, seamlessly connects SAP with Kyriba to automate the workflow between the two platforms. The API integration has been certified by SAP for both SAP ECC and S/4HANA, providing a secure and scalable connectivity solution for clients to embed workflows into other business or finance applications with GL integration, multi-bank connectivity, trading/investment platforms, financial supply chain and market data providers. Major Benefits of Using Kyriba SAP Integration Solution for Payments Workflow With Kyriba SAP Integration Without Kyriba SAP Integration Configuration and Installation SAP-certified ABAP Add-On Pre-built data extract, mapping and transmission from your SAP systems to Kyriba All bank connectivity and payments formats are managed by Kyriba Tested, proven solution Develop custom data extract and transmission from your SAP systems to Kyriba Define and maintain mapping for payment scenarios in SAP Develop custom process monitoring Time-consuming testing of extracts Payment Processing Immediate payment transmission to banks, via Kyriba, upon batch completion Integrated workflows transmit encrypted HTTP No intermediate files created Connected via SFTP: Require the Kyriba FTP server for intermediate file creation and storage Explicit file encryption/decryption Direct to Kyriba API: Custom API workflow orchestration and exception management Payment Monitoring Track and monitor the status of all payments across banks with Kyriba's centralized Payment Status Monitor Identify and take immediate action for payment exceptions Separate SAP module required for bank connectivity monitoring Lack of visibility to payment status across banks Require extra effort to identify and resolve payment exceptions Kyriba’s SAP integration for payment workflow is a certified add-on to the native SAP payments functionalities, insulating customers from many updates and changes in SAP. The Kyriba SAP Integrated Payments Workflow Explained IDoc is translated to comply with Kyriba's standard payment information. Kyriba’s custom table provides mapping of relevant information. IDoc XML is translated to CSV and batched into one file. Payment orders are transmitted to the Kyriba application through API integration. Payment orders are being sent to associated banks to be executed. Payment confirmation is sent by the banks to the Kyriba application. Schedule in SAP to retrieve payment acknowledgments from the Kyriba application. Payment status updates are transmitted to SAP through API integration. Payment status is posted to Kyriba’s custom table. Client views payment status updates in one centralized monitor. FAQs on Kyriba SAP Integration for Payments Workflow What are the SAP releases Kyriba is currently certified for? Kyriba is currently certified for: SAP ECC 6.0 S/4HANA 19.10 or later (supporting both On-premise and Private cloud) Do different SAP platforms require different installations? No. Installations are the same for ECC and S/4HANA. What customizations can be used to enhance the functionality of the SAP application? Customizations include BADI user exit and configurable mapping. Can customers use their own middleware to call the API? Yes, customers can use their own middleware to call the API, for example SAP PI/PO, CPI, BOOMI and MuleSoft. What authentication schemes does the integration use? The integration uses REST API with Basic Authentication or OAuth2. Can clients connect to multiple ERP systems? Yes, Kyriba ERP Connectors support the integration of multiple ERPs. Are payment transfers batched? Is it possible to transfer a single payment? All payment transfers are batched. Technically, clients could send a single payment request to Kyriba. How long does it take to connect my ERP to Kyriba? Historically, installation and connectivity take 2-5 days, depending on the complexity of a client’s configuration. Kyriba SAP integration reduces the cost, risk, time and effort required to connect SAP to Kyriba. Kyriba SAP integration also supports cash forecasting, FX balance sheet and working capital workflows Kyriba SAP Integration for Cash Forecasting Workflow Kyriba SAP integration for cash forecasting, with its out-of-the-box connectivity and proven analytics, reduces costs and removes error-prone manual inputs. The automated workflow features: Extract open invoice balances from A/P and A/R subledgers Batch data records into a standard ERP cash forecast .csv file and send it to the Kyriba application via the API-powered ERP Connector Import estimated cash forecasts into Kyriba for advanced cash forecasting and liquidity planning actions Kyriba SAP Integration for FX Balance Sheet Workflow The Kyriba SAP Extract Toolkit consists of instructions on how to run native SAP utilities to retrieve account/entity configuration information and a program that captures summary monetary asset and liability or revenue and expense balance data. After initial enrolment, only the general ledger report is used to periodically extract the balance data. For more details, check out the fact sheet on FX Exposure Management For SAP ERP. Kyriba SAP Integration for Working Capital Workflow Kyriba SAP integration provides a complete end-to-end solution for Supply Chain Finance workflows. Main features include: Extract Receivables: Extract the open documents for SCF Suppliers, map the data to Kyriba and create documents in Kyriba automatically Import Receivables: Import updated documents with early payment approval status into SAP Pay Funders at Maturity: Payments are sent to Funders at maturity Collection & Reconciliation: Extract and transmit cleared items from SAP for reconciliation after payment run For more details, check out the Kyriba Developer Portal.

Kyriba’s Treasury Management System now connects with Goldman Sachs Liquidity Solutions Platform, Mosaic, expanding options for treasurers and increasing ways to keep surplus liquidity invested faster and longer. The partnership streamlines investments, creating an end-to-end workflow for investing in money market funds and introducing on-demand connectivity to third-party banking and fintech services.

Expanding Investment Options for Treasurers to Increase Return on Surplus Liquidity Kyriba’s Treasury Management System now connects with Goldman Sachs Liquidity Solutions Platform, Mosaic, expanding options for treasurers and increasing ways to keep surplus liquidity invested faster and longer. The partnership streamlines investments, creating an end-to-end workflow for investing in money market funds and introducing on-demand connectivity to third-party banking and fintech services. Highlight for Clients Single Sign-On (SSO) Seamless navigation between the Kyriba TMS and the Mosaic investment portal Improved efficiency Fewer manual steps Quick client onboarding and no additional cost Trade Request Process Executes trades with Goldman Sachs & Co. LLC through to the Mosaic investment portal Streamlines subscription and redemption requests Consolidated View Money market funds and cash positions display within the Kyriba dashboard Simplified visualization Real-time Workflows Balances, confirmations, fund prices, and daily factors seamlessly flow between the Kyriba TMS and the Mosaic investment portal No need for manual data entry Liquidity Analytics and Reporting Access to the rich set of money funds liquidity analytics and reporting unique to Mosaic A streamlined workflow between the Kyriba TMS and the Goldman Sachs Mosaic Investment Portal enables on-demand connectivity for Treasury teams

The API-powered connectors enable real-time treasury by allowing clients to pay, get payment confirmation & account balance within the Kyriba dashboard.

Modern APIs to pay, get payment confirmation, and get account balance, all in real-time. As part of a strategic partnership Kyriba and U.S. Bank have developed API connectors to drive real-time treasury, making real-time payments and instant data exchange a reality. These API connectors can be enabled upon request for mutual customers based on their business needs and applicable use cases. The Connectors Enable Initiation of real-time payments (RTP®* and Zelle®**) from customer’s U.S. Bank account using Kyriba user interface or client’s ERP Real-time confirmation of payment status Real-time visibility into account balance, transactions and prior day reporting Your Experience Keeps Improving The API connectors complement existing U.S. Bank-Kyriba FTP connectivity for ACH and Wire payments. Together we bring a rich payment experience to our mutual clients. Clients can send instant payments from their U.S. Bank accounts within their existing Kyriba dashboard. Highlights of Key Benefits for Mutual Customers Out of Box API Integration Faster time-to-market No upfront costs to enable real-time payments Reduced costs by replacing qualifying wires Reduced precautionary balances Improved certainty in cash flows Improved cash visibility and forecasting Opportunities to shape business model, strengthen supplier relationships, and drive ROI * RTP® is a registered service mark of The Clearing House Payments Company L.L.C. ** Zelle® and Zelle®-related marks and logos are property of Early Warning Services, LLC.

Kyriba’s currency risk management solution integrates with Oracle to extract data for in-depth visibility into exposures, analysis & risk mitigation.

Delivering on-demand interactivity with Oracle applications, Kyriba for Oracle is a cloud-based solution that reduces the risk of foreign currency volatility to earnings per share and corporate value. The Cloud-based Business Model Advantage: Quick ROI and Low TCO By leveraging the Cloud-based business model, Kyriba creates two advantages: speed and low cost, without sacrificing the safety and security of your data. Kyriba is committed to keeping your confidential data safe and secure, and our processes and controls are audited annually. The Cloud-based model frees your IT personnel from the need to manage and maintain the product and updates typically associated with installed and licensed software products, and enables Kyriba to rapidly and continually add product innovations to the market. Kyriba customers experience quick returns on their investment. Up and running quickly, Kyriba provides almost immediate visibility to exposure and risk data, and access to analytics and decision support capability. Confidence in your decisions allows you to take actions to manage risk, reduce costs and gain operational efficiency. Kyriba’ Cloud-based application also provides low Total Cost of Ownership. Because Kyriba is hosted, it requires little or no redeployment during upgrades, and no IT development. You know the subscription-based outlay at the time of purchase; you also know that the cost of ownership will not spike due to upgrades, redeployment, or support during the subscription term. The Kyriba Oracle Extract Toolkit: Facilitating Set-up and Ongoing Data Aggregation Using proprietary technologies, Kyriba aggregates raw G/L data from Oracle, as well as other ERP systems, databases and spreadsheet data sources. To facilitate the process of data collection for initial enrollment and ongoing exposure management, Kyriba has created an Oracle Extract Toolkit. The Kyriba Oracle Extract Toolkit consists of software queries that capture Oracle account/entity configuration and revaluation rules and generate FX exposure data. The Kyriba Oracle Extract Toolkit gathers information about the account definitions and company information. On an on-going basis, the Kyriba Oracle Extract Toolkit provides a query used to extract summary monetary asset and liability or revenue and expense balance data from your Oracle general ledger. The Kyriba queries for Oracle are reports written in SQL*Plus, designed to be run from either the SQL*Plus command line or installed to the Oracle Applications Suite and run as concurrent programs. The programs do not create any database objects nor do they write or update any database tables or objects. The programs require read-only access to several tables and objects located in the APPS schema. If one does not already exist, Kyriba can provide scripts to create a read-only schema to access these objects. From the SQL*Plus command line, output is generated using DBMS_OUTPUT and spooled to a local pipe-delimited file. The extracted files can be manually and securely uploaded to Kyriba by any authorized user. To further maximize efficiency, frequency, time savings, error reduction, and security, while minimizing support required from IT, the extract process (both the execution of the extract query and the encryption and upload of the resulting files) can be automated. For a fully automated solution, queries can be set up within the Oracle Applications Concurrent Manager and executed ad-hoc as needed, or scheduled to run periodically. Subsequent scripts can encrypt and transport the file directly to Kyriba. An automated extraction, encryption and upload process is particularly beneficial if you have multiple data source instances or systems. For each instance of Oracle, your IT team will deploy and maintain the Kyriba Oracle Extract Toolkit queries. The query programs are the only software deployed and maintained in your environment. Kyriba Application Security Kyriba understands and appreciates the importance of keeping your highly-confidential financial data safe and secure, and simultaneously available to your authorized users on demand. We have passed the scrutiny of our discriminating customers and ensure that our standards for security and confidentiality are the maximum possible. Here are some of the elements that built confidence for our customers: Strong encryption to protect sensitive G/L data both in motion and at rest Annual SSAE 18 Type 2 audits for the Kyriba application and company processes and controls ISO 27001 certification Internet firewalls and an additional level of access protection around the production databases Application layer separation from data with application-only access Role-level access and idle disconnect IP Whitelisting, guaranteeing client access from only specific Internet addresses Continual monitoring through port scans and network intrusion detection systems Complete audit trail in application and data back-up Application hosting with AWS and Microsoft Azure Full redundancy in daily operations for Internet connectivity, failover, and load balancing Disaster recovery plan & capabilities provide for full redundancy & a production system recovery objective of 6 hours Annual third-party penetration testing and security audits Employee, contractor and data center personnel background checks Enrollment: A Simple Process The Kyriba Professional Services team will lead your IT and Treasury staff through three simple, well-defined steps including query set-up, resulting data validation, and an exposure presentation, to achieve ongoing, on-demand Oracle data aggregation and Kyriba FX exposure management. A final step automates the file extraction, encryption and upload process. On average, it takes 8-10 hours of an IT generalist’s time per ERP system enrolled in the Kyriba service. Typical enrollment resources include: A developer or resource with APPS schema access or access to a read-only schema to execute the programs to retrieve the setup information and the general ledger balances A developer or functional person (usually Treasury) who can verify Kyriba balances using native Oracle general ledger reports (Optional) A DBA or Systems Administrator, if installing the program to the Oracle Applications Suite as a concurrent program. Kyriba provides instructions for concurrent program installation During Enrollment, your IT personnel will install and execute the Kyriba Oracle Extract Toolkit. The toolkit installs in minutes and provides two components: configuration queries and a general ledger (G/L)extract query. The configuration queries derive a chart of accounts table, revaluation rules and entity structure. Next, IT, or other personnel with access rights, execute the Kyriba G/L extract query to produce a test exposure data set. Once the data is validated, you may be asked to re-run the G/L query to produce a final data set. Your IT team will spend three to six hours on this step, including runtime. During Query Result Validation, your treasury and/or accounting team members will use the sample data generated by the Kyriba G/L extract to verify monetary asset and liability or revenue and expense account information. The Kyriba Professional Services team will produce a sample data set for your review to ensure a complete data set consistent with G/L balances in Oracle. You may also provide data on outstanding hedges, and the validated balance and hedge data is uploaded to Kyriba to calculate FX exposure and support timely, data- driven risk mitigation and cost reduction decisions. This step requires approximately two hours of time/effort. During Exposure Presentation, Treasury and Kyriba Professional Services review your current workflow and systems landscape, progress to date, the future vision for the end state of rollout, and workflow and process improvements. A demonstration of the Kyriba software with your live exposure data and a discussion of how exposure visibility can help you optimize your risk management decisions complete the review. This process requires at least two hours of treasury time/effort. Automated File Extraction, Encryption and Upload Automated File Extraction, Encryption & Upload is supported through standard protocols HTTPS (e.g. via cURL) and SFTP (Secure FTP) for automating the transfer of files to a secure staging area within the Kyriba application. Kyriba has customized these protocols with syntax to enable users to transfer files to, and trigger processing within, the Kyriba application. You can deploy scripts (samples provided by Kyriba) based on the needs of your environment, which retrieve the output generated by the Kyriba G/L Extract Program, and encrypt the file(s), before transferring them over 128-bit HTTPS or SFTP to Kyriba. During your Kyriba enrollment, our Professional Services team will supply scripts as part of the toolkit and work with you to configure them for your environment. The level of effort required to automate the file transfer is subject to the complexities of your environment but is typically measured in hours, not days. The process requires a Systems Administrator, Developer and/or DBA with privileges to create or modify shell scripts to automate the process or integrate with existing processes. Benefits of Automated File Encryption and Transmission Data encrypted at rest and in motion Creation of a straight-through process from business systems/ERP to Kyriba Automates transfer of the extracted data files directly to Kyriba increasing efficiency and time savings, and reducing errors Enables more frequent processing and analysis cycles Allows coordinated transfer of files from multiple business systems Additional security through PGP encryption and IP Whitelisting Uses industry standard utilities and protocols: HTTPS file transfer and SFTP Less operational and IT overhead Supported Versions Oracle 11i Oracle R12 Oracle and Oracle E-Business are the trademarks or registered trademarks of Oracle Corporation and/or its affiliates.   Want to learn more about how to automate seamlessly across your FX management process? Check out Kyriba's latest demo session and see how Kyriba helps its clients mitigate the effects of currency volatility and reduce hedging costs.  

Kyriba Liquidity Analytics gives CFOs and treasury the superior visualization and analysis to manage enterprise-wide liquidity. Find more in this factsheet.

Kyriba’s Liquidity Analytics is part of the comprehensive SaaS-based Kyriba Analytics reporting platform giving CFOs and treasury the ability to identify enterprise-wide, integrated cash, coupled with debt and investment data presented with superior visualization and analysis. Liquidity performance across the organization becomes more strategic, insightful and faster with the latest Kyriba Analytics offering: Analyzing the Net Financial Position To gain a comprehensive understanding of the financial position of a company, it is essential to analyze the variation of net debt over time. This analysis can provide insights into how the company’s liquidity has changed over a given period and whether these changes are a cause for concern. The examination of intercompany loans across subsidiaries as part of the net debt allows analyzing the role of in-house liquidity for the group. The breakdown by currency increases visibility into the associated forex exposures prior to hedging. To counter the delays in reporting typically experienced from non-integrated, spreadsheet-based tools, Kyriba’s solution brings the treasury data and financial transaction records together intraday to calculate the net debt position. By using these resources, Liquidity Analytics offers a current picture of the organization’s financial standing, enabling the CFO to make informed decisions and take appropriate actions to manage and mitigate financial risks. Building a Solid Financial Plan Liquidity Analytics allows optimized financing from the planned evolution of working capital and capital expenses. The ability to forecast the company’s funding requirements in relation to its financial resources increases the effectiveness of planning and managing the financial operations of the company. In an economic climate that is fraught with uncertainty, it is imperative for the CFO to make contingency plans that account for various business scenarios, both those that anticipate growth and those that defend against downturns. Liquidity Analytics enables stress testing of cash inflows and outflows, thus validating the strength of the financial plan against the pressure of a volatile market. By utilizing this tool, the CFO can ensure that the company’s financial plan is resilient and can withstand a variety of potential economic scenarios. Controlling Liquidity Liquidity ratios play a crucial role in determining a company’s credit rating and subsequently its cost of debt. Liquidity Analytics provides both historical variations in liquidity and its future evolution anticipated from financial planning. This analysis encompasses not only cash and cash equivalents, but also committed credit facilities. The tool can also aid in mitigating credit risk by exercising control over the allocation of the liquidity portfolio across banks, thereby avoiding any potential concentration of funds. By ensuring that the liquidity portfolio is diversified and not concentrated in a single institution, the solution helps reduce the risk of over-reliance on any one bank, thus contributing to the financial stability of the company. Analyzing the Structure of Your Debt Portfolio Analyzing and optimizing your debt portfolio over time is crucial in order to minimize interest expenses. Liquidity Analytics expands the CFO’s effectiveness in calculating and forecasting the exposure to interest rates volatility. Future interest rate what-if combined with liquidity stress test provides an estimate of the cost of the financial plan by scenario. This analysis helps the CFO make informed decisions regarding the company’s financial operations and ensure the cost of the debt is minimized in the long term.     Kyriba Analytics Reporting Platform for CFOs and Treasurers Besides Liquidity Analytics, Kyriba also offers a full suite of analytics for Cash, Payments, Risks, Compliance and Supplier Finance. Liquidity Analytics What is my net debt and my liquidity? How and when best to pay down my debt? How many “days of survival” do I have? Cash Analytics Do I have enough cash? Are my cash forecasts reliable? What is my activity with banks? Payments Analytics Where is my biggest concentration of payments? Are we sending too many wires? Which users execute payments and who approves them? Risk Analytics How much is available on my credit lines? What is my borrowing profile? What is the value of my financial assets? SCF Analytics What is my supplier participation rate? How many documents have been uploaded? Which invoices are financed? Compliance Analytics Who are the users and where are they located? Which modules can they access with which rights? What data can they access?

Kyriba Mobile securely extends core treasury and payments functions from desktops to mobile devices, allowing informed, real-time decisions on the go.

Securely access core treasury workflows anytime, anywhere Complimentary for Kyriba clients, the Kyriba Mobile application extends core treasury and payments management functionality from desktops to mobile devices, empowering CFOs and treasurers to make informed, time-sensitive financial decisions at their convenience. With the mobile app you can check balances and approve payments on the go. The app enhances the productivity of CFOs and treasurers with a range of functionality, including: Validation and approval of payments On-demand dashboards Automated cash position reporting Task management Real-time, Secure Payment Approval and Signature Kyriba Mobile app provides access to real-time, secure payment information with the same approval process as the desktop application. With Kyriba Mobile, you can: Activate push notifications on your mobile device and get notified immediately when pending payment approvals are ready Filter your payments, for example only view payments with attachments Swipe to validate and approve single and multiple payments Sign payments digitally with dual-factor controls View fraud alerts with details, including: Transaction amount and status Beneficiary names, bank account details and BIC Issuer names and last action user Issuer bank, account details and BIC Stay Informed with Kyriba Analytics Kyriba Mobile app offers the same Kyriba Analytics experience as the desktop version, delivering integrated and pre-built analytics for Kyriba Cash, Liquidity, Treasury, Risk, Compliance and Supply Chain Finance modules and data. Kyriba Mobile users can: Drill down into visuals and tables Navigate public and private views Access selection, bookmarks and insights Use natural language to find insights Personalize metrics into your data Seamless Integration: Dashboard, Online Reporting and Task Monitor With Kyriba Mobile app, you can access all Kyriba reporting dashboards and run any report from any library: With a single click, access Kyriba Mobile’s Reporting dashboard menu to view the same graphics as Kyriba’s Home and Dashboard pages Search and highlight report content for a more productive mobile user experience Manage and share tasks with Kyriba’s own taskbar (the “Task Monitor”) View color-coded status updates to easily see if tasks have successfully completed or need further attention Mobile Access Security Securely connect and login to Kyriba Mobile with: Kyriba user ID and password Dual factor authentication (SMS, TOTP, Yubikey) Single sign-on (SSO) via all major providers (Okta, ADFS) Biometrics (FaceID, finger touch ID) Supported Devices The latest version of Kyriba Mobile is supported on the following devices in both English and French: iPhone® iPad® Android™ Kyriba Mobile’s easy-to-use features garner high ratings in the major app stores: Google Play: 5.0 out of 5.0 ***** Apple App Store: 5.0 out of 5.0 *****

Kyriba Analytics delivers integrated visual dashboards and pre-built data analytics for cash flow management, liquidity management, treasury and risk management, payments management and supply chain finance management modules.

Kyriba Analytics delivers integrated visual dashboards and pre-built data analytics for cash flow management, liquidity management, treasury and risk management, payments management and supply chain finance management modules. Kyriba Analytics goes beyond traditional reporting by offering on-demand drill down, dashboard editing, and a transformed visual experience for presentation-ready information sharing. Data visualization, reporting and insights into more cross-functional information are key areas where CFOs need treasury to improve its technology solutions to match industry best practices.   Strategic Insights into Liquidity and Risk Kyriba Analytics provides treasury analytics to enable predictive decision-making in the hands of finance with AI. Dashboards for scenario analysis, apply trends, market data and past criteria to drive improved insights: Visualize cash and liquidity across your entire organization Forecast debt with flexible scenario analysis on both cash inflows and outflows for clarity against future shifts Visualize debt and risk level impacts to your profitability Support CAPEX spend and strategic decision-making for optimal ways to fund acquisitions or support funding international subsidiaries Know where debt load is and across types of instruments   Featured Highlights Interactive Analysis Dynamic visualization and drill-down analysis Uncover data relationships and trends through graphical exploration Ready to Go Instant access to standard reports and formulas out of the box Leverage pre-built KPIs, visualizations, and calculations Self-service Dashboard Build your own interactive dashboards Share your customized dashboards with your teams Fully Integrated Fully secure within Kyriba’s cloud Complete data segregation by user Empower team collaboration Treasury Analytics: Use Cases Liquidity Analytics What is my net debt and my liquidity? How and when best to pay down my debt? How many “days of survival” do I have? Cash Analytics Do I have enough cash? Is my cash forecasting reliable? What is my activity with banks? Payments Analytics Where is my biggest concentration of payments? Are we sending too many wires? Which users execute payments and who approves them? Treasury Risk Analytics How much is available on my credit lines? What is my borrowing profile? What is the value of my financial assets? SCF Analytics What is my supplier participation rate? How many documents have been uploaded? Which invoices are financed? Compliance Analytics Who are the users and where are they located? Which modules can they access with which rights? What data can they access? Why Kyriba Analytics? Traditional Reporting Analytics Advanced data visualization Self-service dashboard creation Data drill-down Variable change on-the-fly Large data volume handling Empower better collaboration across the organization

Kyriba’s Cash and Liquidity Management Solution offers Cash Management, Cash Forecasting, Liquidity Planning and Liquidity Analytics modules for CFOs and treasurers to predict cash and liquidity requirements and make data-driven liquidity decisions.

Kyriba’s Cash and Liquidity Management Solution offers Cash Management, Cash Forecasting, Liquidity Planning and Liquidity Analytics modules for CFOs and treasurers to predict cash and liquidity requirements and make data-driven liquidity decisions. The practice of cash forecasting has changed post-pandemic. CFOs and boards demand increased free cash flow necessitating greater precision in forecasting and planning. Liquidity planning has emerged as a new practice that extends beyond cash forecasting to make more informed and efficient decisions to increase the generation and preservation of cash on the balance sheet and to support the CFO plan for growth, expansion, acquisitions, and EBITDA improvement. The Kyriba Cash and Liquidity Management Solution supports integrated cash and liquidity practices with three pillar components. Cash Management For daily cash positioning and reconciliation of prior day bank transactions, including bank reporting, bank transaction tagging, and target balancing of accounts. Kyriba module: Cash Management Cash Forecasting Projecting cash surpluses and requirements days/weeks/months into the future. Forecast data is captured from internal and external sources with the ability to model simultaneous forecasts in parallel and stress-test against multiple business scenarios. Kyriba module: Liquidity Planning Liquidity Planning and Liquidity Analytics Surrounding the forecasting with investment and borrowing data to make more informed liquidity decisions. The Liquidity Plan makes the cash forecast actionable, demonstrating the impact of investing, and borrowing decisions with real-time data insights. Kyriba modules: Liquidity Planning and Liquidity Analytics The combination of these modules give treasury teams and finance leaders in treasury, FP&A, finance, procurement and accounting the platform they need to proactively manage the cash lifecycle end-to-end. The Liquidity Planning module supports cash forecasting while the Liquidity Analytics module surrounds Liquidity Planning with data and insights to make data-driven liquidity decisions. Clear identification of target liquidity levels and flexibility in reporting: To learn more about Kyriba’s Liquidity Management Solution, request a demo today.

Cash forecasting has changed post-pandemic, with new practices emerging to predict free cash flow and liquidity more accurately and at greater speed. Kyriba has responded with a completely modernized solution to confidently extend forecasting horizons and support data-driven liquidity decisions.

Modernizing Cash Forecasting and Liquidity Planning Cash forecasting has changed post-pandemic, with new practices emerging to predict free cash flow and liquidity more accurately and at greater speed. Kyriba has responded with a completely modernized solution to confidently extend forecasting horizons and support data-driven liquidity decisions. Reduce Reliance on Spreadsheets Treasury teams have often turned to spreadsheets for their forecasting needs to model both simple and complex reports and scenarios. Kyriba’s Liquidity Planning module is designed to be as easy as a spreadsheet with the flexibility to model forecasting complexity. Flexibility and Precision Kyriba Liquidity Planning is a new cash forecasting module to help treasury and finance make more accurate decisions for days, weeks, months and years in the future. Liquidity Planning supports cash forecasting and – when combined with Liquidity Analytics – also support liquidity planning practices. Key Features Flexibility and Configurability Model forecasts the way you want with as many iterations as you like, including top down or bottom-up presentations to support different types of forecasting in your organization. Formula-based Construction Include or exclude the data you want in each line item and summary total. Multiple, Parallel Forecasts Run multiple cash forecast cycles at once, designed with different data and assumptions. What-if Scenarios Model forecasts against various liquidity and risk scenarios. Excel-like Entry On-demand single click editing and copy/paste directly into the forecast. Submission and Review Workflow Collaborate with other users including notifications and comments. Variance Analysis Combine with Cash Analytics for detailed and drill-down on forecast variances. Load Data from anywhere Unify forecast data from ERP, spreadsheets, data lakes and other sources via API or file interface. AI-Enhanced Cash Flows Combine with Cash Management AI or other AI apps to include data-driven forecasts as part of your cash flow planning. Liquidity Analytics The Liquidity Planning module combines with Kyriba’s Liquidity Analytics module to fully support liquidity planning practices. Liquidity Analytics surrounds the cash forecast with liquidity data from the Investments and Debt modules in Kyriba, presenting through pre-built dashboards to make your forecast actionable. Together, the Liquidity Planning and Liquidity Analytics modules unify cash and liquidity data, so you have the data and insight to optimize liquidity decisions. [no_toc]

Kyriba is a fully SWIFT-certified Application, offering Connectivity-as-a-Service for treasurers and CFOs to leverage SWIFT bank connectivity.

Kyriba is a fully SWIFT-certified Application for Cash Management and Payments, offering multi-bank Connectivity-as-a-Service integrated within Kyriba’s leading liquidity management cloud platform for treasurers and CFOs. This Factsheet explains how your organization can use different Kyriba services to leverage SWIFT bank connectivity.  SWIFT Alliance Lite2 for Corporates Kyriba has fully integrated SWIFT Alliance Lite2 with Kyriba’s cloud platform, enabling complete automation and straight-through processing for corporate payments. No internal IT effort is required for bank reporting, payments and other SWIFT messaging. Who Should Consider this Service? Clients who wish to maintain the administration of BICs, users and RMA keys, but also want to outsource bank format transformation and maintenance, as well as the monitoring of bank connections. SWIFT Service Bureau With SWIFT Service Bureau, clients have their own SWIFT BIC fully managed by Kyriba. While the initial investment may be slightly higher on a monthly basis than Alliance Lite2, the total cost of ownership may be much lower, depending on your connectivity profile. Kyriba also provides a unique service for corporates to migrate from any other vendor to Kyriba. Who Should Consider this Service? Clients with higher volumes of banks, transactions, payments, and bank accounts Clients who want a complete managed SWIFT service 22% of SWIFT Corporate BICs are managed by Kyriba 25% of Kyriba clients are using SWIFTNet Kyriba’s MT Concentrator Service For clients who want to have a quick start with bank reporting, Kyriba’s MT Concentrator service allows organizations to utilize a SWIFT BIC11 specifically provisioned for Kyriba clients. The service is priced per account, offering flexibility, cost benefits and quick onboarding for bank reporting with potential access to all SWIFT member banks. A few hundred Kyriba clients have already signed up for this service. SWIFT gpi for Corporates* SWIFT gpi improves the customer experience in cross-border payments by increasing their speed, transparency and end-to-end tracking. Hundreds of thousands of cross-border payments, are sent every day using the new SWIFT gpi standard. Kyriba is certified for SWIFT gpi for corporates. Reduce Payment Investigations With end-to-end tracking and confirmation of credit, SWIFT gpi gives you full visibility into the journey of a payment. Improve Supplier Relationships By attaching the unique tracking reference to each payment, you can provide transparency on payments and keeping the flow of trade moving. Speed Up Invoice Reconciliation Payment data carried via SWIFT gpi is unaltered, making reconciliation much easier. Achieve Greater Capital Efficiencies With money moving faster and with greater transparency, you can improve your cash forecasting and optimize your liquidity. *Source: SWIFT gpi “Naval Group is committed to maintaining the highest standards in compliance, and the new Kyriba SWIFT gpi offering helps our team to strengthen payments transparency and traceability so we can expand our position as the European leader in naval defense.” David Livi Vice President of Treasury and Financing at Naval Group

Kyriba provides the best treasury management solution for mortgage industry to optimize treasury, risk, and working capital for liquidity performance.

Kyriba provides treasury management solution for mortgage industry to realize greater centralized cash visibility, real-time treasury reporting, improved audit results, and regulatory compliance and control. Current Industry Challenges Cash & Capacity Finance & Treasury departments in the mortgage sector depend upon multiple banking relationships and data metrics in order to operate – those for warehouse capacity, warehouse cash, servicing lockboxes, escrow deposits, etc. This typically involves manually logging into multiple banking sites to gather reports, reconcile loan activity, compile a cash position and determine cash concentration. Market Opportunities Treasury and Capital Markets must be tactical partners in the organization and need to be prepared at all times to shift strategies and “pivot on a dime” as market opportunities or risks arise. This requires real time data that can be quickly analyzed, something that is lacking in a manual environment. Loan Level Cash & Accounting At any time, there are likely tens of thousands of loans to monitor, between funding, settlements and the servicing portfolio. Each of these loans have the potential of multiple different cash transactions – each transaction breaking down into multiple parts requiring separate journal entries. Deadlines Whether you are working against lock expirations, borrowers receiving keys for their new property, month-end timelines or bank cutoff times, there are multiple varying deadlines that need to be met on a daily, weekly and monthly basis. These deadlines need to be integrated in order to successfully maintain adequate customer service levels while also minimizing unnecessary interest expense or banking fees. Regulation The mortgage industry is highly regulated. Multiple audits can likely occur at a single time between warehouse renewals, investor due diligence, state audits and regulatory examinations. The ability to quickly reference archived data, authority levels, etc. is imperative in conducting an efficient audit. How Kyriba Can Help Kyriba's treasury management solution empowers organizations in the mortgage industry, including several Fortune 500 companies, with the capabilities to optimize cash and liquidity, reduce operational regulatory risk, and streamline management reporting to capitalize on market opportunities. Cash/Capacity/Deadlines Kyriba provides centralized, real-time visibility into cash, as well as detailed transactional activity across all bank relationships in a single, secure platform. This enables effortless cash positioning and concentration decisions, intraday and across any time horizon. Streamlined Accounting Processes Kyriba's treasury management solution automates cash and loan-level accounting across many levels, simplifying generation of journal entries, while introducing structured, reportable audit and controls to the accounting process. This saves countless hours and offers a single source of record for accounting inquiry, as well as seamless journal posting into any underlying ERP/accounting platform. Regulations Kyriba’s treasury management solution also offers standard controls and workflows concerning entitlement and authorizations, which are configurable based on internal customer policies and guidelines. Kyriba provides the ability to enforce, as well as fully report on, any modifications. Time stamps, transaction-level documentary attachment, and fully reportable audit trails enable the ability to reference current state as well as historical information. Kyriba Analytics for KPI Reporting Kyriba provides a fully integrated business intelligence solution to ensure on-demand, drill-around, data visualization to find meaningful insights within high data volumes, while delivering on KPI reporting needs.

Kyriba Receivables Finance enables CFOs to unlock funds from outstanding accounts receivable and convert those assets into cash quickly.

The speed with which you as a seller convert receivables into cash is critical for your organization. Accelerate a cash injection into your company with Kyriba Receivables Finance solution — Kyriba’s latest working capital solution. Turn Accounts Receivable into Cashflow Kyriba’s Receivables Finance is natively integrated with all other Kyriba Working Capital solutions, like Dynamic Discounting and Supply Chain Finance. It enables CFOs to unlock funds tied up in outstanding accounts receivable (AR), converting those assets into cash quickly. Sellers can centralize and simplify all receivables finance programs into one portal, without having to change online funding providers in order to draw down from their credit facilities. This receivable solution allows you to remain in control of the utilization and availability of receivables finance programs, yet obtain the most efficient funding sources for your receivables on a single, funder agnostic platform. How Does AR Financing Work? Kyriba provides companies with greater cash visibility, as well as the capability to finance AR in an easy, fast, and scalable manner via a multi-funders platform. Using APIs, the platform automates connectivity with the seller’s ERP system via certified ERP connectors, providing analytics on AR. The platform allows sellers to sell the receivable automatically to the associate funders and finance automatically or manually selected receivables through a direct connection with a multi-banking approach. How Does Kyriba Integrate Data? Kyriba does not aim to substitute any banks or funders into the receivables finance program from a funding perspective. Instead, we facilitate integration of data from your ERP to multiple funders’ backends, making those programs scalable. This approach aggregates all sellers’ programs into one single platform and provides our customers with a single dashboard to help them make better decisions based on their real-time positions. Full Visibility into Working Capital Management Kyriba’s dashboards provide you with a bird’s eye view of your Receivables Finance results and performance. Additionally, they can simultaneously provide you with visibility into any other discounting or trade payables programs (Dynamic Discounting, Supply Chain Finance, Confirming, etc.) managed within Kyriba. Key Features Kyriba’s Receivables Finance technology supports both pool financing and selective invoice financing programs. Companies can manage the end-to-end journey of the program, including extraction of relevant information, updating the ERP and providing detailed reporting to manage risk. The following is a breakdown of the key features of Kyriba Receivables Finance: Program set-up: Set-up is quick and painless. Receivables Finance easily adds sellers, funders and debtors, as well as credit limits, payment rules, and pricing profile. Ledger data upload/validation: Using APIs, Receivables Finance connects to the seller’s ERP to upload documents (e.g., invoices, credit notes) and update status in real time. Eligibility check and early payment processing: Receivables Finance can perform eligibility and limit checks prior to processing documents or early payment requests towards the funders. Kyriba completes the workflow by connecting to the funders and retrieving status from the drawdown requests. Payment and reconciliation: Once reconciliation of the collections is completed, Kyriba can automatically settle payments to the funder on due date, based on new ledger data. Dashboards, reports and advices: Receivables Finance features a landing page widget that makes drawdowns, early payment status, collections, limits and other functions readily available. Users can also quickly access reports and receive advice and notifications on demand or automatically, through emails or Kyriba dashboards. Seamless Integration Kyriba’s Receivables Finance solution is natively integrated with all other Kyriba Working Capital modules, as well as Kyriba Treasury, Payments, Risk Management and Connectivity. Kyriba’s Working Capital solutions provide you with access to business intelligence and reporting dashboards to drive quick and easy deep analysis of your overall financing programs.

Kyriba Payments Solution for Insurance empowers insurance firms with a scalable connectivity and payments solution to tackle back-office system complexity, lack of workflow unification and increased fraud risk.

Kyriba Payments Solution for Insurance empowers insurance firms with a scalable connectivity and payments solution to tackle back-office system complexity, lack of workflow unification and increased fraud risk. Insurance companies are traditionally challenged by a high volume of payment activities and complex liquidity pooling structures. Such complexity becomes more challenging over time when the business expands with international or domestic mergers and acquisitions. Despite it (including claims and accounts payable) being such a business-critical process, payment processing remains inefficient, often due to siloed and obsolete home-grown back-office systems. Imagine a Typical Payment Scenario of an Insurance Firm A request is initiated in System A It is sent to System B for review and approval Next, it is sent to System C to be further processed Finally, it is uploaded to a banking portal to be executed Payment confirmation and bank statements are to be downloaded and manually transferred to multiple systems of record Multiply that scenario by thousands of payments on a daily basis, insurance companies find themselves in the following payments complexity due to a lack of end-to-end automation and visibility: Outdated back-office systems requiring extensive and costly IT support Unavoidable errors and oversights Potential money loss from undiscovered duplicate payments Increased operational risks due to potential fraud and non-compliance Lack of unified cash and account visibility with high bank fees Missed cost-saving opportunities due to reliance on wires instead of lower-cost payment services Missed yield-generating opportunities from idle cash Unable to leverage faster payment rails (e.g., RTP®) or other nascent payment methods (e.g., Zelle) to support customers’ evolving business needs Kyriba’s Payments Solution Answers to Your Challenges Kyriba is the preferred connectivity and payments solution provider by some of the largest insurance companies in the United States, including AIG, MetLife and Brighthouse Financial. Kyriba has designed a modern solution with the features insurance companies require to address their growing business needs. PAYMENTS SOLUTION PRODUCT FEATURES HIGHLIGHTS Payment Factory One centralized payments hub to manage workflows across all your back-office systems End-to-end integration with all your banking partners Straight-through processing, fraud detection (AI-powered), smart routing Bank API and real-time payments ready Bank Connectivity-as-a-Service Over 1,000 pre-built bank connectors, eliminating the need for IT to build, test or maintain bank connections A format library with over 45,000 payment scenarios ready for use API-Ready System Integration Kyriba Developer Portal with API catalogue and use cases Pre-built ERP and other real-time connectors Curated Marketplace Apps, e.g., ICD for investment, Copper for digital assets Cash Visibility and Mobility Bank account management (BAM), bank fee analysis, in-house bank/netting Cash forecasting with AI capability Interactive business intelligence dashboards A Future-proof Payments Solution for Insurance Kyriba’s awarding winning connectivity and payments solution centralizes payment workflows, automates manual tasks, enhances controls, and connects back-office systems to banks to create real-time cash visibility. To learn more, please contact us or request a demo. Our experts are ready to show you how Kyriba's connectivity and payments solution for insurance companies is the right one for your organization.

Kyriba Platinum Support Network is designed for our Treasury, Payments and Supply Chain Finance clients in need of our most advanced level of support.

Kyriba is pleased to offer Platinum Support for our Treasury, Payments and Supply Chain Finance clients in need of our most advanced level of support, designed for companies that require a more tailored approach based on size, complexity and geographical footprint. Kyriba Platinum Support offers everything clients can expect from a platinum service package, including access to our Client Support Portal, a designated support account manager (SAM), monthly review meetings, and access to Kyriba’s global support centers with support provided in multiple languages. In addition, a selection of highly tailored services are offered, including dedicated advanced monitoring, functional assistance and user training, twice-a-year onsite visits, and a yearly Platform Utilization Study (PLUS) session. Enhanced Support And Case Management Kyriba Platinum Support subscribers benefit from a designated Support Account Manager (SAM), an experienced and highly-trained resource with advanced knowledge of the Kyriba application and the client’s individual Kyriba environment and processes. Every SAM provides: A higher level of proactive monitoring of their environment, including the Kyriba platform and the delivery of bank statements and payments Monitoring and proactive management of all support requests, coordinating case escalations to ensure the quickest possible resolution (cases are simultaneously submitted to the SAM and Kyriba’s general support queue for fastest possible resolution) Comprehensive KPI reports and a yearly overview of new features and enhancements Dedicated Advanced Monitoring Kyriba Platinum Support provides subscribers an invaluable service for companies wishing to outsource their monitoring functions and optimize internal resources. Dedicated Advanced Monitoring includes: Monitoring the delivery of bank statements, bank connection status and cash balance variances Payment monitoring to ensure that payments are sent and processed successfully by the banks Customized Inbound and Outbound file monitoring from/to ERPs (payments, currency exchange rates, etc.) Personalized monitoring schedule, adapted for each organization, providing proactive alerts each time a potential issue is detected, with comprehensive investigation and recommended resolutions Functional Assistance / User Training Platinum support comes with up to eight hours a month of functional assistance and/or user training, making this package particularly valuable for companies that regularly add new users. Options include: training sessions delivered via conference sharing same-day training for high-priority issues consultation via setup assistance and process documentation optimization of existing functionalities or module Bank Calls When facing issues with bank statements, Kyriba Platinum Support will call the banks on behalf of the clients and accelerate resolution (subject to thirdparty agreements). Onsite Visits Platinum support includes two onsite visits per year. These include a recap meeting and discussions of any changes required. Platform Utilization Study (PLUS): Kyriba Platinum Support includes an annual PLUS session to address your organization’s evolving structure and needs. Kyriba product experts analyzes the company’s existing configuration and provide specific recommendations to create additional workflow efficiencies. The PLUS session includes: Preliminary Q&A conference call Onsite meeting to examine current use case and any associated pain points, noting touch points with other departments and systems Detailed reporting of with findings and recommendations Why Kyriba Platinum Support? Kyriba Platinum Support addresses the specific needs of companies using Kyriba for our award-winning Treasury, Payments and Supply Chain Financing solutions, and looking for a more tailored support package, from customized monitoring and user training to an in-depth evaluation of the existing configuration: Obtain tailored support to suit the company’s specific requirements Outsource monitoring functions and optimize internal resources Access functional assistance and/or user training, ensuring that new users are fully equipped to use Kyriba effectively Benefit from recap meetings and personalized presentation of new release notes Receive annual recommendations to improve the existing configuration and increase workflow efficiency

Find out how clients in the oil and natural gas industries save on average 659 hours per month using Kyriba solutions.

Kyriba’s clients in the oil and natural gas industries range from production equipment manufacturing, exploration, and extraction to pipeline transportation. We help these companies through our industry expertise and leading solutions. While no two companies are the same, many of our clients in the sector share many common treasury and finance requirements. Kyriba provides the capabilities to effectively manage liquidity, debt, investment, cash, payments, and FX risk, enabling executives to make more informed decisions. Enterprise Liquidity Oil and gas companies need comprehensive views of their liquidity. Kyriba enables clients to achieve 100% cash visibility and reduce reliance on borrowing, transforming liquidity into a strategic asset. Managing Multiple Entities Kyriba’s oil and gas clients commonly have multiple subsidiaries and business lines across the globe, often in emerging markets with limited banking infrastructure. This drives cash pooling, netting, in-house banking, and intercompany requirements. Kyriba fully supports multi-entity businesses, offering a host of services for parent and subsidiary treasury management. Our clients seamlessly connect automatically to their relationship banks, ERPs, and other systems, eliminating file uploads and manually-generated reporting and reconciliations. Cash Flow Forecasting Increasing cash forecasting horizons and improving accuracy is a key requirement in the oil and gas sector. With typically tight profit margins and volatility across many areas, minimizing idle cash and getting the surplus invested or available has become increasingly important. Kyriba consolidates forecast data and measures forecast accuracy to increase confidence in your cash projections. FX Risk Management Operating in many different countries means handling many currencies. Kyriba’s FX Risk Management, creates confidence in expanding identification and aggregation of FX exposures and risk mitigation capabilities to manage impacts to earnings. Kyriba gives support to a full end-to-end solution for exposures, trading and post-trade activities. Global Payments Commanding so many operations also places a heavy burden on oil and gas treasury departments in terms of payments. Kyriba’s Payments Hub manages AP and AR payments, while maintaining robust format transformation for communication with banks and other institutions. Debt and Interest Rate Hedging Higher debt loads are common in the industry. With interest rates on the rise, treasury teams must enable effective interest rate hedging programs. Kyriba supports debt and interest rate derivative position keeping, automates mark to market, and delivers regulatory compliance including hedge accounting support. Efficiency and Productivity As with other industries, CFOs and treasurers in oil and gas are focused on improving the efficiency and productivity of the treasury function. From optimizing bank accounts, to bank relationship management, and through automation of manual tasks to improve operational controls, Kyriba delivers productivity to the financial team, enabling less time spent on treasury and more time allocated to business intelligence and strategic insight.

Kyriba’s In-House Banking solution gives organizations the control to access more liquidity faster and more cost-effectively. This factsheet explains how.

For companies with complex funding, procurement, FX, or cash and liquidity management activities, managing these without technology is challenging to say the least. Kyriba’s In-House Banking solution gives organizations the control to create optimal concentration, pooling, intercompany, and netting arrangements to access more liquidity faster and more cost-effectively. With Kyriba's In-House Banking solution, you are able to provide internal banking services to all your business units. Our flexible data structure allows you to customize your accounts, entities, structures, and workflows based on your business needs. We give our clients efficient cash concentration, cash pooling with support for multi-currency pools, regulated and non-regulated structures, and multi-tier netting hierarchies. Benefits of Using Kyriba In-House Banking Solution Kyriba allows you to increase cash visibility and control with a full-featured In-House Banking module that creates greater access to cash pools and reduces costs overall in the procurement and receivables cycles. Our clients transition from point-in-time and end-of-month balances to real-time visibility into liquidity. This allows for better forecasting and more informed decision-making. Our IHB solution delivers efficiency through reductions in physical bank accounts and consolidated reporting across regional treasury or finance transactional centers. Whether your pooling or cash concentration is managed directly by the bank or in-house, Kyriba’s application automatically posts and tracks IHB movements from physical and notional pooling structures Key Features of Kyriba In-House Banking Solution Pooling and Concentration Our capabilities increase visibility and benefits of centralized cash in real-time, creating a streamlined, efficient dashboard with views into all your global cash. In-house banking transactions are created from cash or non-cash transactions. POBO (payments-on-behalf-of) Arrangements: The in-house bank executes payments for operating companies and debits to those companies’ intercompany accounts. ROBO (receipt-on-behalf-of) Arrangements: The in-house bank’s bank account receives payments for operating companies and credits to their intercompany accounts. Real-time Reporting and Tracking View all in-house bank’s balances by subsidiary and currency pair, when applicable. Affiliates can inquire on their internal and external balances, account and interest statements, and internal deals. Intercompany Loans Kyriba users enjoy advanced intercompany loan features, providing organizations the ability to track and account for structured loan arrangements with flexible, principal and interest terms and scheduling of loan events. Full accounting is automated to the general ledger and includes accruals and amortizations as well. Interest Calculations Arm’s length interest rate structures are managed between holding companies and subsidiaries to allow for the calculation of interest income or interest expense of the positions held within the IHB. Interest is calculated based on market or internal interest schedules with dynamic flexibility to support intricate interest arrangements. Different rates are used for different subsidiaries, while separate rates are also used for debit and credit balances. Multilateral Netting Automation Accompanying multilateral netting modules that work in conjunction with Kyriba’s IHB handle flows from multiple entities. These include: Intercompany Netting: Kyriba centralizes all flows through the internal bank to simplify your payment structure and reduce payment volumes, lowering processing times and overall costs. Third-party Payments and Collections: Kyriba automatically integrates payables and receivables, provides a reconciliation of intercompany activity, and calculates the due-to and due-from positions across all subsidiaries. Automatic Settlements: Both physical (cash) and non-cash movements can be triggered through the IHB. Simplification Through Centralization With Kyriba’s IHB capabilities, you’ll be able to provide banking services to all your business units while paring down your accounts and bank relationships. Our IHB provides an operating entity in which all transactions are executed, centralizing flows and balances. Imagine being able to simply send one large payment, in one currency, that is then distributed to all your vendors across the globe in whatever currency each one prefers. Learn how Kyriba’s IHB capabilities can help you create cost-effective, value-driven results for your finance and treasury organization by requesting a demo today!

Kyriba delivers the industry’s most advanced currency risk management solutions with extensive business intelligence capabilities for easy identification and understanding of foreign exchange (FX) risk. We use extract toolkits to collect complete and accurate data from ERP systems and spreadsheets for in-depth visibility into exposures, reliable analysis and informed risk mitigation.

Kyriba delivers the industry’s most advanced currency risk management solutions with extensive business intelligence capabilities for easy identification and understanding of foreign exchange (FX) risk. We use extract toolkits to collect complete and accurate data from ERP systems and spreadsheets for in-depth visibility into exposures, reliable analysis and informed risk mitigation. The Cloud-Based Business Model Advantage: Quick ROI and Low TCO By leveraging the Cloud-based business model, Kyriba creates two advantages: speed and low cost, without sacrificing the safety and security of your data. Kyriba is committed to keeping your confidential data safe and secure, and our processes and controls are audited annually. The cloud-based model frees your IT personnel from the need to manage and maintain the product and updates typically associated with installed and licensed software products, and enables Kyriba to rapidly and continually add product innovations to the market. Kyriba customers experience quick returns on their investment. Up and running quickly, we provide almost immediate visibility to exposure and risk data, and access to analytics and decision support capability. Confidence in your decisions allows you to take actions to manage risk, reduce costs and gain operational efficiency. Kyriba’s cloud-based application also provides low total cost of ownership. Because Kyriba is hosted, it requires little or no redeployment during upgrades, and no IT development. You know the subscriptionbased outlay at the time of purchase; you also know that the cost of ownership will not spike due to upgrades, redeployment, or support during the subscription term. The Kyriba SAP Extract Toolkit: Facilitating Set-up and Ongoing Data Aggregation Using proprietary technologies, Kyriba aggregates raw General Ledger data from SAP, as well as other ERP systems, databases and spreadsheet data sources. To facilitate the process of data collection for initial enrollment and ongoing exposure management, Kyriba created an SAP Extract Toolkit, Kyriba Extract 3.0, which has been certified by the SAP® Integration and Certification Center (SAP ICC) as powered by the SAP NetWeaver® technology platform. The Kyriba SAP Extract Toolkit consists of instructions on how to run native SAP utilities to retrieve account/ entity configuration information and a program that captures summary monetary asset and liability or revenue and expense balance data. After initial enrollment, only the general ledger report is used to periodically extract the balance data. DATA CATEGORY FIELD / DETAILS REQUIRED Entities Company code, name and functional currencies Accounts Account code, description and account type (optional) General Ledger Balances Life-to-date balances showing current value at a specified point in General Ledger Balances time, or period balances, typically post-closing at period end Hedge Information Includes amounts, company codes and currencies During the enrollment process with Kyriba, certain information will be needed from SAP to assist with configuration of Kyriba in preparation for exposure analysis. This information is typically retrieved using the SAP Data Browser to gather information from the account definition tables, SKA1 and SKB1, as well as company information from the T001 tables. This is a one-time effort and Kyriba will provide documentation for the specific fields requested. The Kyriba G/L Extract Program for SAP is a report written in ABAP and delivered via transport. The transport contains all the objects required to execute and run the program. The program does not create any database objects nor does it write or update any database tables or objects. The program will read balance data from the SAP general ledger, referencing account configurations to optimize performance, resulting in summary balances by company, account and document currency. In a generalized use case, a functional user will navigate to the Kyriba program in SAP and select a variant or enter variant parameters to suit their situation. The program can be run in foreground or in background with output sent to the ALV or spooled for later download. Once the program has completed, an authorized user will download the result file in Excel format to their desktop, login to Kyriba and subsequently securely upload the file to their client staging area in preparation for exposure analysis. To further maximize efficiency, frequency, time savings, error reduction, and security, while minimizing support required from IT, the extract process (both the execution of the extract query and the encryption and upload of the resulting files) can be automated. An automated extraction, encryption and upload process is particularly beneficial if you have multiple data source instances or systems. For each instance of SAP, your IT team will deploy and maintain the Kyriba G/L Extract Program. The extract program is the only Kyriba software deployed and maintained in your environment. Kyriba Application Security Kyriba understands and appreciates the importance of keeping your highly-confidential financial data safe and secure, and simultaneously available to your authorized users on demand. We have passed the scrutiny of our discriminating customers and ensure that our standards for security and confidentiality are the maximum possible. Here are some of the elements that built confidence for our customers: Strong encryption to protect sensitive G/L data both in motion and at rest Annual SSAE 18 Type 2 audits for the Kyriba application and company processes and controls ISO 27001 certification Internet firewalls and an additional level of access protection around the production databases Application layer separation from data with application-only access Role-level access and idle disconnect IP Whitelisting, guaranteeing client access from only specific Internet addresses Continual monitoring through port scans and network intrusion detection systems Complete audit trail in application and data back-up Application hosting with AWS and Microsoft Azure Full redundancy in daily operations for Internet connectivity, failover and load balancing Disaster recovery plan and capabilities provide for full redundancy and a production system recovery objective of 6 hours Annual third-party penetration testing and security audits Employee, contractor and data center personnel background checks Enrollment: A Simple Process The Kyriba Professional Services team will lead your IT and treasury staff through three simple, well-defined steps including set-up, resulting data validation, and an exposure presentation, to achieve ongoing, on-demand SAP data aggregation and Kyriba FX exposure management. A final step automates the file extraction, encryption and upload process. On average, it takes 8-10 hours of an IT generalist’s time per ERP system enrolled in the Kyriba service. Typical enrollment resources include: An SAP Basis resource to install the program from the transport A developer or functional person with access to retrieve configuration data using the Data Browser A functional person who can run the program and verify balances with the Kyriba Professional Services team using native SAP general ledger reports. PROCESS CONTRIBUTOR ROLE DURATION Set Up & Configuration IT or Other Resources Download Kyriba SAP Extract Toolkit; Run SAP utility to get configuration data; Execute test and live G/L Extract Program 10 Hours Extract Result Validation Treasury / Accounting Resource Included Accounts and Sample Data Validation 2 Hours Exposure Presentation Treasury Resource Demonstration of Kyriba and discussion of current and future workflow 2 Hours Optional: Automated File Extraction & Upload IT Resource Configure standard utilities from Kyriba- provided scripts 2-4 Hours Total Project Timeframe: 2 to 4 Weeks During Enrollment, your IT personnel will install the Kyriba SAP Extract Toolkit, run SAP utilities and execute the G/L Extract Program. The toolkit provides detailed instructions for IT, or other personnel with access rights, to run native SAP utilities to retrieve detailed account/entity configurations, a chart of accounts table and functional currency information. Next, you execute the Kyriba G/L Extract Program to produce a test exposure data set for validation. Once the data is validated, you may be asked to re-run the program to produce a final data set to be used for exposure management. This process generally requires approximately ten hours of IT time/effort. During Query Result Validation, your treasury and/or accounting team members will review the sample data generated by the Kyriba G/L Extract Program to verify monetary asset and liability or revenue and expense account information. The Kyriba Professional Services team will produce a sample data set for your review to ensure the data is consistent with G/L balances in SAP. You may also provide data on outstanding hedges, and the validated balance and hedge data is uploaded to Kyriba to calculate FX exposure and support timely, data-driven risk mitigation and cost reduction decisions. This step requires approximately two hours of time/effort. During Exposure Presentation, treasury and Kyriba Professional Services review your current workflow and systems landscape, progress to date, the future vision for the end state of rollout, and workflow and process improvements. A demonstration of the Kyriba software with your live exposure data and a discussion of how exposure visibility can help you optimize your risk management decisions complete the review. This process requires at least two hours of treasury time/effort. Automated File Extraction, Encryption and Upload Automated File Extraction, Encryption & Upload is supported through standard protocols HTTPS (e.g. via cURL) and SFTP (Secure FTP) for automating the transfer of files to a secure staging area within the Kyriba application. Kyriba has customized these protocols with syntax to enable users to transfer files to, and trigger processing within, the Kyriba application. You can deploy scripts (samples provided by Kyriba) based on the needs of your environment, which retrieve the output generated by the Kyriba G/L Extract Program, and encrypt the file(s), before transferring them over 128-bit HTTPS or SFTP to Kyriba. During your Kyriba enrollment, our Client Services team will supply scripts as part of the toolkit and work with you to configure them for your environment. The level of effort required to automate the file transfer is subject to the complexities of your environment but is typically measured in hours, not days. The process requires a Systems Administrator, Developer and/or DBA with privileges to create or modify shell scripts to automate the process or integrate with existing processes. Benefits of Automated File Encryption and Transmission Data encrypted at rest and in motion Creation of a straight-through process from business systems/ERP to Kyriba Automates transfer of the extracted data files directly to Kyriba increasing efficiency and time savings, and reducing errors Enables more frequent processing and analysis cycles Allows coordinated transfer of files from multiple business systems Additional security through PGP encryption and IP Whitelisting Uses industry standard utilities and protocols: HTTPS file transfer and SFTP Less operational and IT overhead Supported Versions SAP R/3 4.6c, 4.7 ECC 5.0, ECC 6.0 S/4 HANA   SAP, SAP ERP and SAP R/3 are the trademarks or registered trademarks of SAP AG in Germany and in several other countries. Other names may be trademarks of their respective owners. Want to learn more about how to automate seamlessly across your FX management process? Check out Kyriba's latest demo session and see how Kyriba helps its clients mitigate the effects of currency volatility and reduce hedging costs.

Kyriba’s Commodities Risk Management solution gives finance organizations the ability to track, value and generate accounting entries for commodities exposures and transactions, alongside FX and interest rate positions already supported in the platform. Kyriba supports a full end-to-end workflow with Position Keeping, Market Valuations and Hedge Accounting.

Kyriba’s Commodities Risk Management solution gives finance organizations the ability to track, value and generate accounting entries for commodities exposures and transactions, alongside FX and interest rate positions already supported in the platform. Kyriba supports a full end-to-end workflow with Position Keeping, Market Valuations and Hedge Accounting. Position Keeping Kyriba supports position keeping for spot, forward and swap commodity instruments —and includes the ability to split swaps into forward strips for both manual and automatic hedge designations. Structured swap schedules, Asian fixings methods and approval workflows are also supported for commodities instruments. Kyriba Commodity Risk Value-driven Features Kyriba’s Position Keeping features include using Business Intelligence to create views of exposure forecasts and related hedges. Fixing application and approval, in addition to cash settlement approval with payment generation are supported. Forward curves are provided for valuations, mark to market and position reporting. Kyriba offers automatic hedge designation features, including support for partial-hedging. Valuations Kyriba supports automatic mark to market valuations, calculated from integrated market data within the solution, or imported from outside sources. Market Data Kyriba supports a variety of market rates and curves in partnership with Refinitiv. Commodity curves include futures strips and optional spot points. Interest rate curves are used to discount future flows. Commodity fixings, spot and futures rates are also used for calculation of settlement amounts and forecasting of future settlement amounts to support cash forecasting. Redistribution of contributed rates from Refinitiv can be optionally subscribed. Hedge Accounting Kyriba supports derivative and hedge accounting for IFRS9 and ASC 815, with automated automated postings to your ERP or general ledger. Commodity hedges can be assessed and designated at a macro level—or using Kyriba’s new partial-term hedging feature. Users have the option of manual designation or have the system automatically match exposure items with deliveries within the strips of the derivative hedging transactions. This supports the assessment and management of hedge assignments at a granular level while allowing tracking of derivatives at the strip level by front office users. Kyriba Analytics and Dashboard Reporting Flexible and easy-to-customize reporting, analytics, and visual dashboards deliver end-to-end insight about exposures and designated hedge activity and performance. Kyriba supports market data integration from within the solution or from outside sources.   Learn more about Kyriba's solutions for commodities, valuation, and hedging. REQUEST A DEMO

Kyriba’s FX Advisory Services help your company identify the best path to create, reassess, or revitalize your FX risk management program.

Kyriba’s FX Advisory Services delivers customized solutions to implement and optimize global FX risk management programs. From execution to accounting, FX risk management is a complex, ever-shifting responsibility, which is difficult for organizations to fully staff the necessary level of in-house expertise. Lack of FX business intelligence leads to costly mistakes due to currency and market volatility. Whether your company has been hedging foreign currency risks for decades, or feeling material impacts from FX volatility for the first time, Kyriba’s FX Risk Advisory Services will design the best path forward to create, or revitalize your FX risk management program. We can serve as an extension of your team or take the lead managing projects. FX Advisory Services Differentiating Benefits Broad Based FX Expertise Kyriba’s FX team carries a wide range of experience with backgrounds in corporate treasury, FX risk software, financial institutions & traders, and public accounting firms. We will bring our breadth of experiences to you. Large and Diverse Client Kyriba Base Kyriba’s growth and diverse client base ensures that the FX Advisory Services team is continuously learning. We get exposed to and have a hand in developing best practices in the market. Bridge Between Treasury & Accounting We have backgrounds focused on treasury and accounting and will find solutions that delivers the economics for treasury while ensuring accounting is cared for with efficient processes, accurate entries, and compliance. Project Management Approach We will drive projects from start to finish, keeping key milestones on track. Flexible Solutions Every company has unique challenges and circumstances, along with endless variables in the world of FX. We strive to find a customized best-fit solution for all clients and will not box companies into a one-size fits all recommendation. Detail Focused The devil is in the details when it comes to FX transactional risk and derivative accounting. We advise clients on designing processes that yield the most effective results, which requires digging in deep from multiple angles. FX ADVISORY SERVICES MATRIX FX RISK ADVISORY SERVICES DESCRIPTION OF SERVICES & ACTIVITIES REPRESENTATIVE DELIVERABLES FX Strategy Discovery Sessions Working sessions led by FX Advisory to conduct deep dives into current hedge objectives, risks, and hedging strategies to consider. Kyriba develops summary reports and roadmaps of suggested next steps and opportunities for optimization: • Recommendations report • FX Risk Management Roadmap and Strategic Plan FX Risk/Exposure Analysis Deep assessment and analysis on risk and exposures. Kyriba Advisory Services aggregates exposure data, validates data, quantitatively analyzes risk, assesses key timing aspects of transactional exposures, and discusses opportunities for natural or operational hedging. Management presentation summarizing FX risks, which includes: • Summary of independent and aggregated exposure positions • Detailed overview of key risks and timing • Quantitative analytics on FX risks • Identified natural or operational netting/hedging opportunities FX Hedge Program Implementation Services The Hedge Program Implementation package gives Kyriba clients the expertise and support required to start a new hedge program from scratch. Kyriba Advisory Services is an extension of your team to identify risks, develop the most appropriate risk management objectives and design a custom hedge program. Designed hedge strategies are prepared to go-live with: • Draft FX Risk Management Policy (operational policy) • FX Hedging Procedures Document • Summary document of hedge strategies • Draft Hedge Accounting Policy • Draft designation documentation and quantitative effectiveness assessments FX Program Review & Revitalization Kyriba Advisory Services designs customized work plans, tailored to review existing policies and practices, and diagnose issues. Clients will be left with insight to what is driving ineffectiveness in their hedge program and actionable ideas to make improvements. Variable, and customized for each engagement. Commonly involving a scorecard analysis of existing processes with go forward recommendations. Custom Consulting Commonly used to review client/existing hedge programs, review functional currency determination, review rate setting methodology, conduct peer analysis, M&A due diligence and integration. Confirmations/recommendations of reviewed processes. Can have customized deliverables agreed upon with client/prospect. Examples include: • FX hedging strategy design and blueprinting, policies and procedures, hedge documentation, disclosure review • Analysis of functional currency, FX exposures, hedge results • Review of underlying FX transaction accounting • Effectiveness testing guidance and setup • M&A due diligence and hedge strategy integration • Benchmarking of FX hedging approaches or results Learn how to transform FX Risk Management processes to deliver more predictable and effective results with Kyriba’s leading FX Risk Management solution and our FX Advisory Services Team today. Reach out to our team of FX Risk Management professionals at: [email protected].

ELM is one of the most critical areas for any organization. It spans Cash & Liquidity Management, Capital Markets & Risk Management, Payments & Fraud, and Working Capital, all of which are paramount to organizational vitality.

This paper examines best practices for how to diagnose your Enterprise Liquidity Management (ELM) processes, both qualitatively and quantitatively, to determine what you are doing well, what you need to improve, and how to drive additional value for your organization. To objectively assess where you stand, where you need to go, and how to get from here to there, liquidity benchmarking is a perfect weapon for you. How often have you wondered about how your organization is truly performing in comparison to your competitors? “What would it take to identify the best practices leading organizations in your industry have adopted?”, or “Do we know what changes are required for a transformation initiative or a technology investment?” If you have asked yourself these questions, answering them can be difficult. Although these are critical questions, many organizations take shortcuts and bypass them thinking they have sufficient information to implement change. Alternatively, some companies opt for contracting with a third-party to perform such assessments to determine what process and technology changes are required to achieve a desired business outcome. These engagements are, however, not cheap and can be very theoretical, especially when it comes to treasury and ELM practices. There is little in terms of detailed financial metrics and codified best practices available in the marketplace. ELM, as an organization function, is in its infancy. Ownership of its key operating processes has typically been split amongst many stakeholders with sometimes conflicting interests. It is, however, a critical enterprise function. One of the key performance indicators of any for-profit enterprise is its ability to generate cash. Gaining control of sources and uses of cash and strategies to maximize those are what encompasses the discipline of ELM (ELM). In Finance speak, ELM crosses several finance business processes: Cash & Liquidity, Payments, Risk Management, and Working Capital Management. It is the multidisciplinary nature of the discipline that has made it difficult to garner holistic and historical data and best practices about underlying processes. What is ELM Benchmarking and Why Does it Matter so Much? Finance can benefit from leveraging benchmarking to evaluate and then improve financial performance and competitive advantage. Effective and optimal benchmarking comes from having the ability to use large and diverse data sets giving finance organizations a better understanding of both historical performance and industry trends and rankings. Questions such as “How has my organization performed over the past years?” “Is performance truly improving?” or “How are we doing against our industry peers?” are paramount to objectively assessing both success and improvement opportunities. Furthermore, a more dynamic view of historical data and benchmarking against the right peer group has a significant added benefit: identify best practices that need to be established or emulated. Finance professionals have long used financial benchmarks such as the S&P 500 or Dow Jones indexes to see how they are doing. Many have also compared themselves to key competitors against specific financial metrics such as Revenue Growth, Profit Margins, EBITDA, DSO (Days Sales Outstanding), and EPS. Many have also evaluated their current performance against historical benchmarks. What few have done is truly gone one level below and pinpoint the root cause of their performance. In other words, they have used lagging indicators to determine the “What” of performance. Too few have taken the next logical step of establishing and comparing their performance against leading indicators. The role of leading performance indicators is to answer the “Why” question. What is objectively causing performance to be what it is? What could be inferred in terms of remedial action to further drive results? Having both views, lagging and leading indicators, along with statistically relevant performance data samples are the secret to sustainable financial performance improvement. Comparative data with statistically significant historical data spanning operating geographies, industries, and sectors, and based on entity sizes add even more insights to drive business improvement decisions to the next level. ELM Benchmarking Relevance for Finance Organizations Finance organizations typically focus their benchmarking efforts on lagging indicators. One of the best practices many organizations follow is the use of both historical performance and peer group comparisons. Historic & Lagging Indicators: Historical benchmarks can be very insightful in seeing how an organization is performing over time. Has the company’s revenue growth, profit margin and net income increased or decreased compared to the past few quarters or years. Having this type of financial information can inform key decision makers to undertake strategic initiatives. They will typically start with an observation and try to hypothesize on what needs to be done to drive further improvements. This type of approach, albeit common in many companies, relies heavily on tribal knowledge and expertise drawn from either past observation or emulating competitors’ behaviors, real or ascertained. Leading Indicators: There are two missing links, not one. The first is the ability to tap into and leverage leading indicators to understand what a business process is capable of, and, why performance levels excel or lag. The second, and most difficult to achieve, is to leverage statistically significant and comprehensive sample data to aid in the decision-making process. Kyriba’s Value Engineering team has been hard at work for the past five years to build such a Benchmarking database with both leading and lagging performance indicators. The database currently has 1,600+ organizations that can be segmented by revenue, industry, geography, and business process. Let’s assume your organization is embarking on a digital transformation of its finance and treasury management processes. Furthermore, it knows it needs to start right away, but has not yet done all the due diligence to identify where to start, the sequence of change, or the benefit it could realistically expect to achieve. The Kyriba Value Engineering team would collaborate with your organization to identify what’s working well and what needs to be improved upon, as well as the prioritization of the steps based on objective criteria. Benchmarking Your ELM Processes ELM is one of the most critical areas for any organization. It spans Cash & Liquidity Management, Capital Markets & Risk Management, Payments & Fraud, and Working Capital, all of which are paramount to organizational vitality. As such, and given the mounting uncertainty, rising inflation, global pandemics, and geo-political instability, it should be benchmarked regularly. Initiating a comprehensive and rigorous liquidity benchmarking would not only help to identify internal gaps, but also, help an organization garner and adopt industry best practices to weather the storm and even thrive. We believe that enabling organizations to objectively take necessary steps to benchmark their performance would improve organizational resilience and boost efforts to drive enhanced competitiveness and value creation.  Gathering the required information from scratch can be a monumental task, especially if there is no benchmarking foundation, established methodologies, long data history and peer comparison groups across both leading and lagging indicators.   The dilemma many organizations face is acknowledging the importance of the insights that can be derived from benchmarking yet recognizing the daunting task of building a practice by themselves. This often leads to deferring benchmarking initiatives. To overcome this challenge, organizations partner with liquidity management and industry experts/advisors to perform this critical strategic step.   Here at Kyriba, we made the decision five years ago to build performance benchmarking to support our clients and prospective customers need to assess themselves against peer groups to determine 1- what’s working well, and 2- what needs to be improved upon.   The Kyriba liquidity benchmarking database has 1,600 organizations across multiple industries, sectors, revenue sizes and geographies, making it the largest ELM benchmarking repository in the world. The database is also growing at 500 to 600 per year.  With the only dedicated practice around ELM benchmarking, Kyriba uses finance and treasury practitioners and executives to conduct client assessments. Furthermore, to streamline the process and make it efficient, the Kyriba Value Engineering Team uses collaboration tools to collect, validate and refine the data it collects from clients. Client organizations are critical to the success of the program. The Kyriba team collaborates with our clients to identify the right improvement opportunities they need to pursue based on factual empirical data. We use our benchmarking findings as a blueprint for value creation, monitoring, and realization. This full value lifecycle approach allows clients and Kyriba to forge a value-based, outcome-focused partnership.  The Kyriba Value Engineering team has recruited the best in the business. Each Value Engineer has over 15 years of field, treasury and finance experience, and hundreds of assessments under her/his belt, and are relentlessly focuses on client satisfaction. Each Value Engineer will collaborate with your team to create the compelling case you need to secure the required investment to support your treasury transformation. See Where Your Organization Stands Compared to Industry Leaders GET YOUR ASSESSMENT

Cash flow hedge programs are generally longer term in nature. Positions due to mature were locked months or years ago, and new positions may not impact the P&L for months or years down the road. Despite the longer time horizons, there are still opportunities to make your hedge program more effective when volatility strikes.

Kyriba FX Advisory Brief Cash flow hedging programs are generally longer term in nature. Positions due to mature were locked months or years ago, and new positions may not impact the P&L for months or years down the road. Despite the longer time horizons, there are still opportunities to make your hedge program more effective when volatility strikes. Kyriba Cash Flow Hedging Best Practices Focus on Forecasting Improvements Missing hedge targets restricts the program from achieving stated objectives and targeted effectiveness, even if positions are underhedged and not at risk of losing hedge accounting treatment. Forecast inaccuracy does not directly show in FX Gain/Loss like with balance sheet hedging, but that does not mean it should be overlooked. Treat forecasting with the same rigor as balance sheet hedging. Track variances and work to perfect forecasting. Improve forecasting processes and standards, so that hedge targets are more consistently achieved. The hedge program was established to provide economic protection in a specific way, and this benefit cannot be delivered with poor forecasting. Revisit OCI Timing and Allocation Assumptions The high-level objective of all cash flow hedge programs is to align hedge results with the same P&L timing and GL geography as the underlying exposure. Many practical expedients are made to ease the administration of this. During less volatile times, a company can live with looser assumptions, but these mismatches can get amplified in volatile markets. Release and allocate hedge results more precisely by analyzing data monthly rather than quarterly or annually. Hedge results will then more effectively align with the intended protection of the documented hedged item and assist all business segments. This will improve hitting hedge program objectives. Develop Robust and Clear KPIs Improving a hedge program requires analysis to pinpoint the areas that command the most attention. Consistently meeting hedge program objectives requires establishing performance reporting metrics. Create an objective-based performance reporting package every month and quarter. There are not one size fits all reports. Whether the objective is locking into budget, protecting margin, fixing project expenses, or smoothing rates, there are ways to report hedge results. Once established create feedback channels to make improvements. Incorporate VaR and Cost of Hedging Efficient frontier concepts can be used effectively for balance sheet hedging as a short-term portfolio decision making tool. Cash flow hedging is more nuanced due to the objectives and the P&L timing variances between different transaction types. Analysis suited for nimble repositioning is not always a fit for long term cash flow hedging. But when cost of hedging is high, it can be a good time to use quantitative analysis as a guide to adjust layering strategies. Conduct VaR and Cost of Carry analysis on cash flow forecasts. A thorough analysis helps make intelligent, rather than emotional, decisions outside of the normal routine policy. If cost of hedging certain currencies is unusually high and analysis shows those currencies have natural economic offsets, there could be an opportunity to temporarily shift policy while not exposing the company to exurbanite economic risk. React to Metrics, not Emotions Nobody can predict with certainty where the market is heading. Today may not look like the best time to lock into EUR revenue hedges, but what if you shutter the hedge program doors completely and EUR goes well below parity? It may be time to add flexibility to hedge targets based on quantitative analysis, but overreactions could derail a hedge program and lead to poor long-term decisions. Treasury can steer discussions back to objectives and reduce the emotional or knee jerk reactions that senior management may have in volatile markets. Proactively prepare analysis to support ideas that prudently adjust to market conditions. This prevents the c-suite from making short sighted decisions based entirely on “taking a view” on the markets. In lieu of analysis and thought leadership from Treasury, temporary emotions from the top will completely hijack the program. Kyriba’s FX Advisory team helps multi-national companies optimize their cash flow hedging programs and evaluate FX risk holistically to complement a full end to end FX Risk Management solution. Reach out today to our FX Advisory team to learn more. Also, visit Kyriba Risk Management product page or FX Risk Management Solution page or schedule a demo with the team.

Treasury organizations and CFOs have the dual objective of managing risk to an acceptable level while also containing the cost of hedging across their portfolio of currencies. Several best practices stand out that separate the hedge programs that show cracks (or fall apart) under stress, from the best performing hedge programs.

Kyriba FX Advisory Brief – Balance Sheet Hedging in Volatile Markets Treasury organizations and CFOs have the dual objective of managing risk to an acceptable level while also containing the cost of hedging across their portfolio of currencies. Several best practices stand out that separate the hedge programs that show cracks (or fall apart) under stress, from the best performing hedge programs. Kyriba Balance Sheet Hedging Program Best Practices Automate Exposure Capture with Dynamic Queries Companies using static queries to capture exposures commonly miss new exposure activity, and only catch it after it becomes a P&L problem. Capture data using automated dynamic queries. If dynamic, any new monetary asset/liability activity in the source data will get reported from the start. Monitor Exposures with Increased Frequency Waiting for month-end actual exposure data just once a month (and usually several days delayed) may not cut it during volatile times, where the market is less forgiving on unhedged and over-hedged positions. Leverage technology to monitor positions daily (especially, but not limited to companies in daily rate ERP environments). Monitor weekly, if daily is not possible. Monthly is not enough. Revisit Hedge Adjustment Thresholds Higher thresholds reduce administrative burdens of a balance sheet hedging program, but leave more risk exposed. The cost-benefit equation of threshold levels changes during volatile markets and should not be static. FX policies are drafted such that the thresholds express the mandated max level but leave flexibility for discretionary adjustments at lower levels. Adjust levels during volatile periods, or on a per currency basis. Reconcile FX Gain/Loss Remeasurement Reconciliation highlights any exposure visibility issues or underlying transactional accounting issues that may have developed since last time it was thoroughly reviewed. Reconcile remeasurement results daily to monthly and quickly work with accounting on potential issues. Kyriba clients leverage our Daily FX Gain/loss Analytics tool, to accomplish this even in daily rate environments. Analyze Hedge Performance Further analyzes FX Gain/Loss as it pertains to hedge program P&L impacts. Highlighting the key drivers or FX noise, whether that be forecasting issues, execution timing, or cost of hedging.Derive clear explanations of the key drivers to hedge program noise as quickly as possible each month end. Leading companies can pinpoint issues and address them before they repeat themselves in subsequent periods and distribute performance KPI reports. Clean-up Exposures Erroneous material exposure positions on the GL are common. Intercompany balances, incorrect manual JEs and phantom balances can skew exposure reports and remeasurement results.Continuously identify and monitor growing intercompany balances and opportunities to net exposure positions or naturally hedge. All outlier transactions creating FX exposures are understood. Make Cost-Effective Decisions with Portfolio VaR or Aggregation Various levels of sophistication exist to make hedge coverage decisions more efficient and cost effective. Forward point markets are currently costing companies significantly more money than months ago, and this shows in the FX Gain/Loss line.The rising trend is incorporating portfolio VaR with Cost of Carry to make portfolio-based hedge decisions. At a minimum, companies must be capable of aggregating exposure positions globally to minimize numbers of trades required. Evaluate Back-to-Back Hedging A spin-off of efficiently aggregating hedge positions is formally pushing down internal hedges to subsidiaries. This can improve internal reporting or can assist in keeping subsidiaries accountable for their hedge results.When it makes sense from accounting and tax perspectives, back-to-back hedging is a common balance sheet hedging approach as an extension of making efficient aggregated topside hedge decisions. Kyriba’s FX Advisory team helps multi-national companies optimize their balance sheet hedging programs and evaluate FX risk holistically to complement a full end to end FX Risk Management solution. Reach out today to our FX Advisory team to learn more. Also, visit our FX Risk Product page or schedule a demo with the team.

Inefficient payment processes inhibit supply chains, cash flow and profitability. The need to optimize cash and working capital, combined with the increasing threat of cybercrime and payments fraud, amplifies the need to centralize and standardize corporate payments.

Inefficient payment processes inhibit supply chains, cash flow and profitability. The need to optimize cash and working capital, combined with the increasing threat of cybercrime and payments fraud, amplifies the need to centralize and standardize corporate payments. A payments hub consolidates payment streams from ERPs, finance, treasury, legal, capital markets, and decentralized teams, transforming disaggregated processes into a single source of record for all outgoing payments. Kyriba’s Payments Hub centralizes payment activity, automating unnecessary tasks, enhancing controls through superior fraud detection and error handling, all while giving finance full control and visibility into the status of AP, treasury and other ad hoc payments. "It was simply unsustainable to continue logging in to each individual e-banking platform in order to approve payments. Kyriba offers us a single, consolidated point of access across all our bank accounts, [giving us] the ability to set up payments, define different payment types and to receive notification of pending approvals." — Andrew Nicholson, Graff Diamonds Benefits of a Payments Hub Implementing a corporate payments hub delivers a wide range of value, simplifying and streamlining payment processes so treasury and finance leaders can focus on other strategic initiatives. The following examples are just a few of the benefits that a robust payments hub can offer treasury and finance teams: Controls & Visibility Centralizing payments enables complete visibility of outgoing cash flows so treasury can optimize cash balances and effectively deploy cash and manage liquidity. Enhanced Security Payments hubs can ensure a standardized set of controls, extra layers of authentication, audit trails and payment status reports. A payments hub can also offer AI-enabled, real-time screening. Format Transformation Via automation, payments are reformatted based on bank channel, payment type or receiving location. Cost Reducing the number of systems that connect to a bank eliminates substantial bank service fees and software costs. Global Bank Connectivity Payments hubs connect to all global banks with choices for communication protocols, including direct connection, country banking networks and SWIFT. Payment Routing When routing payments, flexibility matters. Payments hubs can support blind routing of preapproved, preformatted payments, and intelligent routing for payments that require additional approvals or format transformation. The Future of Payments Hub Multi-channel payments hubs are the way of the future, with corporates soon to be presented with greater choice in B2B and B2P payment technologies. Kyriba’s is pushing the envelope with its Payments Hub, offering users all the latest capabilities: Payment workflow and controls to ensure that manual payments activities align to the organization’s payment policy and controls. APIs that require no files to be downloaded, enabling instant data transmission, including real-time payments and screening/fraud detection. A pre-built format library to meet the needs of every global bank, which require thousands of format variations. Integrated global bank connectivity to deliver out-of-the-box, API, SFTP/H2H and proprietary connections. Kyriba embeds our SWIFT Service Bureau capabilities in our banking connectivity. Two-way communication to include the receipt of payment status reports, acknowledgements, payment tracking, and bank statement reporting for status reporting and payment visibility. Payments intelligence reporting and easy, user-friendly dashboards to give you analytics, status, and data visualization for all payments. AI-driven Payments Fraud Detection to automate and digitize payment processes and detect anomalous transactions

Kyriba Cash Management AI empowers treasurers and finance leaders to make smarter business decisions by improving cash flow forecasts with artificial intelligence. Cash Management AI organizes and leverages data so organizations can make forecasting decisions faster, easier, more accurately, and more consistently.

Leverage Artificial Intelligence to increase cash forecasting confidence and accuracy Kyriba Cash Management AI empowers treasurers and finance leaders to make smarter business decisions by improving cash flow forecasts with artificial intelligence. Cash Management AI organizes and leverages data so organizations can make forecasting decisions faster, easier, more accurately, and more consistently. Automated Forecasting Organizations can expect to increase the accuracy of their short-term forecasts due to Kyriba Cash Management AI’s artificial intelligence and confidence adjustment features: • The module will automatically learn from the history of cash flows stored in the Kyriba platform to continuously improve inflow projections over time • Users can adjust and optimize the cash cushion to minimize the expected cost of liquidity based on organizational risk policies Powered by Kyriba Analytics The Cash Management AI offers a set of clear visual cash forecasting dashboards that can be customized for your organization’s needs. Features include the following: • Calculated cash budget and forecasted cash balance over the considered time horizon • Predicted inflows and confirmed outflows reporting • Data filters, e.g. country and currency, to focus the forecasting exercise User-Selected Confidence Level The Cash Management AI offers a simple slider control for users to make real-time forecast adjustments selecting the right confidence level based on the organization’s risk profile and policy. A backtesting report allows the treasurer to continuously control the effective accuracy of predictions. Seamless Integration The Cash Management AI uses predictive analytics that leverage cash data already available within the Kyriba platform. The calculation of the cash budget with a high level of confidence empowers the Treasurer to make safe business decisions on invoice payments, credit facility drawdowns and investment of cash reserves. Liquidity Innovation With artificial intelligence and machine learning at the heart of the solution, Kyriba Cash Management AI uses historical data stored within the Kyriba platform to make predictions. Predictive power increases as the machine learning algorithm is trained and learns from new data and information patterns. Kyriba Cash Management AI harnesses data and modernizes forecasting technology to increase forecasting accuracy, reduce financial costs, and optimize liquidity to drive financial growth.  

Kyriba delivers ways for small and mid-size (SME) company buyers and their suppliers to mutually strengthen their supply chains that gives faster access to inbound liquidity.

Payables Financing Kyriba delivers ways for small and mid-size (SME) company buyers and their suppliers to mutually enhance and strengthen their supply chains and financial performance with payables financing that gives flexibility and faster access to inbound liquidity while often extending payment timelines for the buyer. Supply Chain Finance Kyriba has partnered with innovative funders who cater to SMEs in order to offer you Supply Chain Finance: an online, low-cost invoice financing solution for early payment to your suppliers. Kyriba recognizes there is a strong need for midsized businesses to improve working capital through increasing its days payable outstanding. Yet, in the current economic environment, many suppliers find it difficult to wait 45, 60 or even 90+ days to be paid on invoices when they need working capital to fulfill new orders. Realizing an increase in suppliers’ payment terms could jeopardize supply chain stability, Kyriba works to help mid-sized buyers improve their days payable outstanding, without putting financial strain on suppliers, via Supply Chain Financing, which is an arrangement through which the buyer can generate free cash flow while simultaneously helping the supplier with theirs as well.

Kyriba Delivers Enhanced Insights into Your Exposure Management and Hedging Programs with Correlated VaR Analysis. This factsheet explains how.

Kyriba Delivers Enhanced Insights into Your Exposure Management and Hedging Programs with Correlated VaR Analysis Kyriba’s FX Hedging with Correlated VaR provides corporate FX risk managers with analytics and decision support tools designed to help optimize hedging programs to continuously hit portfolio VaR targets in the most cost-effective way. "This is really a very handy tool. It is really what we currently ask the bank to do for us, which, and my preference would be, to be able to do it ourselves.” — Finance Leader, FX Risk Advanced Correlated VaR Analytics and Decision Support Kyriba’s Correlated VaR Analytics builds and expands upon Kyriba’s award-winning Exposure Management Solutions which automate the aggregation and calculation of our customer’s FX exposures. Now, Correlated VaR Analytics provides push-button insights into correlated Value at Risk across the currency pairs within your portfolio of exposures. With these expanded and greater insights, our customers make cost-conscious decisions on the specific currency pairs to hedge to achieve and meet portfolio risk targets. Kyriba’s FX Exposure and Risk Management solutions put control and insight at your fingertips with dashboards clearly showing your exposures and hedging opportunities across various risk parameters. Portfolio VaR Analysis – Create portfolio views or dive into targeted gross/net exposures while considering the cost of a hedge across specific currency pairs, portfolios 1,000 simulations are automatically run, to determine the top ten hedging scenarios that Risk Managers can analyze to determine what currency pairs to hedge and what the resulting net exposure and portfolio VaR will be Identify strategies to reduce costs and improve the efficiency of your exposure management and hedging programs Decision Management – User-defined parameters and filters enable you to apply different criteria to define how you want to manage to trade various currency pairs allowing you to support multiple exposure management and hedging strategies Trade – Enter & execute FX trades to deliver on your planned actions using Kyriba’s ability to automatically push trades to trading platforms such as FXall, 360T and Bloomberg Extensive reporting of exposure and balance components through detail & pivot reports All information contained herein is provided “as is” without a warranty of any kind and for promotional or informational purposes only. The information is not to be relied upon as a professional opinion in any manner whatsoever. The information contained in this fact sheet shall not be construed as professional advice and is not guaranteed to be accurate, complete, reliable, current or error-free. You accept and agree that following any information or recommendations provided within this fact sheet is at your own risk. Benefits at Your Fingertips Advanced Correlated VaR Analytics brought in-house for more cost-effective hedging management & control VaR correlations help optimize costs of your hedging program Understand & lower your cost of hedging through better self-identification of opportunities Optimize cost effectiveness of your hedging program Increased competition across your banking / service providers Optimize currency pairs to hedge, reduce trade volume Multiple system-provided options for selecting hedging levels, confidence levels Enter trades directly from the FX Risk Analysis menu set

Kyriba Value Added Services Packages provide a flexible and seamless way for Kyriba clients to purchase professional service hours in bundled packages, providing cost savings and efficiency to accelerate time-to-value of consulting engagements. Ideal...

Kyriba Value Added Services Packages provide a flexible and seamless way for Kyriba clients to purchase professional service hours in bundled packages, providing cost savings and efficiency to accelerate time-to-value of consulting engagements. Ideal for Kyriba Value Added Services Packages Organizations with ambitious treasury digitalization roadmaps, or foresee organizational growth Treasury and Finance Departments with a strict, predefined budget Resource-constrained organizations Companies who have high or immediate demands for Professional Service hours where time-to-delivery is crucial Kyriba Value Added Services Packages are more flexible and can be used towards projects such as: Implementation of new modules or new bank connections New payment connections or additional payment scenarios Customized 1:1 training for existing or new users Customized report creation Complex configuration changes in existing set-up or live modules Process reviews and workflow optimization Much more! Request to Resource Assignment in Just 72 Hours Typical Change Orders can take 3-4 weeks to flow through legal and finance teams before a Professional Services resource is assigned, and they often expire before work is completed. Value Added Services Packages eliminate the need for Change Orders and provide near-immediate engagement without billing or contractual hurdles. Speak to your Account Manager for rates. 12 Months to initiate service request 15 months to complete service delivery No rollover of hours. Hours consumed in 30 minute increments No customization of packages available No discounting of rates within packages Fixed Fee with 100% due upon signature Budget Once. Pay Once. Use Anytime. Value Added Services Packages are an alternative path to Change Orders, giving customers greater flexibility in budgeting and resource allocations, and will accelerate time-to-value of consulting engagements. They DO NOT replace Kyriba Support.

Kyriba Value Engineering is a structured approach and a part of Kyriba's client engagement methodology to ensure customers have a clear path to successful business outcomes.

Kyriba Value Engineering is a structured approach and a part of Kyriba's client engagement methodology to ensure customers have a clear path to successful business outcomes. What is Value Engineering? The Value Engineering process starts at the initiative evaluation phase and remains active throughout its lifecycle to ensure clients are realizing the full potential and return of their Kyriba investment. This process is designed to help client organizations identify, understand, justify and realize business value from key cash and treasury management processes digitally enabled by Kyriba solutions. Value Engineering is offered to selected customers on a complimentary basis as a way to ensure agreed to business outcomes are achieved. The Kyriba Value Engineering team deploys over 200 customized client engagements annually. The Kyriba Value Engineering Lifecycle The three phases of the Kyriba Value Engineering methodology are: Value Discovery, Value Monitoring and Value Realization. Value Discovery Conducted early in the evaluation process. During this phase, Kyriba value engineers will work collaboratively with client teams, including an executive sponsor and key cash and treasury stakeholders, to identify key challenges, select and prioritize improvement opportunities, design the optimal solution, and develop a case for change, including financial returns, investment requirements and strategic benefits the organization can expect. Value Monitoring Post implementation, Kyriba will work with clients to define key success criteria, including leading and lagging indicators, adoption best practices to ensure they are achieving the business benefits they have agreed to during the Value Discovery phase. Value Monitoring engagements are designed to be short in duration and typically deployed once or twice a year, depending on customer preferences. Monitoring cadence typically takes place quarterly or semi-annually, depending on organizational preferences. Value Realization This phase is designed to help Kyriba clients evaluate success achieved, document best practices and business benefits, and identify the next cash and treasury management opportunities that need to be pursued to accelerate value creation. To ensure each client engagement is executed efficiently, Kyriba has invested in expert resources with deep management consulting, business process transformation, industry, finance, and treasury management experience. The team also uses state-of-the-art tools and processes to ensure relevant content, including financial benchmarks and industry best practices, is leveraged during each phase of the Value Engineering lifecycle. Create an Actionable Case for Change with Kyriba Value Discovery Assessment If you are interested in the Value Discovery analysis, we would like to extend a personal offer to you: leverage Kyriba Value Engineering methodology to develop an actionable business case to evaluate potential benefits of your cash and treasury management processes and identify the best improvement opportunities you should pursue. The entire process is designed to be quick, easy, insightful and collaborative. Here are the key steps of the Value Discovery process: Assess Baseline data collection: suppliers, terms, and AP aging Business process assessment with key stakeholders Validate Business process analysis review Benchmarking and target performance validation Program design steps Recommend Executive presentation to CFO or executive sponsor Validated case for change Recommendations Next steps and call to action More About Kyriba Value Engineering Kyriba Value Engineering is an organization dedicated to partnering with current Kyriba clients and prospective customers to explore, understand, prioritize, justify, monitor and realize business value from treasury management initiatives. Value Engineering follows a structured, well tested, non-intrusive and insightful process to uncover improvement opportunities and quantify expected returns while ensuring business benefits are achieved throughout the lifecycle of your project. The outcome of a Value Engineering engagement is a detailed, action-oriented plan that shows specific ROI and recommendations. Kyriba has leveraged this process with hundreds of major organizations worldwide, including Koch Industries, Lululemon, Macy’s, Rogers Corp. and many more. Interested In Learning More? To develop a strategy, business case or roadmap for treasury, request a Process Maturity Assessment today!

The terms “fast”, “faster”, “real-time” and “instant” are often used interchangeably to describe new payment options. These terms generally apply to payments using modern payment infrastructures in which the transmission of the payment message and the availability of ‘final’ funds to the payee occur in real time or near-real time as near to a 24/7 basis as possible.

Real-Time Payments accelerate liquidity, improve security and optimize costs for finance teams. Real-time payments are a game changer for corporate finance teams who require more choices in how they optimize payments and liquidity. What Are Real-Time Payments? The terms “fast”, “faster”, “real-time” and “instant” are often used interchangeably to describe new payment options. These terms generally apply to payments using modern payment infrastructures in which the transmission of the payment message and the availability of ‘final’ funds to the payee occur in real time or near-real time as near to a 24/7 basis as possible*. Payment infrastructures supporting these options are generally domestic and sometimes regional in nature. Corporates can access these real-time payments options via APIs or FTPs. One or more of following payment formats are available: • JSON • ISO 20022 XML • Fixed formats • CSV formats Kyriba’s Global Support for Real-Time Payments As of Q2 2022, Kyriba customers globally are initiating instant payments from 35 countries to over 90 destination countries. Thanks to Kyriba’s industry leading APIs and flexible format library with 50,000 formats, customers have multiple options to access real-time payment infrastructures without the need to worry about integration complexity. Kyriba is being actively used by customers for real-time payments across all major markets: • Americas (USA, Canada, Brazil, Mexico) • SEPA countries (over 25 countries supported) • Asia (Singapore, Japan, Thailand, Australia, Hong Kong) Real Business Use Cases Bring Tangible Benefits Time-sensitive payments such as emergency payroll, disaster relief, and AP exception payments are executed by Kyriba clients in industries such as distribution and logistics. These payments often replace more expensive Wire payments resulting in material operational cost reduction. Intercompany transfers are low risk and a common use case. Several Kyriba customers have enabled efficient deployment of working capital across their subsidiaries using the domestic/regional instant payment option. Instant insurance claims disbursement is a typical example of improving customer experience with real-time payments, where insurance clients are focusing on enabling service innovations instead of focusing just on cost reduction. Request for Payment (RFP) is also becoming more common, where suppliers embed real-time payment instructions within an email to simplify the invoicing process, either to encourage early payment or to accelerate late payments. How Kyriba Clients Use Real-Time Payments Working Capital Optimization • Intercompany Transfers • Delay Payments (as late as possible) • Request for Payment Risk Reduction • Payroll Exception Payments • Emergency Supplier Payment • Disaster Relief Payments Cost Reduction • Wire, Card Displacement • Check Displacement • Straight-Through Processing Industry Specific Use Cases • Insurance Claims Disbursements • Instant Returns Processing • Request for Payment The Benefits of Adopting Real-Time Payments • Improved supplier relationships • Control over working capital • Increased security • Improved ROI • Immediate settlements • Non-repudiation Real-time payments will become the standard for domestic and cross-border payments, accelerating liquidity globally for finance teams and their value chains. Kyriba will help you navigate through the real-time payments use cases that you can most benefit from. Contact us today. * Committee on Payment and Settlement Systems (2016)

Kyriba Premium Support provides a more advanced level support for clients looking for personalization that matches their individual needs.

Kyriba Premium Support provides a more advanced level support for Kyriba clients looking to further enhance the user experience and receive proactive response to support issues. The primary features of Premium Support is the assignment of a designated Support Account Manager as well as a comprehensive dedicated monitoring approach. Kyriba Premium Support provides a level of personalization that matches each client’s individual needs, providing access to the right information at the right time, a more optimized use of Kyriba, and time and resource savings through proactive monitoring Kyriba Premium Support Key Features: • 24/5 support access in Asia, Europe and North America • Designated Support Account Manager (SAM) • Regular service review meetings with the SAM • Proactive monitoring and alerts of bank connection status, payments and variances • Comprehensive KPI reports • Yearly overview of the new features delivered by Kyriba • Priority call Extended Support Coverage Kyriba Premium Support provides extended support coverages, giving access to all of Kyriba’s global support centers across North America, EMEA and Asia. This enables: • 24×5 support, eliminating the need to submit tickets in the organization’s primary market. • 24×7 Client Support Portal access that includes the ability to manage cases. • Access to the support knowledge base. Enhanced Support and Case Management Kyriba Premium Support subscribers benefit from a designated Support Account Manager (SAM), an experienced and highly-trained resource with advanced knowledge of the Kyriba application and the client’s individual Kyriba environment and processes. The SAM provides proactive management of all support requests, coordinating case escalations to ensure the quickest possible resolution. Cases are simultaneously submitted to the SAM and Kyriba’s general support queue for greater visibility and speed to solution. Dedicated Monitoring Kyriba Premium Support provides subscribers an invaluable service for companies wishing to outsource their monitoring functions and optimize internal resources. Dedicated Monitoring includes: • Monitoring the delivery of bank statements, bank connection status and cash balance variances • Payment monitoring to ensure that payments are sent and processed successfully by the banks • Personalized monitoring schedule, adapted for each client, providing proactive alerts each time a potential issue is detected Why Kyriba Premium Support? Kyriba Premium Support addresses the needs of companies using Kyriba for our award-winning Treasury, Payments and Supply Chain Financing solutions, and looking for a more advanced support package that includes: • Assignment of a designated Support Account Manager for dedicated support and a point of escalation • Proactive monitoring and alerts of bank connection status, payments and variances

Preventing State and Local Government Payments Fraud

  Increasing Government Payments Fraud at All Levels State and local government entities, as well as governmental agencies across the country, are experiencing a drastic increase in payments fraud, which has resulted in millions of dollars in losses. For government offices looking to streamline their payments, prevent fraud and stay out of headlines, the need for a robust cybersecurity strategy is imperative. Government entities at all levels must realize without adequate payment fraud controls, banks and cybersecurity insurance may not cover losses and related litigation. Main Types of Government Payments Fraud Governments who are experiencing payments fraud are seeing a number of different deception tactics from cybercriminals to gain access to their liquidity. Often posing as an internal employee or an external vendor, fraudsters are deploying threats such as: Social Engineering: The use of deception to manipulate individuals into divulging confidential or personal information that may be used for fraudulent purposes. Impersonation: Fraudulent cybercriminal(s) pretending to be a vendor, manager or executive to make a payment request or to change banking instructions. Business Email Compromise (BEC): A request made via email to send, change or update payment instructions. Deepfake: When a cybercriminal uses video, photo, audio or voice to alter their identity and impersonate a company employee to send payments. Public sector treasury departments have a lot at stake when a payments fraud attempt is successful. From the loss of funds to reputational risk and unfavorable press to banks viewing them as high-risk clients, fraud can do massive damage to a government agency. Furthermore, organizations don’t have as much protection as they might think. Banks are under no obligation to cover any client losses unless the bank itself was breached. And cyber insurance doesn’t always cover payments fraud, as some recent cases have shown. As for technology, treasury and accounts payable teams often do not have end-to-end fraud prevention tools in place to standardize their payments policies and procedures. When building payment workflows, it is important to consider how internal processes will actively work to mitigate payments fraud and fraudulent invoicing to prevent examples of payment control breakdowns that lead to fraud like the following: Solution to Tackle Government Payments Fraud As cybercriminals continue to target government entities with seemingly high success rates of payments fraud, organizations should look to leverage robust, end-to-end payment and fraud prevention modules to automate and solidify their payments fraud strategy. Kyriba provides governmental agencies the ability to centralize and detect potential fraud in real time, stopping suspicious payments in their tracks. The module utilizes a rule-based, machine learning model to comply with internal policies, and provide alerts and anti-fraud controls for users to immediately detect possible fraudulent payments for investigation, based on identified anomalies compared to payment history and fraud patterns.  

Working Capital Optimization is a strategic objective for CFOs as they fight to generate bottom line value and generate free cash flow. Kyriba offers CFOs two compelling benefits: the ability to improve working capital, as well as the opportunity to increase net income.

Working Capital Optimization is a strategic objective for CFOs as they fight to generate bottom line value and generate free cash flow. Kyriba offers CFOs two compelling benefits: the ability to improve working capital, as well as the opportunity to increase net income. Kyriba Delivers Multiple Early Payment Programs Kyriba offers both dynamic discounting and supply chain finance programs to improve financial performance. Dynamic Discounting programs reduce cost of goods sold through the direct discounts earned from suppliers, increasing net income while simultaneously improving the return on excess cash liquidity. Supply Chain Finance, also referred to as reverse factoring, facilitates term extension on payables, preserving cash for longer on the balance sheet and increasing free cash flow. Receivables Finance optimizes cash flow by allowing sellers to be paid early for unpaid receivables from customers. "Three years after the project began, the program has already exceeded Auchan’s original goals. We have over 15,500 suppliers on the platform, and financing requests rose by more than 47% in 12 months." — François Verrodde, CEO of Auchan Suppliers Advanced Platform (ASAP) Kyriba’s Working Capital solutions allow suppliers to be paid early in exchange for a discount or financing fee at a lower cost of funding than they can achieve on their own. Reduce Risk in the Supply Chain With many organizations under pressure to extend DPO by paying suppliers later, Kyriba’s Working Capital solutions allow suppliers to be paid early in exchange for a discount or financing fee at a lower cost of funding than they can achieve on their own. Early payment programs supported by Kyriba’s cloud platform allow an organization’s suppliers to improve their own working capital to increase production efficiencies and drive growth. What Is Important in a Supply Chain Finance Solution? To deliver successful global supplier financing programs, there are five key requirements: Expert Teams Supply chain finance solutions are as much a service as a platform. The vendor should help design the right program to meet specific KPIs, analyze spend and build a business case. Multi-Funder Platform Payables financing programs require diversification across lenders to deliver the required liquidity to the global supply chain and to support regional specialization. Program Flexibility The solution must support both dynamic discounting and supply chain finance programs, with the flexibility to modify business rules on the fly to meet the KPIs of an organization. Complete Workflow A comprehensive program must also include cash visibility, forecasting, payments and pre-built ERP integration. Supplier / Funder Onboarding To maximize participation, our portals are easy to understand, in the language of their choice, with feature-rich, intuitive reporting dashboards. Kyriba delivers an all-in-one Working Capital and Payments solution through our Enterprise Liquidity Network. Now, actionability for purchase orders and invoices can be delivered in a single global platform. Kyriba: Integration in a Single Platform Kyriba delivers CFO decision making, analysis and performance management tools in a single cloud portal. Kyriba clients benefit from a comprehensive financial platform. Kyriba Offers the Most Flexibility and Scalability Kyriba delivers an all-in-one Working Capital and Payments solution through our Enterprise Liquidity Network. Now actionability for purchase orders and invoices can be delivered in a single global platform. Connect local and international liquidity providers to leverage existing bank relationships or introduce new financing partners Integrate easily with ERPs for complete liquidity and payment workflows, automation of cash pool allocations and streamlined invoice settlement Adjust business rules easily through flexible configuration options by geography, by bank or individual suppliers Comprehensive reporting, dashboards and analytics to set objectives and monitor results Supplier portal and onboarding tools to maximize supplier participation

Kyriba for Midsize Companies is a scalable solution for companies looking to eliminate their manual and errorprone spreadsheet-based cash management program and replace it with an automated, easy-to-use system. With a cost-controlled approach and easy go live, Kyriba for Midsize Companies’ cash and liquidity management capabilities can be up and running quickly, giving more time back to your team for value-add initiatives.

Kyriba for Midsize Companies is a scalable solution for companies looking to eliminate their manual and errorprone spreadsheet-based cash management program and replace it with an automated, easy-to-use system. With a cost-controlled approach and easy go live, Kyriba for Midsize Companies’ cash and liquidity management capabilities can be up and running quickly, giving more time back to your team for value-add initiatives. Kyriba’s cash and liquidity management benefits organizations by allowing treasury departments to spend more time on value-add tasks, and supporting strategic decision making, rather than spending countless hours on less valuable activities. Optimize Cash Position in Midsized Businesses Answering fundamental questions about the organization’s cash position, such as location, currency and liquidity position, can be a seemingly monumental task. It can require multiple employees to spend many hours using disparate tools and data sources. Having clarity and visibility into the organization’s cash is a fundamental and vital requirement for any treasury department to support critical financial decisions and strategic business objectives. Kyriba cash management module provides that visibility. Kyriba is recognized as the market-leading global cash management solution, providing comprehensive capabilities in an intuitive and easy-to-use solution. Kyriba delivers timely and accurate global cash visibility, across all banks, in all regions, and enables treasury teams to create accurate forecasts that deliver confidence throughout the organization. Kyriba is recognized as the market-leading global cash management solution, providing comprehensive capabilities in an intuitive and easy-to-use solution. Cash Management and Cash Forecasting Overview For midsize companies, Kyriba’s cash management and cash forecasting capabilities automate the preparation and reconciliation of the organization’s daily cash position before the business day begins. Starting with the cash position worksheet, Kyriba’s clients have a powerful and intuitive way to visualize cash positions through the combination of bank balances and transactions with expected cash flows. This ensures that clients always have up-to-date and realtime insights into positions across banks, accounts, entities and regions. With an accurate and up-to-date cash position as the starting point, clients can use Kyriba’s cash forecasting capabilities to build and analyze global cash forecasts by day, week, month or year by leveraging multiple sources of data, including repetitive items, import of ERP data, integration with other Kyriba modules, and extrapolation of historical data. The use of powerful cash forecasting analytics allows organizations to compare forecasts to actuals for any horizon to help improve cash forecasting accuracy. Cash Management: Key Capabilities Dynamic Reporting Personalized cash position worksheets and period-based views provide the summary of balances and their evolution over time, while the daily view provides a categorized summary of the actual and forecasted cash movements of the day. Global Positioning Cash position can be viewed by region and/or by currency. Foreign currencies can be viewed based upon exchange rates or positions can be viewed in their native currency. Liquidity Analyze total liquidity by incorporating desired investment and credit data from the Debt and Investment modules. A dedicated liquidity report aggregates and sums data. Multi-Entity View position by the individual entity or analyze corporate-wide cash position configurable to each client’s requirements. Full drill-down allows viewing the summary as well as supporting detail. Seamless Integration The cash position is updated continuously in real-time, so any changes made to a forecast – including from other Kyriba modules – will be automatically available on a client’s worksheet(s). Target Balances Cash pooling allows target balances to be set in a hierarchical manner, ensuring that recommended funding and drawdowns are predicted, and can automatically occur in combination with the Kyriba Payments solution. Cash Forecasting: Key Capabilities Import from ERP A/P and A/R detailed or summary level data, and other internal systems. Forecast Reconciliation Access powerful analytics, comparison of forecasts to actual bank transactions based on a combination of customizable criteria including account, amount, date, and reference. One-to-one, one-to-many, and many-to-many matches are available. Compare estimated and confirmed forecasts to actuals, and analyze variances for any user-definable period. Users can also support working capital management by reconciling open receivables against cash receipts to report on A/R variances, calculate days of sales outstanding, and improve cash predictability. Easy Entry Rely on straightforward input of forecast data using standard entry forms. Seamless Integration Kyriba’s entire cash and liquidity management suite automatically updates the cash forecast so cash flows are available in real-time. Viewing the Forecast Personalize forecast views based upon period of time series, line items, business units, userdefined groupings, and additional information, such as borrowing or investing activity. Cash Accounting Kyriba cash accounting eliminates the time-consuming effort and error-prone manual process of posting to the GL by automating the GL entry process, generating dual and multi-sided entries from banks and internal cash transactions. Automated rules scan transaction characteristics in order to apply the appropriate GL accounts, creating a set of entries that are electronically integrated with the GL, on a scheduled and fully automatic basis. Kyriba cash accounting benefits all types of organizations, whether global, complex, centralized or decentralized, by supporting multicurrency and multiple charts of accounts. Payment Control Kyriba can be harnessed to seamlessly integrate with your banking partners and give you ultimate control over your payment processes. Kyriba provides you with a single point of entry to generate and approve payments, and the Kyriba connectivity network helps format and transmit your payments to the bank. In addition to supporting the payment tasks carried out by your treasury team, our payment solutions provide you the ability to integrate and route payments to your banks from internal systems, such as accounts payable, taking the onus off of internal IT resources to control. Leveraging Kyriba’s connectivity allows organizations to become bank agnostic and quickly onboard expansion of their banking footprint without involvement of internal IT resources.

Kyriba helps companies manage their liquidity, through a unified set of innovative products across treasury, risk, payments, working capital and connectivity. The Kyriba Marketplace is an API-driven global liquidity network offering apps, data and...

Kyriba helps companies manage their liquidity, through a unified set of innovative products across treasury, risk, payments, working capital and connectivity. The Kyriba Marketplace is an API-driven global liquidity network offering apps, data and connectivity to our customers, partners and developers. Developer Portal The Kyriba Developer Portal is the hub for both clients and developer partners to access tools and guides in order to build or integrate new applications on Kyriba. Registration is free of charge with immediate access to: API catalogue API documentation via Swagger API samples on Postman Change logs Use case examples Forum, news and support App publishing on the Kyriba Marketplace App Marketplace Kyriba’s App Marketplace offers a quick path to expand and extend on a platform’s capabilities. With a deep understanding of financial leaders’ business needs, Kyriba forms partnerships with best-in-class fintech solution providers to innovate and enhance the Kyriba offering with new apps that shorten time to market. Examples of apps include: Connectivity Funding and Investments FP&A E-invoicing Supply Chain and Inventory Payroll The Kyriba Open API Platform The launch of the Developer Portal marked Kyriba’s first step towards its vision to create a marketplace, where Fintech partners, enterprise clients, and global banks are brought together to create a brand new experience for corporate finance, fully integrated on one open platform. While other providers may offer APIs as additional features, Kyriba has taken an API-first approach. Fintechs who join this rapidly expanding open liquidity network have over 2500 global enterprises as potential clients. Given the extensiveness of corporate finance use cases, including treasury and risk, payments, supply chain finance and connectivity, there are unlimited opportunities to monetize innovation. API Enabled Experience For corporate CFOs and CIOs, APIs enable the interconnection of multiple financial applications, workflows and datasets to make composable financial systems a reality. Examples of use cases enabled by API: AML and compliance Cash optimization Investment or trade management Supplier onboarding User and account orchestration Multi-ERP integration Fraud detection and security enhancement And many others

Payments fraud continues to be a top concern for organizations. According to a recent US companies and B2B payment fraud survey report published by Trustpair and Giact, 56% of US companies were targeted by B2B payment fraud in 2022 and 82% of senior leaders consider fraud prevention to be a top priority for 2023. CFOs and treasurers clearly require a more complete set of payments controls to stop fraud altogether.

Payments fraud continues to be a top concern for organizations. According to a recent US companies and B2B payment fraud survey report published by Trustpair and Giact, 56% of US companies were targeted by B2B payment fraud in 2022 and 82% of senior leaders consider fraud prevention to be a top priority for 2023. CFOs and treasurers clearly require a more complete set of payments controls to stop fraud altogether. Kyriba’s Payments Fraud Detection module extends the effectiveness of standard payments controls to include real-time detection to stop suspicious payments in their tracks. The module, the first of its kind in the industry, includes customized scoring, centralized alerts, complete resolution workflow management, and data visualization through a drilldown KPI dashboard. Payments Fraud Detection Scenarios Kyriba’s Payments Fraud Detection capabilities allow users to set predefined detection rules to screen for suspicious payments requiring further attention, such as: Transfer to a beneficiary’s bank account located in a blacklisted country or a country not on the whitelist International payment made to a country where the company has no known supplier or operations Multiple payments that, in combination, exceed a soft or hard payment limit Changes to a payment that was imported from an ERP The first payment to a bank account for an existing vendor Payments inconsistent with the amounts or dates of the payment history Payments to one bank account used by several vendors During setup, authorized users will determine which detection scenarios should be employed to prevent transmission to the bank until fully resolved. Kyriba’s Payments Fraud Detection module extends the effectiveness of standard payments controls to include real-time detection to stop suspicious payments in their tracks. Real-Time Alerts and Notifications Kyriba users can customize the Payments Fraud Detection dashboard to display all suspicious payments and prioritize their resolution, based on KPIs such as detection rule, risk exposure, incident counts, and a fraud detection scorecard. Dashboards feature the ability to drill down so authorized users have complete transparency in all payment screening and can resolve outstanding actions efficiently. Payments Fraud Prevention Workflow The module also supports an end-to-end workflow for the resolution of outstanding suspicious payments. In addition to customizing alerts within the KPI dashboard, users can also determine how each detected payment should be managed. For example, payments to countries within Asia are tracked but not prevented from transmitting to the bank. A payment to North Korea, on the other hand, may be stopped instantly until further investigation. The Resolution Workflow Separation of duties between the payment initiator, the payment approver and the reviewer of a detected payment Designation of reviewer(s) by payment rule and specific payment scenario (e.g., payments over $1M are sent to the treasurer for review) Ability to assign non-treasury personnel to review certain detected payments Option to hide alerts from initiators/approvers of the detected payment Scenario-based determination for stopping payments until resolved by designated users Use of Artificial Intelligence Machine learning algorithms are used within the Fraud Detection module to identify suspicious payments. Based on user tolerances, outgoing payments are compared against historical payment patterns, with suspect payments quarantined for further review. Bank Account Validation Kyriba is interfaced with partners that perform onetime and recurring validation of account ownership to confirm recipient bank account information and add an additional layer of fraud detection and payment validation. Checks can be performed within the ERP and for outgoing payments. Reporting and Audit Trails Kyriba’s Payment Fraud Detection module offers complete KPI reporting so that detected payments are permanently tracked in the system for daily, monthly, or annual reporting. History is maintained indefinitely and all details of the suspicious transaction—including the audit trail of detected and resolved actions—are retained for internal and external audit reporting.  

Kyriba is committed to providing clients with the knowledge, skills and best practices to maximize their Kyriba educational experience. Kyriba Academy offers a series of different training courses that allow users the flexibility to customize their own learning journey.

Kyriba is committed to providing clients with the knowledge, skills and best practices to maximize their Kyriba educational experience. Kyriba Academy offers a series of different training courses that allow users the flexibility to customize their own learning journey. Obtaining certification demonstrates a client’s commitment to corporate treasury excellence. These certification courses will help clients become a subject matter expert in the Kyriba application, helping maintain and enhance their overall experience. Kyriba users will develop the skills needed to efficiently administer, enhance, and expand their Kyriba deployment, leveraging best practices methodology. Kyriba Academy Programs The Kyriba Academy's client certification program is available both on demand and in person. 4 Different Paths Designed to Support Different Needs. New to Treasury Designed for users new to the treasury space who want to increase their basic treasury knowledge End User Knowledge Provides a basic understanding of how to leverage and effectively use the Kyriba Application daily Deep Dives Designed for all Kyriba users who would like a deeper understanding on specific Kyriba workflows Kyriba Expert Users who want to significantly increase their Kyriba knowledge and focuses on the setup and implementation of a specific module on the Kyriba solution. Kyriba certification available at the end of each session Kyriba selects the most advanced trainers and subject matter experts for its training and certification program. These trainers have vast knowledge of the Kyriba platform and bring real-world experience along with on-the-job experience as former members of our implementation teams. Our objective is to provide different paths for different learning needs. FAQs on Kyriba Academy Programs Q1:If I am a Kyriba user and I am interested in taking ad-hoc deep dive sessions at my own pace, can I accumulate enough deep-dives to achieve full certification in a module? A: If you complete the all the deep-dive sessions required to achieve certification in a specific module within a year of taking the first training, you will be a candidate for certification. Q2: Can I customize training for my company? A: You can request a specific session for your company that specifically fits your needs. All you need is to fulfill the minimum requirement of 5 participants in your session. Q3: How long does it take to achieve certification? A: Certification can be achieved in as little as 3 days (Payments: On-demand pre-work required via our own ELMS) and as long as 5 days (Core Bank and Cash training). Q4: What if I do not require certification? A: If no certification is required as you are focused on daily application use, then End-User training is the best option. If you have implemented Kyriba in the past and need a specific topic refresher, then DeepDives would be the best solution for your needs. Q5: Where can I train? A: Training can be conducted virtual in our Kyriba offices in EMEA (Paris or London) or North America (San Diego). Q6: Can I request a training on my premises? A: Yes, with a minimum of 5 participants per class. Q7: Where do I sign up for training? A: Contact your account manager, they will provide pricing and sign-up calendar form. Q8: What tools can I use to receive updates on the progress that my employees are making? A: The ELMS (Electronic Learning Management System) will be available to track weekly progress for each employee training on your team. Kyriba Academy can provide weekly updates. Q9: At what level is certification held? A: Certification is held at the individual level. Q10: What is the minimum score for certification? A: Seventy-five percent. As we believe this is the minimum score to confirm your knowledge in the application. Q11: If I do not achieve 75 percent, what happens? A: You will have two weeks to re-take the ELMS courses. You will have two weekly calls with a Kyriba trainer to review knowledge gaps. You can retake the test via virtual classroom (sessions available every 2 weeks). Q12: What if I fail the second attempt? A: You need to retake the training session.  

Utilities in North America are undergoing a period of rapid change that is presenting new challenges and opportunities. As utilities’ needs evolve, so too must traditionally labor-intensive treasury and cash management processes. With advancements...

Utilities in North America are undergoing a period of rapid change that is presenting new challenges and opportunities. As utilities’ needs evolve, so too must traditionally labor-intensive treasury and cash management processes. With advancements in technology and growing investment in decarbonization, electrification, and green energy, utilities are reimagining their approaches to providing services. At the same time, utilities also need to contend with strict regulations, changing customer demands, outside risks, and complex ownership structures that can make treasury and finance operations challenging. With Kyriba, utilities can keep ahead of finance technology demands during these challenging times. Kyriba automates many routine tasks, allowing treasury and finance to focus on important strategic activities. Intracompany Lending and Liquidity Pooling Larger regulated utilities nearly always operate across multiple jurisdictions with their own sets of regulations, making liquidity pooling and intracompany lending extremely complex. Kyriba manages the complexities of working across differing jurisdictions, maintaining the regulatory firewall between the holding company and the operating companies. Kyriba’s dashboard and pooling capabilities allow you to track and report intercompany transactions to internally pool and lend cash safely and efficiently. Automation of Treasury and Cash Management Regulated utilities are required to manage key ratios for statutory compliance. If ratios are off when treasury reports financials to Public Utilities Commissions, utilities can incur hefty fines. With Kyriba’s advanced prediction and analytics capabilities, you can now safely and confidently manage debt and equity ratios to guarantee statutory compliance while simultaneously delivering the KPIs needed to manage your complex business. Bank and ERP Connectivity As utilities move away from in-house systems and into the cloud, you will require robust connections between your banks and your ERP systems. Kyriba offers connectivity to Oracle, SAP and Microsoft Dynamics 365, the most prevalent ERPs used by utilities. Kyriba’s APIs can easily connect to your ERP, and beyond. Cybersecurity (NERC-CIP) Protecting your critical infrastructure is vitally important. Moreover, it is mandated. Kyriba’s NERC-CIP compliant SaaS software and secure solution infrastructure provides the framework for your utility to meet its obligations. Advanced Cash Forecasting One challenge that utility treasury groups routinely report is their difficulty in creating meaningful cash forecasts. That worry can be behind you. Routinely named one of the world’s best cash forecasting solutions, Kyriba adds flexibility, visibility and power to your cash positions, organized by bank, entity, cash flow category, transaction status, etc. Bank Account Management and Bank Fee Analysis Kyriba’s Bank Account and Bank Fee Management modules offer workflows to track all details of your bank accounts and banking fees. You’ll have complete review and approval workflows to manage signature authorities while being assured that you are only paying those fees that have been contracted.

With fraud and cyberattacks increasing in both frequency and sophistication, it is important to partner with Kyriba. With a proven track record over more than 20 years in Treasury and Finance cloud SaaS solutions, our extensive, advanced protection for your data, security, controls and your operational processes will keep your firm protected.

With fraud and cyberattacks increasing in both frequency and sophistication, it is important to partner with Kyriba. With a proven track record over more than 20 years in Treasury and Finance cloud SaaS solutions, our extensive, advanced protection for your data, security, controls and your operational processes will keep your firm protected. Kyriba’s security offer layers of application security solutions to better protect treasury information, workflows and information. Kyriba’s standard configuration offers strong password controls such as timeouts, mandatory resets, alphanumeric requirements and Kyriba’s Virtual Keyboard – all of which can be set up to meet treasury and corporate IT policies. How We Support Your Organization Our Team Kyriba’s Cyber Defense Center, staffed with experienced professionals provides 24/7, global, follow the sun support. The Center is responsible for responding to information security incidents that happen and provides quick turn-around times for contacting and resolving security and privacy issues. The goal of the Cyber Defense Center and Security Incident Response Team (CSIRT) is to detect and react to computer security incidents, determine their scope and risk, respond appropriately to the incident, communicate the results and risk to all stakeholders, and reduce the impact and likelihood of the incident from reoccurring. Kyriba’s Information Security organization is well versed and certified in the areas of Information Security ranging from CISSP, CRISC, GIAC and PMP. The Information Security team has a deep understanding of various security frameworks such as ISO, PCI, FedRAMP, DOD and NIST. At the heart of the CDC, Kyriba runs Splunk as our Security Information and Event Management (SIEM) system. AWS Hosting Our Global SaaS infrastructure is hosted on Amazon Web Services (AWS) across multiple availability zones and regions. AWS allows Kyriba to scale efficiently when it comes to performance, enhanced security, modern application practices, and availability. No maintenance fees (describe in more detail the benefits of SaaS). Comprehensive Disaster Recovery Program. Uptime SLA and RTO/RPO (recovery time objective and recovery point objective). DDOS Protections Amazon Web Services (AWS) Shield Standard defends against the most common and frequently occurring network and transport layer DDoS attacks that target your website or applications. Encryption Kyriba uses AWS default encryption for all storage. This automatically encrypts all block and file data using 256-bit encryption before storing it onto virtual disks. All data is encrypted in transit as well. Threat Intelligence Dark Web scanning for compromised credentials, which includes email addresses, usernames and password (we have real world examples where we’ve discovered stolen credentials of a customer and were able to alert them). Bolsters our ability to defend against ransomware, credential theft, etc. Leveraging industry sources which deliver relevant cyber threat insights in real time. Data Loss Prevention An important part of any company’s overall security strategy includes a comprehensive approach to Data Loss Prevention (DLP). DLP focuses on detecting and preventing the leakage, loss or misuse of data whether it’s through breaches, ex-filtration transmissions or unauthorized use. Kyriba’s approach to DLP covers all of our endpoints and is an effective tool for us to protect all our customers data. Features and Capabilities Kyriba offers features to protect our customers and prevent outages, prevent unauthorized access, data theft or mitigate the risk of fraudulent attacks and crimes. Single Sign On (SSO) Single Sign On allows single sign-on with a client’s internal security environment. SSO uses SAML 2.0 for LDAP authentication and Rest API’s to manage authorizations. With SSO, no additional UserID and password is required and all password controls are managed internally by the corporate IT team and policies. Multi-Factor Authentication Multi-factor authentication creates a randomly generated one-time password using the user’s smartphone, a token, or a SWIFT 3SKey digital certificate. When multi-factor authentication is activated, the user is prompted to enter the one-time password after submitting their normal UserID and password. This makes multi-factor authentication an effective fraud prevention tool when used on its own or ideally in combination with other Kyriba security features. IP Filtering Kyriba IP Filtering is a security feature that allows clients to restrict login to a pre-defined set of IP addresses – or ranges of addresses – which are set up and maintained by the system security administrator. If used on its own, IP filtering is an effective fraud prevention tool. Kyriba IP Filtering can also be used in combination with other Kyriba security features, for example any user logging in outside of the pre-defined set of IP addresses is required to use multi-factor authentication. Kyriba Control Center Maintaining control of treasury workflows is important for monitoring of errors, disruptions and suspicious activity. Kyriba Control Center is often used for monitoring workflows and treasury activity within Kyriba. Also used for early detection of unauthorized usage and potential fraud, Kyriba Control Center offers the opportunity to monitor and analyze: Bank connectivity failures, including files expected but not received Payment files where final acknowledgement was not received Escalation and summary of pending workflow approvals Real-time status alerts of additions, deletions or modifications of data Red/Yellow/Green status for workflow, data, and task monitoring Reporting Hundreds of configurable reports Out-of-the-box dashboards Automated scheduling PDF, Excel and HTML formats Distribute reports via email Virtual Private Network Kyriba can set up and maintain a virtual private network (VPN) for each client so that users only access Kyriba through a dedicated network maintained by Kyriba. The VPN is ideal for centralized or regionalized treasury teams. It is commonly used in combination with IP filtering and multi-factor authentication to customize the level of protection for both centralized and decentralized users. 3SKey Support Kyriba incorporates digital signatures as part of the core security features. Personal identity tools are provided that allow the user to digitally sign messages and electronic documents, as well as approving transactions within the system. Kyriba supports the SWIFT 3SKey digital signature format. Kyriba Digital Signatures can be used in the following scenarios: Approve payments – those payments originated within Kyriba or imported from external systems such as ERP Authenticate payments sent to bank from Kyriba – payments managed within Kyriba or batches blind routed from ERP to the bank via Kyriba’s Payment Hub Authenticate payments sent via non-bank channels from Kyriba – for both payments managed within Kyriba and batches blind routed from ERP Login to Kyriba as one option for multi-factor authentication Assurances and Compliance From outside firms conducting ethical hacking tests and other penetration testing, Kyriba is always focused on compliance and security testing as well as maintaining security and other data related certifications as part of our commitment to our customers. ISO27001 Certification SOC 1 / SOC 2 SWIFT Compliance Audit Penetration Testing / Ethical Hacking Frequent Red Team exercises with industry leading Cyber Defense Firm Full Risk and Compliance Team Privacy Kyriba is privacy focused. Our dedicated Privacy Team stays current on all privacy laws and emerging trends and technology, worldwide to keep your corporate entities and your subsidiaries protected. SUPPORT FOR: GDPR (Global privacy laws for UK/EU) CCPA (California Consumer Privacy Act)

Kyriba is trusted by government agencies at the Federal, State, and Local level, providing a reliable platform to manage cash and liquidity.

Treasury and Payment Management for Government Agencies Kyriba empowers government agencies to achieve 100% daily cash visibility, accurate and flexible cash forecasting, debt & investment management, business intelligence, fully-managed bank connectivity, and fraud detection through our cloud-based cybersecurity and financial software solution. “We saw massive attempts of attempted fraud – organizations trying to sell items they didn’t have. Technology is extremely critical in this environment.“ Bruno Fernandes, Deputy CFO & Treasurer, Government of District of Columbia   Kyriba is trusted by government agencies at the Federal, State, and Local level, providing a safe and secure tool to protect and save cash when it matters more than ever. How can we help you? Provide Accurate Budgetary Forecasts. Kyriba offers flexible, real-time cash forecasting with visual reporting for senior leadership. Save up to 80% in Cost and Time for bank file and payment connectivity projects; typically part of financial transformation projects. Investment & Debt Management through our fully integrated solution, enabling deal capture, reporting, and financial accounting to your GL. Protect Millions in Cash. Prevent fraudulent payments from being sent out through our secure and AI-based Fraud Detection solution. Business Continuity. Kyriba’s cloud-based solution provides business continuity to ensure cash management, and associated investment and debt activity can continue, no matter the crisis. Kyriba empowers government agencies to optimize cash and liquidity, reduce operational risk and support budget saving initiatives.   Security and Compliance Kyriba’s solutions are unmatched from a security and compliance perspective, including hosting in a Government Cloud instance, SOC 1 and 2 compliance, disaster-recovery protocols, and in-process FedRamp certification. Key Benefits Kyriba empowers government agencies to optimize cash and liquidity, reduce operational risk and support budget saving initiatives. Benefits include: 100% Cash Visibility Kyriba delivers automated bank reporting across all bank accounts, driving 100% cash visibility and enabling transparency of bank data into your ERP system. Cash Forecasting Kyriba enables more sophisticated cash forecasting, while simplifying the aggregation of forecast data across systems and agencies. Kyriba also provides detailed forecast variance analysis and forecasting business intelligence, ensuring that forecasts are accurate and can be confidently relied upon to improve investment returns.

Finance teams rely upon critical daily banking information for insight into cash and liquidity. Yet monitoring bank connection status, variance troubleshooting and reconciliations between bank/cash balances across multiple banks can be burdensome. As the market leader in bank connectivity, Kyriba gives its customers a powerful new tool: Bank Connectivity Cockpit.

Bank Connectivity and Balance Monitoring in One Powerful Dashboard Finance teams rely upon critical daily banking information for insight into cash and liquidity. Yet monitoring bank connection status, variance troubleshooting and reconciliations between bank/cash balances across multiple banks can be burdensome. As the market leader in bank connectivity, Kyriba gives its customers a powerful new tool: Bank Connectivity Cockpit. Spend less time tracking down missing files Deliver easy and automated notifications Speed identification, troubleshooting, and resolution of bank reporting interruptions Automate two-way comminications with partner banks Value for Treasury and Finance Bank reporting information in the form of bank statements impacts your liquidity outlook every day. With the Bank Connectivity Cockpit, Kyriba provides an easy way to spot anomalies both for end-of-day bank statements and intraday bank statements, because the solution compares expected and actual communications. It lowers the total cost of bank connectivity monitoring, delivers successful cash positioning, and streamlines business execution. With increased accuracy of cash positions, clients are ready to take decisions on balancing, investing, and funding. Solution for Information Technology For new or existing customers, the Kyriba Bank Connectivity Cockpit is part of our holistic, integrated Bank Connectivity solution and strengthens an already leading Connectivity as a Service product with easy to use, automated and clear monitoring of a critical part of the finance information reporting system. Isolate and display exceptions only One page to monitor all bank connectivity in real time User-defined alerts Bank and account-level reports Global coverage for prior-day and intraday reports Easy to establish, reporting and automated notifications Consolidated dashboard designed to make critical liquidity information readily available to the entire Finance organization Investigate details through drill down capabilities

Kyriba’s Financial Transactions modules support the tracking and management of investment, debt, interest rate derivatives, foreign exchange and commodities transactions.

Kyriba’s Financial Transactions modules support the tracking and management of investment, debt, interest rate derivatives, foreign exchange and commodities transactions through a centralized dashboard available to the treasury team and other departments. Kyriba’s Financial Transactions modules, as part of Kyriba’s Treasury Management System, provide complete workflows and flexible reporting capabilities across all transaction types, meeting your organization’s specific needs both today and into the future. The lack of visibility into an organization’s investing and borrowing can leave the treasury department feeling exposed to risk and possible fraud, so it is imperative that the process of tracking and managing the organization’s financial transactions facilitate simple and automated workflows to not burden the productivity of an already busy staff. Financial transaction activities should also be integrated with other functions, such as cash position, cash forecasts and payments in order to have complete, timely and accurate visibility. Kyriba’s Financial Transactions modules deliver a comprehensive set of capabilities that enables clients to easily manage and track a broad set of financial transactions. Kyriba delivers the control that treasury departments require, with tracking, management and valuation – all seamlessly integrated with accounting and other treasury functions through Kyriba’s leading cloud platform. Kyriba’s Financial Transactions modules provide visibility into the investing, borrowing, trading, hedging and intercompany activities that are required to make better decisions, gain control and improve financial processes and reporting. Key Capabilities: Investment, Debt, Interest Rate Derivatives, FX and Commodities transaction tracking and management Integrated market data Multi-currency translation Document attachment Powerful reporting capabilities Seamless integration with other Kyriba modules Security: ISO 27001 Certification SOC 1 and SOC 2 compliant Redundant disaster recovery Encryption, authentication and administration Audit trails Reporting: Modifiable dashboards with hundreds of pre-delivered and configurable reports Automated report delivery PDF, Excel and HTML formats Distribute reports via email   Kyriba offers a centralized dashboard of all financial transactions managed by the treasury team to provide 100% visibility and the productivity tools to improve the efficiency of deal tracking, portfolio management, settlements, accounting and reporting. Kyriba’s Suite of Financial Transactions Modules Investments The Investments module supports the tracking and management of investment transactions. Clients can manage portfolios of short-term and long-term investments, including money market fund, discount, interest-bearing, fixed, floating rate and amortizing contracts. Debt Management The Debt module supports the tracking and management of short-term and long-term borrowings, including discount, interest-bearing, fixed, floating rate, amortizing and lease contracts. Foreign Exchange The Foreign Exchange module supports the tracking and management of foreign exchange transactions, including spot, forward, non-deliverable forward, swap, plain vanilla and barrier options. The module provides in-depth analytics that drive visibility into FX exposures for better assessment, mitigation and reporting of currency impacts on earnings and financial statements. Commodities Kyriba’s Commodities Risk Management module tracks and generates accounting entries for commodity exposures and derivatives. Kyriba supports a full end-to-end workflow with Position Keeping, Market Valuations and Hedge Accounting. Interest Rate Derivatives The Interest Rate Derivatives module supports the tracking and management of fixed-floating swaps, cross currency swaps, caps, floors, and collars. The module also supports the tracking of credit facilities.   The Capabilities of Kyriba’s Financial Transactions Modules Mark-to-Market Kyriba’s Financial Transactions modules store the market value or calculate the mark-to-market internally, depending on the availability of market information for the financial transaction type. Kyriba supports full valuation capabilities, including credit risk and CVA/DVA support. For internal calculations, Kyriba partners with SIX Telekurs to offer clients Kyriba’s Market Data option, which provides the necessary rates and curves to perform calculations seamlessly within Kyriba. Alternatively, rates can be imported from other market data vendors if desired. Valuations are calculated at scheduled times or on-demand and stored in the system for reporting and for hedge effectiveness testing. Accounting Entries For all transaction types, the appropriate GL entries are generated and posted to the ledger. Accounting entries can be approved prior to posting with all GL transactions maintained within Kyriba’s sub-ledger for a complete history. Deal Confirmation Confirmation letters and settlement and payment instructions can automatically be generated for all banks. Electronic documents, such as bills of landing, contracts, etc., can be attached to transactions that are reported in the deal modules. As with all other Kyriba modules, an audit trail is generated with every change to a deal transaction for audit purposes. Scenario Analysis Kyriba’s Financial Transactions modules allow additional valuations to be calculated and stored to analyze the sensitivity to different rate or pricing scenarios (e.g., yield curve shift). Parallel or custom rate changes can be analyzed and stored in the system. Multi-Currency Kyriba provides global coverage of your treasury transactions with coverage for a wide range of countries and currencies to support functional currency reporting, consolidating reports and translations. Treasury and finance teams can enter up to 13 currencies in all deals. Optimal Workflow Automate and manage customizable workflows to meet your controls and audit requirements. From trading desk and back-office confirmations, to approvals of settlements and the accounting entries, automation and efficiency in all aspects of the workflow is enabled. Additionally, all transactions generate an audit trail for easy audibility.

The Kyriba and BlackLine partnership delivers customers greater cash visibility and reporting capabilities from the bank all the way to the general ledger. Our customers benefit from this partnership through enhanced, automated bank and treasury reporting delivering access to better information.

Greater Integration, Connectivity and Reporting with Kyriba and BlackLine Partnership The Kyriba and BlackLine partnership delivers customers greater cash visibility and reporting capabilities from the bank all the way to the general ledger. Our customers benefit from this partnership through enhanced, automated bank and treasury reporting delivering access to better information. Kyriba connects BlackLine customers directly to over 1,000 banks via leading technology to include an award-winning Open API platform. Visibility to connectivity, bank reporting and status reports are all easy to access via our dashboards and widely used Bank Connectivity Cockpit. Regardless of industry, size or geographic scale, Kyriba and BlackLine integrations help organizations of all sizes streamline and speed projects for cash visibility, bank reporting and ERP upgrades or ERP migrations. The Kyriba and BlackLine partnership and collaboration helps our customers adapt and respond to the changing bank landscape through the latest technology and integrations for cash and liquidity reporting. Cost Reductions, Value for Your Organization The traditional treasury environment is very IT dependent with highly customized code bases which are not only costly, but also difficult to scale. Kyriba’s multi-bank, connectivity-as-a-service offers extensive bank connectivity as a managed service (Connectivity as a Service) with great reductions in implementation and ongoing IT costs. In fact, Kyriba’s capabilities around payments has, on average, saved customers over 120 hours per month.   About BlackLine Since its founding in 2001, BlackLine has become a leading provider of cloud software that automates and controls financial close and accounting processes. Companies come to BlackLine because their traditional manual accounting processes are not sustainable. We help them move to modern accounting by unifying their data and processes, automating repetitive work, and driving accountability through visibility.  

Introducing Kyriba’s Bank Connectivity as a Service (BCaaS) for financial institutions. Kyriba is offering and expanding our market-leading, proven solution directly to our banking partners.

Introducing Kyriba’s Bank Connectivity as a Service (BCaaS) for financial institutions. Kyriba is offering and expanding our market-leading, proven solution directly to our banking partners. As bank clients continue to invest heavily in state-of-the-art enterprise resource planning (ERP) systems, integration with those systems has never been more imperative. Unfortunately, the assimilation process is typically very labor-intensive for both banks and corporates with integration projects often lasting 6-12+ months… But there is a better way. Kyriba can reduce time spent on connecting to your clients’ ERPs by more than 90 percent. Kyriba delivers real-time connections using application programming interfaces (APIs), robotic process automation, artificial intelligence, machine learning, and distributed ledger technology. Using Kyriba’s combined ERP APIs and Payment Format Library, your customers can be routing payments files directly from their ERP to your banking platform in matter of weeks. Kyriba’s BCaaS expedites the integration of your customers’ ERP systems into your payment infrastructure. By embedding the bank in your clients’ ERP, their user experience will remain in the ERP for instant access of bank reports and the outflow of payment files. Your clients will never have to log into Kyriba or even be aware of the transformation being managed by our platform. This unique, groundbreaking solution will reduce your implementation costs in the form of efficiency, while delivering value to your customers. Bank Benefits Kyriba’s Bank Connectivity as a Service delivers a world-class corporate-to-bank connectivity solution within our cloud platform and our prebuilt connections to leading ERP vendors, including SAP, Oracle, NetSuite and Microsoft Dynamics 365. Application programming interface (API) connectivity enables automatic access to data in real time, avoiding the need for IT to generate files. Kyriba also has proven experience with other source systems for bank statement reporting, payments, trading portals, cloud platforms and marketing information systems. Increased Relationship Levels Kyriba’s Bank Connectivity as a Service creates more opportunities to develop greater understanding of your client’s transactional business and drive increased deposits and transactions flow. Electronic File Formatting, Transmission We offer pre-defined formats for payments, payment status reports and bank reports, and access to new payment rails. Furthermore, Kyriba takes the onus off you and your clients by providing customized payment fraud management, using detection rules coupled with machine learning. And we monitor connectivity through 24/7 support centers. For 20 years, Kyriba has been building and maintaining payment format variations across the globe in our shared architecture, eliminating the need for our clients to build and test their own formats within their existing ERPs. On the other end of connectivity, Kyriba has been building APIs to the market leading ERPs, streaming the interfaces to quickly pull files into our platform. Your own technical and project resources will have access to our solution to setup customers under the single data base to manage all payment file integrations regardless of source system (ERP or otherwise). Client Benefits Getting a solid foundation of liquidity visibility is the starting foundation for a successful treasury or liquidity project. Borrowing and investment decisions should be made quickly, efficiently, and as early in the day as possible. Alongside connectivity, payments to business partners, vendors, and counterparties is a crucial next step in streamlining and reducing costs in the form of long preparations, approvals or logging into multiple systems. Taking full advantage of Kyriba’s leading practice solutions delivers opportunities to consolidate your clients’ connections and allow them to make accurate and timely payments. Additionally, it can take corporate IT departments six months or more to develop and test custom payments files from ERPs or purchasing systems. Using Kyriba’s combined ERP APIs and Payment Format Library of over 45,000 pre-built and tested global payment formats, your customers can be routing payments files directly from their ERP to your banking platform in matter of weeks. Your customers will realize faster implementation timelines, less rework and greater confidence in your bank’s capabilities through our connectivity, thus delivering value and better retention. A Win-Win With Kyriba’s Bank Connectivity as a Service, you’ll never again have to worry about remaking or modifying your own systems to suit your clients’ needs. And your clients also won’t have to make any adjustments. Instead, you’ll have a single version of the truth, with Kyriba continuing the maintenance of formats to comply with ISO standards and clearing system modifications. Embedded bank connectivity by Kyriba delivers a win-win for financial institutions and their corporate customers, providing better implementation experiences, a superior user interface, and a platform that strengthens bank/client relationships.

The Kyriba Payments solution centralizes and standardizes company-wide payment workflows to enhance both controls and efficiencies with task automation, error management, fraud detection and full status visibility, all integrated in one payment hub.

Centralize Your Enterprise-Wide Payments to Control and Automate Your Payment Workflows Kyriba offers a pre-connected, multi-bank and secure global payment network for organizations of all sizes. The Kyriba Payments solution centralizes and standardizes company-wide payment workflows to enhance both controls and efficiencies with task automation, error management, fraud detection and full status visibility, all integrated in one payment hub. Kyriba Payments is an integrated part of Kyriba's Liquidity Performance Platform, delivering leading practices in centralizing payments workflows, enhancing payments controls, reducing fraud risks and optimizing liquidity management. Harness Connectivity-as-a-Service Eliminate the costs of multiple bank portals 24/7 monitoring of connectivity performance Improve bank relationship management, bank fee analysis and governance Out-of-the-box ERP to bank connectivity SWIFT certified and SWIFT gpi compliant Enhanced Payments Security Enforce workflow to initiate exceptional payments in Kyriba instead of in different uncontrolled banking portals Automatic quarantining of suspicious and non-compliant payments with AI or customizable rules Flexibility to modify or stop any payments in large payment files (supporting up to 1 million payments in one batch) Synchronized account signatory management Error analysis and recovery with transparent monitoring and reporting Secure disaster recovery Accelerated Payments Automatic transformation of payment formats based on bank channel, payment type or location Open Formats Studio (OFS) for quick formats translation and adaptation Large Account Support API-powered extensions, advanced data exchange transformation and NACHA support Custom fields to meet specific requirements Visibility and Intelligence End-to-end payments tracking One payment status reporting dashboard with real-time data visualization and analytics Kyriba Mobile App (iOS and Android) for review and approval on-the-go

Kyriba Exposure Reporting is a cloud-based currency exposure management platform that enables treasury professionals to measure, monitor and manage currency exposure and the associated risk from their balance sheet.

Kyriba Exposure Reporting is a cloud-based currency exposure management platform that enables treasury professionals to measure, monitor and manage currency exposure and the associated risk from their balance sheet. Streamline and automate your end-to-end FX program with the data you need to measure, monitor and manage currency exposure and the associated risk from your balance sheet.   Data Collection and Consolidation Comprehensive data extraction directly from your ERP Flexible data integration allows uploading of data from additional custom sources On-demand data aggregation, mapping and derivation Data quality assessments with posting and clearing process Systematically consolidate all exposures into a single view Comprehensive Exposure Analysis and Reporting Drill down into underlying account data from any level View changes in balances and exposures over time with detailed trend reporting Conduct in-depth scenario testing, rate change impact, intercompany relationship, FX gain/loss and data integrity analyses Graphically model exposure and risk with userdefined reporting preferences Better Data Means Better Decisions Organically reduce exposure and risk with rate scenario testing and currency modeling, VaR analysis, exposure netting, cash conversions and intercompany settlements Technology enabled automatic hedge recommendations reflect FX policy thresholds and minimum hedge amounts Extend the value of treasury management systems (TMS) and trading platform technologies End-to-End Automated Data Collection through Trade Execution Complete data and exposure reporting on an automated or ad-hoc basis Secure data transfer protocols from major ERP systems using SFTP and HTTPS Automated trade preparation for secure transmission to trading platforms Secure exposure data transfer to TMS For treasury teams to effectively understand and manage corporate risk, they must have access to accurate, complete and timely data. Kyriba provides tools to facilitate quick data mining from major ERP systems and ensure data accuracy and automate data collection.  

Expand Your Banking Products and Services for Treasury, Payments, Connectivity, and Working Capital with Kyriba White-label Services for Banks.

Expand Your Banking Products and Services for Treasury, Payments, Connectivity, and Working Capital with Kyriba White-label Services for Banks. Trusted by close to 3,000 customers, Kyriba White-label Services for Banks delivers value and expanded product coverage for Cash and Liquidity Planning, Payments, Connectivity, Financial Transactions, Risk Management and Working Capital to your corporate customers and prospects. Whether your bank is a full-service provider of cash and treasury services, limited in services or using a proprietary customer portal, add value through partnering with Kyriba. Banks recognize the importance of being close to decisions around core underlying payments, investment, and financing flows that their corporate customers are making.1 — www.mckinsey.com   Kyriba’s delivers seamless integration with your core banking systems to include your administrative functions, single-sign-on (SSO), user maintenance allowing your bank systems full integration and control. Provides your bank faster and more comprehensive access to your customers’ ERPs and related information reporting through proven, existing, API connectors. Grow, solidify, and instantly expand your products and service portfolio with Kyriba’s platform of 50+ pre-built modules, used by tens of thousands of users every day. Quick, easy ‘Time to Value’ for your customers with easy-to-use functionality, Kyriba gives you integrated workflow and features they need now. Kyriba Transaction Banking - Solution Overview Connectivity, cash management and forecasting offers a suite of functions with full API integration into your bank platform to provide corporate clients with modern, innovative apps to complement their treasury workflows. Access to money market funds via APIs integration of your bank-provided and Kyriba’s Investment services enables corporate clients to seamlessly allocate cash to a variety of investments offered by your bank. Centralized payment and approvals improve your customers’ domestic and cross-border payment journey through an end-to-end integrated workflow. Smooth, correctly priced workflows improve efficiency, transparency and controlling for all manner of nuisance payments. Currency exposure calculator, analytics and position keeping strengthen treasury professionals’ tools to understand foreign currency exposures, perform analysis and determine the hedges necessary to comply with risk management policies. Kyriba’s FX Exposure Management solution has been crafted to meet these needs, extract and aggregate FX Exposures from customer systems and help in making risk management decisions. ERP connectivity leverages Kyriba’s pre-built inventory of ERP connectors to eliminate weeks and months of custom integration and payment format development. Kyriba’s bank account management solution remedies the administrative burden of BAM with improved centralized controls. Extend eBAM workflow to your customers and add value around automation the most time consuming and manually intensive processes.

Kyriba’s in-house, leading Enterprise Connectivity as a Service gives our customers a complete connectivity solution encompassing ERPs, internal financial systems, third party providers, and over 1,000 out-of-the-box, pre-configured, pre-tested connections with financial institutions across the globe.

Kyriba Delivers Quick and Easy Connectivity and Integration for Your Systems Kyriba’s in-house, leading Enterprise Connectivity as a Service gives our customers a complete connectivity solution encompassing ERPs, internal financial systems, third party providers, and over 1,000 out-of-the-box, pre-configured, pre-tested connections with financial institutions across the globe. Kyriba’s solution includes application processing interfaces (APIs) delivering real-time integration, payments and reporting. Kyriba Connects to 1,000 Banks Globally. Connectivity Options for ERPs, Finance Systems, and Your Banks Bank Connectivity Open API Direct bank (FTP) connections SWIFT Connectivity (gpi compliant) Extensive coverage of networks (ACH, Fedwire, EBICS, BACs, EDITRAN) SWIFT Service Bureau SWIFT Alliance Lite2 Statement Concentrator Regional and Country Protocols Bank Format Transformation Enterprise Connectivity Fast, ready, connectivity for SAP, S/4HANA, Oracle ERP Cloud, Workday, MS Dynamics, NetSuite Real-time integration: cash, forecasting, payments, reporting Real-time integrations for new bank reporting Master data and GL synchronizations Eliminates batch processing Kyriba Connectivity We give organizations of all sizes global connectivity potential through leading API and direct connections across your banks, internal systems and 3rd parties. Open API Connectivity Kyriba’s Open API hub enables treasury, finance and IT teams to transform the way they access and consume information. With its API-first approach, Kyriba is building a marketplace of real-time connections to apps, data, and new products and services that inject data-driven decision-making into every financial operation. Kyriba has extended its APIs to cover all key workflows required by customers, such as reference data management, payments, liquidity, and supply chain financing to offer full accessibility and a great experience for our customers and development partners. SWIFT Connectivity SWIFT is the gold standard when it comes to connecting to banks globally. Kyriba offers multiple SWIFT connectivity options: SWIFT Service Bureau offers clients their own SWIFT BIC, which includes SWIFT membership and enables unlimited volumes of payments and statements. SWIFT Alliance Lite2 has all the advantages of the Service Bureau but at a lower cost for those with reduced payment volume needs. Kyriba’s MT Concentrator service allows organizations to utilize a SWIFT BIC11 specifically provisioned for Kyriba clients, without the requirement (or cost) of becoming a SWIFT member. ERP Connectivity Kyriba provides critical connectivity for corporations to their internal ERP systems with connectivity to all major ERPs, including SAP, S/4HANA, Workday, Oracle, NetSuite, Microsoft Dynamics, as well as others. Our certified connectors accelerate implementations, while also reducing IT costs. Our connectivity to ERPs uses APIs, where possible, to access data in real time and return automatically as soon as ready, avoiding the need for IT to generate files.

Kyriba Cross-Border Payments with Standard Chartered Bank transform your foreign currency payments with great cost control and visibility.

Transform how you pay foreign currency payments for greater transparency and control. Kyriba and Standard Chartered Bank transform how their customers make cross-border payments. A unified, robust payments process provides greater visibility of transaction costs, enhanced controls and potential cost savings through process automation. The new API connector built together by Kyriba and Standard Chartered Bank enhances connectivity and delivers a real-time payments experience. Resilient payment processes The integration allows customers to consolidate cross-border payments into a single, automated process and reduce the need for multiple bank processes, helping achieve a simpler operational infrastructure. This in turn reduces operational risk and costs. Furthermore, our customers benefit from Kyriba’s robust centralized approval workflow helping embed operational risk controls into your core processes. Improved transparency Kyriba Cross-Border Payments provides access to efficient and transparent cross-currency payments provided by Standard Chartered Bank. The FX spread payable on the Standard Chartered Bank interbank FX rates is disclosed upfront so you always know how much you are charged for your cross-border payments. The final FX rate is confirmed upon payment authorisation and the available balance on your Standard Chartered Bank account is updated immediately to reflect the transaction. Wide currency coverage Kyriba and Standard Chartered provide payments in 27 different currencies using a single, robust process in your Kyriba platform. Seamless execution through Kyriba Using Kyriba, send as many as 100 cross-border payment instructions and Standard Chartered Bank will process them, ensuring that all payments meet local clearing system requirements. Any single payment issues do not cause a failure for the remaining payments within the batch. Automated reconciliations Payments are automatically reconciled during the day, reducing manual processes, to provide comfort that payments have been processed as expected. Get up and running quickly Kyriba Cross-Border Payments is designed to be quick and easy for you to start benefiting from the service. No changes to your existing processes or systems are required and there are no upfront costs. It’s simply a case of using the new Cross-Border Payments module to initiate and transmit payments from your Standard Chartered Bank or RBS account rather than old, existing bank modules. Live Payment Tracking Kyriba offers live tracking of cross-border payments providing status monitoring and reporting on all cross-border flows. Identify any failed payments quickly and easily by monitoring them in real-time.

Working Capital optimization is a strategic objective for CFOs to generate free cash flow. Check out Kyriba's working capital solution and its three pillars.

Working Capital Optimization is a strategic objective for CFOs as they fight to generate bottom line value and free cash flow. Kyriba Working Capital Solution offers CFOs three compelling benefits: the ability to improve working capital, the opportunity to increase net income, and the capacity to optimize cash flows. Kyriba offers multiple early payment programs to improve financial performance. Dynamic Discounting reduces cost of goods sold through the direct discounts earned from suppliers, increasing net income while simultaneously improving the return on excess cash liquidity. Supply Chain Finance facilitates term extension on payables, preserving cash for longer on the balance sheet and increasing free cash flow. Receivables Finance optimizes cash flow by allowing sellers to be paid early for unpaid receivables from customers. Reduce Risk in the Supply Chain With many organizations under pressure to extend DPO by paying suppliers later, Kyriba’s Working Capital solution allows suppliers to be paid early in exchange for a discount or financing fee at a lower cost of funding than they can achieve on their own. Early payment programs supported by Kyriba’s cloud platform allow an organization’s suppliers to improve their own working capital to increase production efficiencies and drive growth. Dynamic Discounting Dynamic Discounting programs are best suited for organizations that have excess cash and liquidity and are looking for an alternative to low-yield, short-term investments to earn risk-free returns on cash. With Kyriba, buyers can structure early payment programs in return for dynamically calculated discounts. » Suppliers can request early payment from buyers in exchange for an invoice discount on a stated day for a specific amount. Supply Chain Finance Kyriba’s Supply Chain Finance (SCF) platform is ideal for organizations looking for term extensions on their payables to improve cash flow performance. SCF, also known as reverse factoring, allows buyers to offer suppliers the ability to receive early payment of a receivable owed by the buyer associated with goods and services provided. » Suppliers can access lower financing costs by discounting receivables using the buyer’s superior credit rating at no cost to the buyer. Receivables Finance With Kyriba’s Receivables Finance solution, sellers can centralize and simplify all receivables finance programs into one portal, but without having to change funding providers. It allows the corporate to remain in control of obtaining the most efficient funding sources for its receivables and yet manage the program on a single funder agnostic platform. » Corporate customers can manage the end-toend journey of a receivables finance program with funders, including extraction of relevant information, updating the ERP and providing detailed reporting to manage risk. Integration and Reporting in a Single Platform Kyriba delivers CFO decision making, analysis and performance management tools in a single cloud portal. Kyriba’s all-in-one Payments and Working Capital Solution is available through our Enterprise Liquidity Network. Kyriba Working Capital Solution gives you access to business intelligence and reporting dashboards to drive quick and easy analysis of your overall program financing. Gain access to your program statistics, such as top financing arrangements, invoice statistics, overall financing information, and locations of your suppliers.

Kyriba fraud solution ensures that payment errors and compliance violations can be tackled effectively by companies of all sizes.

Payment errors and compliance violations come in all forms and cause significant losses for businesses of all sizes. Fraud alone cost companies more than $42 billion last year, according to PwC’s Global Economic Crime and Fraud Survey. The repercussions are wide-ranging, from arduous public disclosures and legal fees to reputational damage. Some are the result of attacks by elite cybercriminals, while others are simple mistakes made by careless or inexperienced employees. Kyriba’s Payments Fraud Detection Solution delivers confidence that payment fraud attempts, errors and policy violations are captured, identified, and eliminated, saving your organization time, effort, and money. Streamlining Payment Management Many treasury departments rely on ineffective solutions to process and execute their payments. When these systems fail to catch a violation, it can go undetected for weeks or months before someone notices and attempts to recuperate the funds. Today’s challenges require preemptive solutions. Kyriba Payments puts the control in the hands of the user while providing full support on the back end. Users can assign up to nine levels of payment approvals, which can all be made from the device of your choice. Multiple payment types are supported, and acknowledgements are always sent from the receiving bank. Furthermore, Kyriba Payments gives treasury departments a fully automated, proactive system that recognizes potential problems before payments are executed. Using artificial intelligence and machine learning, Kyriba’s module examines your transaction history and isolates anomalies. It can catch variances that humans can’t, and constantly adapts when it uncovers problems. Detecting and Halting Payments Fraud A failure in compliance often means success at payments fraud. According to the 2021 AFP Payments Fraud and Control Survey, business email compromise (BEC) scams surged last year as many companies moved to remote working models and verifying payment instructions became more challenging. Fully 61% of respondents view their accounts payable (AP) departments as being susceptible to BEC. Kyriba Payments Fraud Detection supports the CFO’s internal governance procedures and controls framework: Irregular Payment Patterns Fraudsters now use artificial intelligence (AI) in their efforts to penetrate corporate defenses. CIOs can up their game by also incorporating machine learning (ML) algorithms into their payment audits. The ML program screens every new payment against the payment history, identifying – and quarantining – suspicious payments for further review. While in prior decades this analysis would have been done manually, the speed and data requirements to fulfill this task today make automation a necessity. Bank Account Validation Using application programming interfaces (APIs), Kyriba connects, in real-time, to cloud-managed databases and confirms (e.g., SisID, Trustpair) that the bank accounts being credited to in the payment instructions belong to the intended counterparty. This is one important layer of protection in the fight against BEC scams and other phishing attempts. Until the advent of API connectors, this validation was never a part of the ERP-to-bank payment journey. Payment Policy Screening Every CFO has a comprehensive payment policy, documenting the review, approval, and denial procedures for their organization’s payment scenarios. These policies have multiplied in complexity, as new examples are introduced, often in response to fraud exposures and attempts. The challenge for CFOs is screening every single payment that goes out the door against these payment policies. While CIOs can digitize payment policies, the algorithms and data required to identify and quarantine suspicious payments require more advanced automation that API-driven connectivity platforms are ready to support. Eliminating Duplicate Payments Among the most significant and frequent types of violations that occur are duplicate invoice payments. Duplicate payments can result in time-consuming investigations, significant efforts to recuperate money, compliance consequences, and reputational damage. While duplicate payments can stem from fraud, they also come about without any malicious intent. Oftentimes, a merger or acquisition will see two AP teams and/or ERP systems not working in tandem. This can lead to invoice payments being made multiple times, even though ERP systems are typically set up to prevent these types of errors. Duplicate payments can also result from errors in vendor master data, or payment terms being applied incorrectly. Large amounts of duplicate payments, in the form of low-value and high volume, often go unnoticed for large periods of time. This can result in substantial losses and lengthy investigations. Meanwhile, a small amount of duplicate payments in the form of high-value and low-volume might be noticed quickly but will surely have immediate repercussions on an organization’s cash flow. Kyriba’s Payments Fraud Detection Module has exceptional screening capabilities to detect and stop these errors before they happen. Even stopping just one errant duplicate payments can prove to be imperative; last year, Kyriba halted a payment for a client that would have resulted in a $1.68 million loss. In 2020 alone, Kyriba saved its clients more than $350 million by stopping hundreds of duplicate payments. The Choice is Yours Payments errors and compliance violations will continue to be an issue for any treasury department relying on ineffective management or antiquated systems. Modern threats call for modern solutions. Kyriba Payments is the only choice for challenges of today—and tomorrow.

As the leader in connectivity for treasury and finance systems, Kyriba maximizes the power of APIs for treasury management to drive liquidity transformation for CFOs and treasurers.

As the leader in connectivity for treasury and finance systems, Kyriba maximizes the power of APIs for treasury management to drive liquidity transformation for CFOs and treasurers. Kyriba’s Open API hub enables treasury, finance and IT teams to transform the way they access and consume information. What is an API? APIs allow software applications to exchange data in real-time, eliminating file processing. They also reduce implementation time for system integration, standardize onboarding, and provide instant access to information from internal systems or external partners, like banks. APIs facilitate an open ecosystem that allows for third-party developers to build applications on top of the API provider’s platform. APIs for treasury management expedite the flow of bank data, providing corporate treasury and finance departments with a host of benefits, including: Real-time payments Immediate notification of transaction settlements Fraud detection Extended remittance information Less reliance on credit lines Lower risk of overdrafts Elimination of batch processing Instant confirmation of FX deals System and ERP integrations Banking APIs Kyriba connects with over 1,000 global banks using a variety of connection protocols, including APIs, H2H and SWIFT. Banking services supported by banking APIs include real-time payments, payment status, bank balance updates, bank statements and transaction reporting, and SWIFT gpi payment tracking. Kyriba clients can already access these services using Kyriba’s real-time API connectors to all major banks including Bank of America (CashPro), Barclays, BNP Paribas, BNY Mellon, Citi, Deutsche Bank, HSBC, J.P. Morgan, Societe Generale, Standard Chartered, US Bank, and Wells Fargo. More banks are added to this list every month. While API connectivity is transparent to the user, it brings key advantages over a file-based approach, such as immediate response from banks and the ability to receive new data and notifications in real-time. ERP APIs Kyriba already connects over 10,000 ERP instances, including pre-developed, real-time ERP API connectors to SAP, Oracle, NetSuite, Microsoft D365, and many other ERPs. Kyriba’s ERP API connectors provide real-time data flows, including event-based notifications. Kyriba can also push instant updates, like changes in payment status, to your ERP. Kyriba’s ERP API package delivers: Out-of-the-Box ERP Integrations for Kyriba workflows: These include cash forecasting, payment initiation, payment confirmations, cash and financial instrument accounting, and GL reconciliation ERP Connectivity Wizard: This self-service, context-driven experience allows for the setup of ERP-to-Kyriba connectivity and provisioning for partners and customers via the development portal ERP Package Downloads: Kyriba enables self-service access to ERP-side integration components and documentation Open API for ERPs: Kyriba supports direct-connect API endpoints for additional ERP integrations Open API Platform Kyriba’s Open API platform enables treasury, finance, and IT teams to transform the way they access and consume information. While other providers may offer APIs as additional features, Kyriba has taken an API-first approach; we build all functionalities inside the Kyriba platform, making them accessible through Open APIs. Kyriba has also extended its Open APIs to cover all key workflows required by customers, such as reference data management, payments, liquidity, and supply chain financing to offer full accessibility and a great experience for our customers and development partners. Kyriba’s Open APIs act as a conduit between disparate teams and systems, allowing for real-time data exchange. Through our platform, antiquated processes like manual logins to bank portals and reliance on Excel spreadsheets are remnants of the past. Developer Portal and App Marketplace Kyriba’s Developer Portal allows developers, implementation partners and Kyriba clients to build new applications and use cases. Registration is free of charge with immediate access to the API catalog, documentation, samples, sandbox and more. The Kyriba Marketplace is a global liquidity network offering apps, data and connectivity solutions to our customers and partners. Apps can be published in the marketplace free of charge. Kyriba forms partnerships with best- in-class fintech solution providers to innovate and enhance the Kyriba offering with new apps that shorten time to market. The marketplace currently features some of the world’s leading financial institutions, ERP providers, payments solutions and investment management companies. API-Integrated Workflows Managing cash and investments should be a tightly connected workflow. Kyriba and ICD have partnered on a fully automated end-to-end workflow that delivers real-time visibility into cash and short-term investments. With this API integration, your system of record will fully capture all aspects of your liquidity position, allowing treasury to manage liquidity, analyze risk and integrate reporting more effectively. Additionally, joint clients can sweep excess bank balances into money market funds in ICD’s portal from their Kyriba dashboard. For example, MetLife went live with Kyriba in 2020, with a goal of streamlining its heavily manual cash forecasting processes. Kyriba’s APIs for treasury management enabled the cash management team to pull data whenever needed. This provided the team with more time to analyze the forecast, which in turn improved MetLife’s working capital. After lowering working capital balances, MetLife needed to invest those funds but also keep them fully liquid. Kyriba’s and ICD’s API connector allows MetLife to sweep excess cash into a wide range of money market funds that provide the highest yield. APIs Deliver Enterprise Value Finance leaders looking to transform processes, modernize technology and unlock greater business value need to think about how to incorporate APIs wherever they can to unify data, compose financial systems, and streamline processes to drive greater efficiency. APIs for treasury management may start with bank connectivity, but their value to the bottom line is much more than that. CFOs who are ready to embrace APIs are extending their thinking well beyond bank connections and embracing the entire opportunity. "It gives us a win-win solution; we get a large selection of funds and we get API calls to be able to streamline the trade process.” — Tom Lenahan, AVP, Global Cash Management, MetLife

Kyriba treasury management for insurance companies empowers a large community of insurance businesses to achieve 100 percent global cash visibility, enhance fraud protection and compliance, and centralize global payment systems to increase efficiency and...

Kyriba treasury management for insurance companies empowers a large community of insurance businesses to achieve 100 percent global cash visibility, enhance fraud protection and compliance, and centralize global payment systems to increase efficiency and control. “It is a very good treasury management system.” Andrew Kleptach, Senior Treasury Analyst Progressive Insurance Current Industry Challenges Inaccurate Cash Forecasts Insurance firms are challenged by insufficient tools for handling cash visibility, leading to inaccurate forecasting. This results in unnecessary borrowing costs and reduced cash investment returns. Siloed Payment Systems Insurance companies struggle to send out high volumes of insurance payments, including claim payments, in an efficient manner. This is often due to siloed and obsolete global payments systems, many of which are home-grown. Increased Fraud and Compliance Risk Decentralized payment structures also lead to inconsistent payment controls and processes, creating audit and compliance red flags and elevating the risk of payment fraud. M&A Readiness Many insurance companies are ill-equipped to integrate treasury and payment systems inherited through merger and acquisition activities, creating unnecessary chaos and inefficiency. Supporting Payments Innovation The next generation of payments technology is upon us, with real-time payments (RTP), API connectivity to banks, SWIFT gpi, and a global mandate to move to ISO 20022 XML formats within the next 24 months. Insurance companies need to remain at the forefront of these evolving standards. How Kyriba Treasury Management for Insurance Can Help 100% Cash Visibility Kyriba delivers automated bank reporting across all organizational bank accounts, driving 100 percent cash visibility and enabling transparency of bank data into downstream systems, including ERP systems. Cash Forecasting Kyriba enables more sophisticated cash forecasting, while simplifying the aggregation of forecast data across systems and business units. Kyriba also provides detailed forecast variance analysis and forecasting business intelligence, ensuring that forecasts are accurate and can be confidently relied upon to improve investment returns. Centralized Payment Hub Kyriba’s multi-channel payment hub centralizes and standardizes payment workflows, while adding key capabilities such as sanctions list screening and real-time fraud detection. Additionally, Kyriba’s connectivity-as-a-service minimizes the internal IT footprint required for bank connectivity, offering bank independence, scalability and significant cost reduction. Seamless Integration Kyriba acts as an information hub for cash, liquidity, and treasury reporting through simple and flexible integration with all internal systems. Using Kyriba to aggregate data and streamline reporting will increase information transparency, while eliminating internal IT requirements and associated costs.

Uncovering the Source of Unexpected FX Results FX gain/loss analysis can be time-consuming and difficult to perform during month-end and quarter-end reporting periods. Invariably, treasury and accounting teams are left scrambling to isolate and analyze the source of unexpected FX results. To combat this difficult task, Kyriba delivers two levels of analytics for companies working in a daily or single rate environment:

Uncovering the Source of Unexpected FX Results FX gain/loss analysis can be time-consuming and difficult to perform during month-end and quarter-end reporting periods. Invariably, treasury and accounting teams are left scrambling to isolate and analyze the source of unexpected FX results. To combat this difficult task, Kyriba delivers two levels of analytics for companies working in a daily or single rate environment: FX Gain/Loss Analytics Kyriba’s FX Gain/Loss Analytics are designed to radically simplify the process that treasury and accounting teams undertake to provide a quick assessment and explanation of unexpected FX impacts. By sourcing exposure snapshots, hedge positions and rates, FX Gain/Loss Analytics empower treasury and accounting with a quick and intuitive way to identify unexpected impacts from individual entities and currency pairs. Premium FX Gain/Loss Analytics Premium FX Gain/Loss Analytics are designed to meet the needs of treasury and accounting teams that require a deeper understanding of the specific transactions that are the source of unexpected impacts, as well as impacts that surpass materiality thresholds. Additional benefits of the Premium FX Gain/Loss Analytics include the ability to monitor FX movements throughout the accounting period, enabling proactive analysis and issue resolution throughout the month versus at month- or quarter-end. Armed with this proactive and in-depth analytical capability, treasury and accounting teams can provide more consultative support to local business unit finance and accounting teams to apply corrective actions and additional training to reduce the likelihood erroneous transaction postings will reoccur. Kyriba FX Gain/Loss Analytics Empower Treasury and Accounting To: Calculate impacts of rate changes in exposures Quickly identify impacts that surpass materiality thresholds Pinpoint accounting or posting issues that were the source of FX impacts Swiftly and effectively respond to FP&A and CFO questions Minimize future FX impacts to financial statements

Kyriba’s Cost and Risk Efficiency (CoRE) Analysis benchmarks current FX exposure, determines potential impact to earnings and provides recommendations to reduce risk and costs.

Kyriba’s Cost and Risk Efficiency (CoRE) Analysis benchmarks current FX exposure, determines potential impact to earnings and provides recommendations to reduce risk and costs. Create a Greater Roadmap to Cost and Risk Reduction Kyriba conducts an assessment of current company FX exposure, risk and processes, and produces a Cost and Risk Efficiency (CoRE) Analysis that quantifies current exposure, determines the potential impact to earnings based on a Value at Risk (VaR) calculation and identifies the maximum risk and cost reduction opportunities available. The cost-benefit efficiency graph (the CoRE Curve) makes it easy to identify and execute on realizable risk and cost reduction scenarios relative to the company’s current benchmarked position. The CoRE Analysis Helps Organizations: Identify and quantify existing FX exposure and risk and provides visibility to their source View potential risk reduction opportunities in accordance with company risk tolerance Develop a strategy to reduce costs and improve the efficiency of an FX management process

Kyriba’s Trade Netting and Allocation solution enables finance and treasury professionals to cost-effectively manage FX exposure by automating the netting of external currency pair trades and the generation of internal trades to allocate trades to individual legal entities.

Kyriba’s Trade Netting and Allocation solution enables finance and treasury professionals to cost-effectively manage FX exposure by automating the netting of external currency pair trades and the generation of internal trades to allocate trades to individual legal entities. Kyriba’s Trade Netting and Allocation Solution Delivers: Full visibility of exposures at a company and legal entity level Netting of external trades into a single trade per currency pair at the company level (or any other user-defined level) Distribution of trades to leading trading platforms Creation of internal trades with allocation of external trade pricing to individual legal entities Reduced transaction and back-office costs as a result of reduced trade volume Minimize Trading Costs and Support Entity-level Accounting and Reporting Requirements Kyriba provides an automated approach to managing FX that enables companies to net external trades at the top of the house and allocate external trades to one or more legal entities. The Trade Netting and Allocation solution is the most cost-effective way to manage FX exposure. By centralizing the trading process, Kyriba can help reduce trade volume and decrease transaction costs. Step 1: Capture and analyze FX exposure positions to easily and more accurately generate entity-level hedge recommendations. Step 2: After hedges are reviewed and approved, Kyriba aggregates and nets trades at the company level to develop a single trade per currency pair. Step 3: Once fully netted trades are approved, treasury can send the trades to the trading platform where the netted, company-level currency pair trades are executed.

Learn how technology can help address the needs of treasurers in financial services - from complex payment structures to special accounting requirements.

Corporate treasurers have long had access to systems catering to their needs for cash management, payments and working capital. But treasurers of financial services companies such as banks and investment managers have a distinct set of requirements, many of which are not met by existing treasury technology. From complex payment structures to accounting requirements for private equity firms, how do the needs of financial services treasurers differ from those of corporate treasurers – and how can technology help? What Do Financial Services Treasurers Want? Financial services companies include a broad spectrum of organisations, from global banks and FX companies to fund managers and private equity firms – each with their own individual requirements. Corporate and financial services treasurers face many of the same challenges that can be overcome by treasury management technology however, the treasurers of financial services companies also have a number of sector-specific needs: Cash Positioning and Forecasting Ensuring that the organisation has enough cash available to meet its obligations – and investing any surplus cash to the greatest advantage – is just as much a priority for financial services firms as it is for retailers. But treasurers of financial services companies are also likely to have additional sector specific needs. Where banks are concerned, for example, funds typically move through an orchestrated flow of accounts within the bank before reaching an external beneficiary, and may include complex structures such as waterfall payments. Consequently, there is a particular need to be able to move money quickly, intelligently and with minimal effort. Private equity companies, meanwhile, typically require a clear view of cash flows across their portfolio companies, and an understanding of how well individual companies are performing on a monthly or quarterly basis. Disparate Accounting Processes Many financial services firms struggle with the use of numerous disparate accounting processes, while accounting systems may lack integration with other platforms. These obstacles can result in inefficiencies and make it difficult to automate accounting processes. Private equity companies may face additional complexity when their portfolio companies include joint ventures. For example, if a private equity firm owns 50% of a joint venture, a cash balance of £10m on one account might mean accessible cash of only £5m. Private equity companies may therefore require not only visibility into individual accounts, but also the ability to account for their ownership percentage of individual companies. Manual Payment Processes Many financial services companies continue to rely on inefficient, manual processes for initiating, processing and authorising payments, with some relying on paper-based workflow processes and even using fax to initiate payments. One fund administrator found that as many as a third of their employees were involved in the payments process – meaning there was a considerable opportunity for centralisation and automation. Other Challenges In addition, financial services treasurers may face a number of other challenges, such as: • High banking costs as a result of multiple banking relationships and services. • Inefficiencies and a heightened risk of payments fraud resulting from ineffective payment controls. • Compliance risk arising from the need to screen payments against public and bespoke sanctions lists. • Reporting requirements which cannot readily be met using spreadsheets.

Answering fundamental questions about the organization’s cash position, such as location, currency and liquidity position, can be a seemingly monumental task. It can require multiple employees spending many hours using disparate tools and data sources. Having clarity and visibility into the organization’s cash is a fundamental and vital requirement for any treasury department to support critical financial decisions and strategic business objectives.

Optimize Your Cash Answering fundamental questions about the organization’s cash position, such as location, currency and liquidity position, can be a seemingly monumental task. It can require multiple employees spending many hours using disparate tools and data sources. Having clarity and visibility into the organization’s cash is a fundamental and vital requirement for any treasury department to support critical financial decisions and strategic business objectives. Kyriba Cash and Liquidity Management Solution provides that visibility. Kyriba is recognized as the market-leading global cash management solution, providing comprehensive capabilities in an intuitive and easy-to-use solution. Kyriba delivers timely and accurate global cash visibility, across all banks, in all regions, and enables treasury teams to create accurate forecasts that deliver confidence throughout the organization. Cash positioning: Cash forecasting and reconciliation In-house banking Generate journal entries for bank (cash) transactions Post transactions to general ledger Reconcilement of bank transactions to accounting entries Software-as-a-service(SaaS): No maintenance fees Subscription-based Security: SOC 1 and SOC 2 compliant Redundant disaster recovery Encryption, authentication and administration Audit trails Reporting: Hundreds of configurable reports Out-of-the-box dashboards Automated scheduling PDF, Excel and HTML formats Distribute reports via email Kyriba’s Cash and Liquidity Management Solution benefits organizations by allowing treasury departments to spend more time on higher value tasks, and supporting strategic decision making, rather than spending countless hours on less valuable activities. Cash Management and Cash Forecasting Kyriba’s Cash Management and Cash Forecasting capabilities automate the preparation and reconciliation of the organization’s daily cash position, before the business day begins. Starting with the cash position worksheet, Kyriba’s clients have a powerful and intuitive way to visualize cash positions through the combination of bank balances and transactions with expected cash flows. This ensures that clients always have up-to-date and real-time insights into positions across banks, accounts, entities, and regions. The use of powerful cash forecasting analytics allow organizations to compare forecasts to actuals for any horizon to help improve forecast accuracy. With an accurate and up-to-date cash position as the starting point, clients can use Kyriba’s cash forecasting capabilities to build and analyze global cash forecasts by day, week, month or year by leveraging multiple sources of data, including repetitive items, import of ERP data, integration with other Kyriba modules, and extrapolation of historical data. The use of powerful cash flow forecasting analytics allows organizations to compare forecasts to actuals for any horizon to help improve forecast accuracy. Cash Management Key Capabilities Dynamic Reporting Personalized cash position worksheets and period based views provide the summary of balances and their evolution over time, while the daily view provides a categorized summary of the actual and forecasted cash movements of the day. Global Positioning Cash position can be viewed by region and/or by currency. Foreign currencies can be viewed based upon exchange rates or positions can be viewed in their native currency. Liquidity Reporting Analyze total liquidity by incorporating desired investment and credit data from the Debt and Investment modules. A dedicated liquidity report aggregates and sums data in worksheet, graphical or interactive map forms. Multi-Entity Analysis  View position by individual entity, or analyze corporate-wide cash position configurable to each client’s requirements. Full drill-down allows viewing the summary as well as supporting detail. Seamless Integration The cash position is updated continuously in realtime, so any changes made to a forecast – including from other Kyriba modules – will be automatically available on a client’s worksheet(s). Target Balances Cash pooling allows target balances to be set in a hierarchical manner, ensuring that recommended funding and drawdowns are predicted, and can automatically occur in combination with the Kyriba Payments solution. Kyriba’s interactive heat map report shows where liquidity is available across the globe. The bigger the green circle, the more cash is available. Kyriba is recognized as the market-leading global cash management solution, providing comprehensive capabilities in an intuitive and easy-to-use solution. Cash Forecasting Key Capabilities Import from ERP A/P and A/R detailed or summary level data, and other internal systems. Forecast Reconciliation Access powerful analytics, comparison of forecasts to actual bank transactions based on a combination of customizable criteria including account, amount, date, and reference. One-to-one, one-to-many, and many-to-many matches are available. Compare estimated and confirmed forecasts to actuals, and analyze variances for any user-definable period. Users can also support working capital management by reconciling open receivables against cash receipts to report on A/R variances, calculate days of sales outstanding, and improve cash predictability. Easy Entry Rely on straightforward input of forecast data using standard entry forms. Historical Data Generate cash forecasts using any regression, trending and averaging of prior transactions and cash flows. Repetitive Items Modelling features are based on user-defined frequencies, including cyclical variances and nonbusiness days. Seamless Integration Kyriba’s entire suite automatically updates the cash forecast so cash flows are available in realtime. Viewing the Forecast Personalize forecast views based upon period of time series, line items, business units, userdefined groupings, and additional information, such as borrowing or investing activity. In-house Banking Interest Calculations These may be assigned for the calculation of interest income or interest expense, for each subsidiary company. Flexible Setup Kyriba’s flexible data structure allows clients to customize their accounts, entities, structures and workflows based on business needs, including multi-currency pools, regulated and non-regulated structures, and multi-tier hierarchies. In-House Bank Transactions Cash transactions are generated from bank transactions, such as zero-balance account items, sweep transactions, payments, or financial transaction settlements. Non-cash transactions can be imported from the ERP, or can be generated from the Cash Forecast or Netting modules. Subsidiaries can also directly enter or import transactions. In-House Bank Balances In-house bank account balances are automatically calculated so central treasury teams can view all balances by subsidiary and by currency pair, helping head offices determine the group cash requirements on a daily basis, as well as more frequently managing subsidiary cash requests. Reporting to Subsidiaries Affiliates can inquire about their internal and external balances, account and interest statements, and internal deals (debt, investment, FX) at any time through multiple reporting functions (account statement, cash-flow ledger, cash position worksheet). Internal interest statement invoices can be personalized and published. Debit/credit interest transactions are generated automatically once interest statements are approved. Accounting Entries Full accounting support is offered, so that journal entries can be generated for interest calculations. In addition, entries can be created for in-house cash or non-cash movements. All transactions are approved and posted to the general ledger as part of the standard GL posting workflow. Kyriba’s intuitive dashboards feature up-to-date snapshots of key trends related to cash and liquidity, working capital and more. Cash Accounting Kyriba Cash Accounting eliminates the time consuming effort and error-prone manual process of posting to the GL by automating the GL entry process, generating dual and multi-sided entries from bank and internal cash transactions. Automated rules scan transaction characteristics in order to apply the appropriate GL accounts, creating a set of entries that are electronically integrated with the GL, on a scheduled and fully automatic basis. Kyriba Cash Accounting benefits all types of organizations, whether global, complex, centralized or decentralized, by supporting multicurrency and multiple charts of accounts. GL Reconciliation While GL reconciliation is an important process, it can be a time-consuming and painstaking undertaking. Kyriba GL Reconciliation automates this process by reconciling bank transactions to accounting entries, providing organizations with improved productivity and reduced exposure to the risk of errors. Bank transactions available in Kyriba, are matched against accounting entries imported from the GL, based on user-defined rules for a true bank-to-book reconciliation. Kyriba GL Reconciliation also supports regulatory reporting by providing proof that bank activity is synchronized with the GL bookings and by segregating duties between the reconciliation process and the generation of GL entries.

Healthcare providers are faced with a unique set of challenges compared to other organizations, including unprecedented M&A activity. Kyriba’s experience in working with major providers ensures that it can help address these challenges quickly and efficiently.

Healthcare providers are faced with a unique set of challenges compared to other organizations, including unprecedented M&A activity. Kyriba’s experience in working with major providers ensures that it can help address these challenges quickly and efficiently. “[We use Kyriba for] preparing cash position worksheets and prior day accounting entries. We are extremely reliant on Kyriba’s robust GL mapping rules for creating a very large number of accounting entries.” - Christine Emmert, Director Treasury Operations, Universal Health Services (Source: TechValidate) COMMON CHALLENGES • Cash Visibility Across Facilities Integrating the treasury operations of newly acquired facilities can take months, even years, making it difficult to get a consolidated view of cash. This lack of on-demand visibility into the daily cash position and real-time monitoring and analysis of cash forecasts makes it difficult for executives to make informed decisions. • Scarce IT Resources Healthcare providers’ IT departments typically have their hands full managing and monitoring critical patient and billing systems, as well as complex ERP systems, which leaves limited time to focus on treasury’s needs. IT is often challenged to proactively monitor and maintain bank connections due to lack of expertise with changing bank formats and protocols. • Regulatory Compliance With today’s focus on individual privacy and data security, as well as regulations such as HIPAA, healthcare providers often struggle to stay abreast of modern security practices across key business processes. Manual processes make security and auditability challenges even more difficult. • Disparate Payment Processes Providers often have many different processes for payments; each entity may be different, even departments may be different (e.g., treasury and supply chain) all of which increase the risk of errors and make organizations more susceptible to fraud. • Manual Accounting Entries Cash, debt, investment and reconciliation transactions often require the manual entry of the supporting accounting information, which increases the risk of errors and often requires manual corrections after the fact to fix errors. • Complex Inter-company Transfers Many healthcare providers leverage cash between entities by moving cash between bank accounts, which incurs excessive bank transaction fees and increases treasury processing time. Managing a centralized cash pool or in-house bank manually is complex and time consuming. HOW KYRIBA CAN HELP Centralized View of Cash & Improved Forecasting Kyriba automatically consolidates cash data through a combination of bank balances and transactions with expected cash flows to provide a complete view of cash. Kyriba eliminates manual, error-prone processes such as daily statement downloads and copying and pasting statement data to create timely, accurate reports that can be accessed through any device. Using historical data, Kyriba can generate cash forecasts using any regression, trending and averaging of prior transactions and cash flows and compare forecasts to actuals to analyze variances that can help improve future forecasts. Free Up IT Resources Kyriba establishes, manages and monitors connectivity to a client’s financial institutions so that a client’s IT resources can focus on more critical systems that improve patient care, billing and collections. Kyriba’s dedicated bank connectivity team has years of experience and libraries of more than 10,000 bank formats to simplify and manage bank connectivity. Additionally, Kyriba easily integrates with any ERP system, and even multiple ERP systems, to provide accurate visibility across the organization providing a scalable acquisition platform. Modernize Cash Security Kyriba’s state-of-the-art security infrastructure provides multiple layers of application security to better protect treasury workflows and information at each step in the process. As a SaaS provider, Kyriba stays abreast of the latest approaches to securing transactions and is audited annually by a third party. Kyriba’s security approach is end-toend and includes connectivity to the banks, thereby eliminating the need for IT departments to secure connectivity as a separate step. Using Kyriba to manage payment requests helps to avoid phishing and ransomware attacks that often happen when using insecure methods (e.g., email) to request and/or approve transactions. Improve Payment Controls & Fraud Reduction Leveraging its extensive bank connectivity, Kyriba establishes a single mechanism to ensure that all payments follow the proper controls and approvals. Additionally, because payments are centralized, Kyriba can screen all payments for fraud by applying a user-defined set of detection rules and alert the appropriate individuals for additional approvals and/or inspection. Automate Accounting Entries Kyriba automatically creates accounting entries for cash transactions, debt payments, investments and bank-to-book reconciliation, which eliminates manual data entry and improves the accuracy of entries. Automation of accounting entries eliminates many FTE hours associated with manual, and often duplicative, steps in both treasury and accounting departments. Effective In-house Banking Rather than managing multiple intercompany cash entries and movements, Kyriba provides tools to manage intercompany transactions under one parent, “virtual” bank account. An in-house bank approach saves on transaction fees, consolidates information and creates broader visibility and controls while still providing the accountability that the individual entities require.

FX Cash Flow enables finance and treasury professionals to create, analyze and manage accurate cash flow exposure forecasts.

FX Cash Flow enables finance and treasury professionals to create, analyze and manage accurate cash flow exposure forecasts. A Collaborative Workflow Solution Kyriba offers distributed access for upload, entry and verification of cash flow exposure forecast data. All forecasts from the field are collected and rolled up into a consolidated master forecast where cell-level annotations can be created for communication and collaboration with audibility. Drill-down capabilities give access to source data and help facilitate top-level reporting. Additionally, cell-level variance metrics allow teams to prevent errors at the time of entry, instead of catching them after decisions have been made based on incorrect data. An End-to-End Platform The cloud-based workflow solution provides a single platform where all teams can log in and upload or directly enter their forecasted metrics. Additionally, forecasters start with a baseline forecast to ensure everyone is working from the same, single version of the truth. Eliminate Process, Timing and Error Risk By eliminating process, timing and error risk, Kyriba helps organizations develop more efficient and accurate cash flow exposure forecasts. All historical and current data is stored and available to the company with proper version control, ensuring everyone is looking at the latest, approved data. Additionally, each forecaster can receive real-time feedback, increasing collaboration and transparency between the field and central teams. For the process owner, reporting metrics are available to show the progress and completeness of the overall process with granular detail into where a submission has yet to happen and what percentage of the total value of the forecast those gaps present. If errors are not caught until post analysis, they can be traced down to the cell level, and acute training and feedback can be provided to remedy/prevent future mistakes. Forecast Analytics FX Cash Flow gives users the ability to perform exposure analysis at every level of the organizational hierarchy with real-time grouping and summing. Forecast-to-forecast variance analysis compares the current forecast to the previous forecast to clearly identify percentage and absolute changes. With this, users can quickly and efficiently identify errors and/ or significant changes from one period to the next. Forecast trend analysis depicts how single-period forecasts change over time, providing opportunities for education and forecast process improvement. Hedging and Trade Preparation Corporate hedge decision strategy (e.g., target ratios, materiality, rounding, etc.) is consistently applied to automate the calculation of hedges based on the approved cash flow forecast. Following hedge approval, trades are automatically prepared for onward submission to a liquidity provider or trading platform. Control and governance within the application can further enhance the cash flow hedge accounting process. Kyriba Analytics for Cash Flow Exposure Forecasting Business intelligence brings innovative graphical forecast analytics to FX Cash Flow, including comprehensive currency exposure and forecast comparison visualization, bringing people closer to the data they are working with and empowering them to make better decisions. Kyriba Analytics takes raw data and transforms it into useful business information. By having detailed, timely, easy-to-interpret information, organizations can make better, faster decisions. The customizable dashboards, reporting and data visualization available allow treasury organizations to understand and manage currency risk in real time. Additionally, these functionalities can be used to help recognize problems before they occur, avoid losses and track currency trends for the future. Kyriba Analytics combines strategies, processes and technology to support informed business decisions. By transforming static data from spreadsheets into charts, graphs, pivot tables and dashboards, treasury can make faster, more informed decisions with visual and dynamic reporting. Grasp the Complete Picture Evaluate the accuracy and consistency of forecasts provided by the field Assess forecast evolution to see how forecast and hedge ratios have changed over time Gain Control of Your Business Gain confidence in data quality at a glance by connecting and transforming data Detect and understand underlying details not easily uncovered in spreadsheets or other forecast tools Make Informed Business Decisions Incorporate business cycles and seasonality to make better hedging decisions Leverage business insights gained from detailed data to drive better program results

FX Balance Sheet enables treasury professionals to measure, monitor and manage currency exposure and the associated risk from their balance sheet.

FX Balance Sheet enables treasury professionals to measure, monitor and manage currency exposure and the associated risk from their balance sheet. Accurate, Complete and Timely Data For treasury teams to effectively understand and manage corporate risk, they must have access to accurate, complete and timely data. Kyriba provides tools to facilitate quick data mining from major ERP systems, ensure data accuracy and automate data collection. This gives treasury complete visibility into transaction currency balances, enables them to make better decisions based on the most accurate information and gives them more time to strategically analyze exposures and make risk-mitigating decisions. A Streamlined Process Kyriba facilitates transparency into organizational processes, helping clients understand how separate corporate levels (divisions, countries, entities) conduct day-to-day business. Kyriba highlights how local controllers are posting and clearing transactions and forecasting future business. The enrollment process facilitates an end-to-end review of internal processes — from data collection to exposure reporting — allowing for flexibility based on local requirements. Finance Team Collaboration Kyriba facilitates cross-functional and interdepartmental collaboration, working as a catalyst to initiate improved internal teamwork and communication. For treasury and local finance teams, segregation of duties and an establishment of responsibilities and timelines help provide a better understanding of individual roles and how their activities contribute to the greater corporate footprint. The application’s role and field-level access controls inform treasury who is doing what and when, which serves as a critical reporting requirement in auditability and compliance. On-demand Data Collection • Eliminate manual time spent collecting exposure data • Automate data aggregation, mapping and derivation Extensive Data and Exposure Analytics • Improve visibility into balances • Increase transparency into internal processes User-defined Risk Reporting • Improve FX exposure and risk reporting • Increase internal collaboration and FX awareness Technology-enabled Risk Reduction • Organically eliminate exposures • Automate hedge recommendations End-to-end Workflow Automation • Eliminate manual processes and human error • Improve efficiency and security Informed Decision-making Whether starting a hedging program from scratch or looking to make improvements to an existing process, Kyriba offers a holistic approach to decision improvement. Automating and streamlining the collection of complete and accurate data gives treasury teams more time to analyze the root cause of exposure and consider all available options to mitigate risk. With the application, treasury can take advantage of complex data aggregation and display exposures at the corporate or individual entity level. Analytical tools streamline decision making and hedging processes to ensure optimal netting and hedge allocation. The application enables optimized organic exposure elimination and simplifies the hedging process, applying preset parameters to hedge recommendations with review and approvals before secure exposure or trade files are automatically sent to trading platforms or treasury workstations. KYRIBA BUSINESS INTELLIGENCE FOR BALANCE SHEET Business intelligence brings innovative, graphical analytics to FX Balances Sheet with robust currency exposure and risk visualization. Kyriba’s business intelligence takes raw data and transforms it into useful business information. By having detailed, timely, easy-to-interpret information, organizations can make better, faster decisions. The customizable dashboards, reporting and data visualization available allow treasury organizations to understand and manage currency risk in real time. Additionally, these functionalities can be used to help recognize problems before they occur, avoid losses and track currency trends for the future. Kyriba’s business intelligence combines strategies, processes and technology to support informed business decisions. By transforming static data from spreadsheets into charts, graphs, pivot tables and dashboards, treasury can make faster, more informed decisions with visual and dynamic reporting.

Today’s corporate treasurer needs tools to help their teams achieve more with less. Too often, many treasury application remain disconnected and disjointed.

Today’s corporate treasurer needs tools to help their teams achieve more with less. Too often, many treasury application remain disconnected and disjointed, leaving treasury investment workflow dependent upon manual efforts. Kyriba and BlackRock are now integrated to expand the options available for investing quickly and with confidence. Introducing Cachematrix™️ by BlackRock available for Kyriba users, which combines the treasury management and strategic capabilities of Kyriba’s treasury management system with the resources of Cachematrix’s robust technology-powered investment platform. Together, these two powerful systems seek to bring convenience, accuracy and efficiency for short-term investing that today’s treasurers need. Benefits of a Digitized Workflow Leveraging the Kyriba Cloud, Cachematrix by BlackRock seeks to provide the industry’s first single sign-on solution that helps automate, streamline and reduce risks associated with short-term corporate money market investment workflow. Cachematrix by BlackRock is designed to provide cash investment opportunities and increase operational efficiencies for direct investment into a variety of money market funds. Simplified investment processes Seeks to enhance the user experience by simplifying the trade flow through a suite of investment functionality, including: • Access to a breadth of money market funds • The ability to place individual or batch trade orders Mitigated operational risk Data automatically synced between systems helps reduce risk of manual or user error. User permissioning tools provide additional operational oversight. Visibility and reporting Kyriba users are already provided real-time visibility and reporting of their cash portfolio and global cash positions. This new integrated solution also allows for the synchronization of trade order data with money market fund positions for accounting purposes. Expanded research and analysis capabilities Cachematrix by BlackRock offers Kyriba users access to Cachematrix’s powerful and dynamic research and analysis capabilities for detailed assessment of MMF holdings. Single sign-on access Kyriba users will utilize the Kyriba single sign-on process for enhanced security, automation, and a consistent user experience. Identify Excess Cash Available for Investment Kyriba’s cash management module calculates the projected ending balance for each account, net of zero balance account (ZBA) and sweep activity. Enter the Cachematrix by BlackRock Platform Click on the Cachematrix by BlackRock tile from within the menu map and you will leave Kyriba and enter Cachematrix by BlackRock. Once inside Cachematrix by BlackRock, your money market funds are automatically updated and viewable in your Dashboard. Single sign-on access Using Fund Comparison, Fund Analysis and Portfolio Builder, users can identify investment opportunities that suit their unique preferences, risk tolerances and parameters. Select Investments and Submit Trade Orders User-dictated permissioning will determine trader risk controls. Direct connectivity to fund transfer agents and administrators make this effort seamless. Review Cash Portfolio Balances After trades are confirmed, all money market investments made on Cachematrix by BlackRock are fully integrated into Kyriba to help ensure users have complete visibility of their cash and liquidity positions inclusive of money market investments traded through the platform.

Kyriba enables financial services organizations to achieve global cash visibility, reduce payments fraud and improve audit and controls in finance and treasury.

Kyriba enables financial services organizations to achieve global cash visibility, reduce payments fraud and improve audit and controls in finance and treasury. Kyriba improves compliance and reduces the risk of payments fraud. Current Industry Challenges Cash Positioning & Forecasting Many financial services companies are challenged by insufficient cash visibility and ineffective cash forecasting, resulting in reduced return on cash and unnecessary borrowing costs. Unique & Complex Accounting Financial services firms often rely on disparate accounting processes for the management company at both the investor level and the fund level. Managing Relationship Costs It is very common for financial services companies to feature a large number of diverse banking relationships across their investment portfolios. Maintaining these relationships can be expensive; financial services companies need guidance on how to manage those costs. Ineffective Payment Controls Decentralized payment processes can lead to inconsistent payment controls and processes, creating a compliance nightmare and increasing the risk of payments fraud. How Kyriba Can Help Kyriba empowers financial services organizations, including several Fortune 500 companies, to optimize cash and liquidity, reduce operational risk within funds, and streamline cost reduction initiatives. Kyriba enables: Flexible Reporting and KPIs Financial services treasurers are often tasked with diverse reporting requirements with needs for multiple drill-downs and visual dashboards. These needs are difficult to address with spreadsheets. Cash Visibility and Forecasting Kyriba delivers global oversight of cash across funds, driving 100 percent cash visibility and reliable cash forecasts. Kyriba helps optimize deployment of cash and liquidity, improving investment returns and speeding payback of entity borrowing. Automated Payments Kyriba centralizes and standardizes payment controls, aligning payment policies with a digitized, multichannel payment workflow. Kyriba offers internal and external screening to ensure only authorized payments are efficiently delivered. Reduced Banking Costs Kyriba improves visibility and control of bank accounts to identify opportunities for bank account rationalization. Kyriba’s bank fee analysis will further support cost reduction initiatives by analyzing accuracy of bank fees and comparability across banks. Simplified Cash Accounting Kyriba automates cash and fund level accounting, simplifying generation of journal entries while introducing structured audit and controls to the accounting process. This saves countless hours and offers a single source of record for accounting inquiry. Business Intelligence Kyriba provides a business intelligence solution to offer on-demand, drill-around, data visualization to find meaning within high data volumes, while delivering on KPI reporting needs.

Kyriba brings innovative technology and experience in helping private equity and alternative asset managers automate global cash and payment management workflows. Many private equity (PE) firms have insufficient systems and workflows to optimize cash...

Kyriba brings innovative technology and experience in helping private equity and alternative asset managers automate global cash and payment management workflows. Many private equity (PE) firms have insufficient systems and workflows to optimize cash and liquidity. Current Challenges for Private Equity Firms Cash Positioning & Forecasting Many private equity (PE) firms have insufficient systems and workflows to optimize cash and liquidity. This lack of global oversight across the management company and within individual funds minimizes cash visibility and renders effective forecasting impossible. Unique & Complex Accounting PE firms often rely on disparate accounting processes for the management company at both the investor level and the fund level. Accounting systems are often disconnected from bank platforms, which complicates accounting automation. Excess Banking Fees It is very common for PE firms to feature a large number of diverse banking relationships across their investment portfolio. Typically there are too many accounts and bank services, leading to excess banking costs. Ineffective Payment Controls Acquired organizations can bring manual and inconsistent payment controls and processes. This creates inefficiency and increases operational risk. How Kyriba Can Help Kyriba empowers private equity firms to optimize cash and liquidity, reduce operational risk within funds, and increase the effectiveness of cost reduction initiatives. Kyriba’s secure, highly scalable cloud infrastructure can help in a number of key areas: Gain Control of Cash Kyriba delivers global oversight of cash across funds, driving 100 percent cash visibility and reliable cash forecasts. Kyriba helps optimize deployment of cash and liquidity, improving investment returns and speeding payback of entity borrowing. Simplify Cash Accounting Kyriba automates cash and fund level accounting, simplifying generation of journal entries while introducing structured audit and controls to the accounting process. This saves immense hours and offers a single source of record for accounting inquiry. Reduce Risk of Payment Fraud Kyriba offers centralized and standardized payment controls across the entire enterprise, aligning payment policies with a digitized payment workflow in order to prevent fraud. Kyriba’s multi-channel payment platform also offers internal and external screening to ensure that only authorized and compliant payments are delivered to banks. Reduce Banking Costs Kyriba perfects visibility and control of bank accounts to identify opportunities for bank account rationalization. Kyriba’s bank fee analysis will further support cost reduction initiatives by analyzing accuracy of bank fees and comparability across banks.

Retail treasury teams are faced with a very distinct set of requirements and demands compared to other organizations. Kyriba’s experience in working with major retailers like Best Buy, Coach, Williams-Sonoma and many more ensures that it can meet the unique challenges of today’s retail-focused financial professionals.

Retail treasury teams are faced with a very distinct set of requirements and demands compared to other organizations. Kyriba’s experience in working with major retailers like Best Buy, Coach, Williams-Sonoma and many more ensures that it can meet the unique challenges of today’s retail-focused financial professionals. Kyriba provides retailers a cloud solution to consolidate bank and cash data from their multiple channels in a seamless, automated fashion. CURRENT CHALLENGES FOR RETAILERS Tracking Omnichannel Sales Consumers have more choices than ever before in how they shop, from online to mobile to traditional brick and mortar stores. This poses challenges for treasury teams that need to track and forecast these multiple channels. High Transaction Volume The increase in sales channels typically also leads to higher transaction volumes that treasury needs to manage. This adds pressure on to treasury and accounting to reconcile daily cash and post to the general ledger. Proliferating Bank Accounts Most retailers have a large number of banking relationships to manage. Manually gathering transactional data via multiple bank portals and rekeying into spreadsheets is a huge burden. Reconciliation Retailers are challenged with high volume, low value reconciliation processes that are required to ensure cash accuracy. Most companies have created multiple, often disparate processes for the different levels of reconciliation. Foreign Currency Exposure & Risk Management Invoices from extensive overseas vendors, the ever-increasing global scale of manufacturing operations and sales, and seasonality fluctuations in cash flow complicates forecasting. These challenges come on top of universal treasury issues, such as achieving 100% cash visibility, perfecting cash forecasting, and improving treasury audit and controls. Kyriba provides retailers a cloud solution to consolidate bank and cash data from their multiple channels in a seamless, automated fashion. HOW KYRIBA CAN HELP Kyriba empowers forward-thinking retail treasury teams to optimize key capabilities for cash and risk management, payments and working capital strategies. Kyriba’s platform delivers the following capabilities from a secure, highly scalable cloud infrastructure. Centralize Financial Data from All Channels Kyriba provides retailers a cloud solution to consolidate bank and cash data from their multiple channels in a seamless, automated fashion. Kyriba eliminates time-wasting process steps so retail treasurers can minimize pockets of idle cash, make faster decisions and provide more value to their CFO. Synchronize Cash and Accounting Kyriba can centralize the typically disparate processes between treasury and accounting over shared data. This eliminates many FTE hours associated with manual, and often duplicative, steps in both departments. Automated Bank Connectivity Kyriba’s connectivity hub allows retail clients to easily connect to their global banks without having to go through multiple portals or pay a consolidator to gather their data. Bank reporting can be viewed within the application or distributed via automated reporting and visual dashboards. Improve Working Capital Kyriba’s supplier financing solution enables retailers to extend days payables outstanding (DPO) to improve working capital while standardizing early payment terms for suppliers. Kyriba fully integrates with banks, funding partners, and all ERP solutions while featuring a supplier portal for streamlined early payment decision making and execution. Gain Comprehensive Insights into FX Exposures Kyriba’s FX management solutions supports pre- through -post trade activities and helps mitigate impacts on earnings. Global Cash Visibility Through 1,000 direct bank connections, identify cash management opportunities through 100% cash visibility. Create opportunities to reduce ST borrowing, increase returns and help enhance FX Risk management. Global Payments Realize better controls, visibility, timing and efficiency across your global payments landscape with API-driven real-time payments.

Backed by strong incentives and market-leading technology, Kyriba delivers one of the strongest and most comprehensive partner programs in the industry. Called PartnerSURGE, the program is designed to let Kyriba’s strategic partners share in...

Backed by strong incentives and market-leading technology, Kyriba delivers one of the strongest and most comprehensive partner programs in the industry. Called PartnerSURGE, the program is designed to let Kyriba’s strategic partners share in the rapidly expanding market for world-class treasury and finance technology. The first step in that process is enrolling in Kyriba’s Partner Sales Enablement program, which offers sales certification and in-depth training to help partner teams quickly build pipeline, close their first deals and sustain long-term success. Kyriba’s Partner Sales Enablement program helps sales professionals understand: The unique needs and challenges of liquidity and risk management professionals The business value offered by Kyriba’s market-leading solution How to present Kyriba’s value proposition to separate Kyriba from the competition and win new business Role-Based Sales Certifications Gold Sales For sales and marketing professionals who need to understand a prospect’s core business challenges and Kyriba’s associated value in order to generate leads. Platinum Plus Sales For sales professionals who need to manage the entire sales cycle, including prospecting, maturing deals and winning new business. Gold Pre-Sales For pre-sales professionals who need to demonstrate the value and associated functionality of the core liquidity modules of Kyriba’s solution. Platinum Pre-Sales For pre-sales professionals who need to demonstrate the value and associated functionality of the advanced liquidity modules of Kyriba’s solution. Platinum Plus Pre-Sales For pre-sales professionals who need to demonstrate the value and associated functionality of the capital market modules of Kyriba’s solution.

Kyriba’s Center of Excellence (COE) mission is to train and certify its valued partners. All partners working on an implementation project or post-implementation support must participate in Kyriba’s training program and earn their certification....

Kyriba’s Center of Excellence (COE) mission is to train and certify its valued partners. All partners working on an implementation project or post-implementation support must participate in Kyriba’s training program and earn their certification. This ensures partners are able to execute the latest best practices on a project, including analysis, system configuration, user training and much more. Obtaining certification through Kyriba will demonstrate the partner’s commitment to corporate treasury excellence. The certification courses help partners become specialists both in treasury knowledge and in the Kyriba application, helping maintain and enhance the firm’s strong credibility in this space. Partners will develop the skills to efficiently implement clients using Kyriba’s best practice methodology, ensuring a timely and profitable contract with the client. The Center of Excellence selects the most advanced trainers and subject matter experts for its training certification program. The trainers have an average of seven years working with the Kyriba platform and bring real-world experience and anecdotes from when they were professional service consultants working with clients. Kyriba’s COE Training Certification empowers partners by providing: A deep knowledge of the Kyriba application and its extensive functionality Best practices for implementing Kyriba for clients On-demand ELMS (Electronic Learning Management System), which provides detailed workflows to enhance the learning experience. Certification Program The COE certification program is available both on demand and in person. There are different levels of certification that can be achieved, including Gold, Platinum and Platinum Plus. Each level corresponds to the number of modules (credits) a partner is certified in. In order to become certified, a 75% grade is necessary, where 25% is made up of ELMS review.

Kyriba delivers exposure management, mark-to-market and hedge accounting solutions to support corporate hedging programs and better facilitate regulatory compliance. Kyriba’s Valuation Engine allows fast, automated valuation postings across your entire portfolio quickly to speed...

Kyriba delivers exposure management, mark-to-market and hedge accounting solutions to support corporate hedging programs and better facilitate regulatory compliance. Kyriba’s Valuation Engine allows fast, automated valuation postings across your entire portfolio quickly to speed your financial close. Realize Cost Savings Through Accounting Automation With Kyriba, regulatory compliance for FASB, IAS, ASC and IFRS derivative accounting standards are no longer an issue. Kyriba offers a comprehensive Financial Risk Management solution that delivers the depth and complexity modern organizations require to effectively manage hedging programs and complying with regulatory standards. Kyriba employs a team of hedging and derivative accounting experts so that your compliance requirements are met. The collective knowledge from our subject matter experts helps you meet regulatory standards. Kyriba offers a complete FX Risk Management solution with market data, FX exposure aggregation, trade management, settlements, and derivative hedge accounting all seamlessly integrated with cash management, liquidity forecasting, payments, global connectivity and comprehensive reporting on a single platform. Other providers offer multiple technologies to achieve what Kyriba delivers in a single cloud portal. Kyriba’s solution simplifies the support for your hedging program, but offers premium product performance, managed upgrades and eliminates IT dependencies. Kyriba’s in-house developed accounting engine generates structured accounting entries, full audit trails and strengthens and automates financial reporting and controls. Simplified Investment Processes Kyriba offers a step-by-step workflow to define the hedge for accounting purposes, including: • Linking Exposure and Derivative • Type of Hedge Type • Exposures being hedged • Effectiveness Testing Methods • Assessment Frequency • Regulatory Standards Upload Documentation Kyriba supports the drag and drop upload of hedge documentation to increase efficiency, reduce the risk of error, and simplify audit compliance by having all hedging documentation in a central repository. This is especially useful for organizations with 10, 20 or 100-page hedging policy documents. Valuations Kyriba automates the mark-to-market process to calculate valuations for all derivatives. Kyriba’s valuation engine allows clients to run valuations across their entire portfolio whenever needed during the month. Valuations use market rates and curves from Kyriba’s Market Data service, while market information can also be accessed from third-party platforms. Kyriba’s audit logs and information storage offer complete transparency to the valuation process. Derivative Accounting Kyriba developed a powerful accounting engine embedded within our solution to generate structured accounting entries, a full audit trail and financial controls, as well as more flexibility to support local GAAP requirements without customization. If you don’t elect to pursue hedge accounting, Kyriba’s integrated accounting engine will calculate and journalize the change in fair value to your income statement accounts. Effectiveness Testing If you pursue hedge accounting, Kyriba supports multiple methodologies for both prospective and retrospective testing, including regression and statistical tests. Clients determine their assessment methods, tolerances, and frequencies so that Kyriba can automate the process. Hedge Accounting The results of effectiveness testing will determine the appropriate gains and losses to be deferred to either balance sheet accounts (e.g. OCI or CTA) and to P&L accounts. Kyriba’s accounting engine automatically creates the accounting entries with straight through process to the general ledger with the appropriate controls in place. De-designation Events Kyriba fully supports de-designation events, including OCI reclassification, change in accounting treatment for dual purpose hedges, and early de-designation of hedging relationships. Kyriba Hedge Accounting Capabilities Hedge Types • Cash flow hedges • Fair value hedges • Net investment hedges Risk Types • Foreign exchange • Interest rate • Commodities Effectiveness Testing • Prospective and retrospective • Critical terms match • Shortcut • Dollar offset • Regression analysis Workflow Features • Hedge definition • Designate risk and regulatory standard • Uploading hedge documentation • Hypothetical derivative (optional) • Hedge effectiveness testing • Mark-to-market valuation • Automated accounting entries • De-designation events • OCI reclassification Compliance • FASB133 • IAS39 • ASC815 • IFRS 9

Multiple bank relationship management can be a challenging responsibility, particularly across multiple geographies, languages and time zones. Regardless of the size of an organization, or the number of banks and bank accounts it has, relying on manual, time-consuming and errorprone processes to manage bank relationships is inefficient, costly and increases the risk of fraud.

Multiple bank relationship management can be a challenging responsibility, particularly across multiple geographies, languages and time zones. Regardless of the size of an organization, or the number of banks and bank accounts it has, relying on manual, time-consuming and errorprone processes to manage bank relationships is inefficient, costly and increases the risk of fraud. Kyriba’s Bank Relationship Management solution utilizes automated workflows to track all details of an organization’s bank accounts, including signatories, and delivers a comprehensive set of capabilities for managing global bank accounts. Kyriba’s Bank Relationship Management module enables clients to gain control over their banking relationships. Through bank account management capabilities supported by automated change management workflows and powerful bank fee analysis, Kyriba clients are more productive and can save dramatically on bank fee costs, while also reducing their risk of fraud. Bank Account Management Kyriba’s Bank Account Management capability utilizes automated workflows to track all details of an organization’s bank accounts, including signatories, and delivers a comprehensive set of capabilities for managing global bank accounts. Bank Fee Analysis Kyriba’s Bank Fee Analysis capability provides clients a hard return on their investment by analyzing and reconciling bank fees, identifying variances and helping optimize the cost of their banking relationships. Using Kyriba, customers can easily reconcile bank fee statements against banks contractual service pricing, transaction volumes and benchmarks. Customers can then review detailed reports containing bank volumes, activity and price discrepancies, and compare trends and fees across banks. Key capabilities of Bank Relationship Management Audit Trails Get a record of every event and generate reports for any period of time Bank Account Tracking Get a record of critical bank account information, including account code, actual bank account number, routing/SWIFT information, company, currency, GL account, bank contact information and multiple reference and description fields Confirmation Letters Generate confirmation letters to support the opening and closing of accounts and changing signers. Letters can be customized and electronically communicated to the bank(s) Document Storage Store key documents and files related to bank account administration, including signature cards, agreements and other documentation Report of Foreign Bank and Financial Accounts Generate compliant FBAR in various format (XLS, CSV, XML) leveraging data stored in Kyriba. The report can be issued at individual, corporation or consolidated level Key Capabilities: Manage bank accounts Manage account signatories Approval workflow to support changes to accounts and signatories Calculate bank fee variances against benchmarks Calculate volume variances using daily bank reporting Software-as-a-service (SaaS): No maintenance fees–subscription-based Security: SOC 1 and SOC 2 compliant Redundant disaster recovery Encryption, authentication and administration Audit trails Reporting: Hundreds of configurable reports Out-of-the-box dashboards FBAR FinCEN XML generation Automated scheduling PDF, Excel, and HTML formats Distribute reports via email

With Kyriba Financial Risk Management Solution, CFOs and treasury teams can now manage currency risk and compliance in a single cloud platform.

With Kyriba Financial Risk Management Solution, CFOs and treasury teams can now manage currency risk and compliance in a single cloud platform. Since its acquisition of FIREapps, Kyriba has extended the reach of its FX risk management solution. Kyriba uniquely delivers end-to-end risk management with advanced analytics capabilities, providing more functionality to identify and understand risk than any other treasury and risk management system. “Our goal is to support the overall business and so getting that visibility, transparency and having the availability of the details is really critical to meeting the overall business needs.” Dawnette Blake, Global Benefits Director, Agilent Technologies Exposure Capture Kyriba’s enhanced financial risk management solution comprehensively extracts data directly from ERP systems and allows for uploading of data from spreadsheets and other source systems for timely and accurate data collection of balance sheet and cash flow exposures. Kyriba offers certified exposure data extract toolkits from leading ERP systems such as SAP and Oracle, as well as support for all other source systems. FX Exposure Analysis & Management Kyriba gives CFOs control over currency risk by explaining the meaning of currency impacts and offering solutions to protect the business from currency volatility. With extensive data and FX exposure analytics, CFOs can gain insight into currency risk, execute proven strategies to manage EPS targets without FX surprises, weigh the cost vs. risk of managing individual currencies, and leverage trade netting opportunities to reduce transaction costs. Trade Management Kyriba is a single source of record for FX trades, including spot, forward, swap, and option instruments, enabling two-way integration with trading portals for trade confirmations, settlements, update of treasury forecasts, and analysis of open and hedged FX exposures against FX policies. Kyriba clients can interface with any trading portal, including FXall, 360T and Bloomberg. Valuation and Accounting Kyriba’s mark-to-market engine calculates fair values based on integrated market data within the system. Kyriba also supports CVA/DVA as well as scenario risk analysis and value-at-risk. Kyriba also includes a separate accounting engine for journal entry calculation, generation, and integration to the ERP. Kyriba supports derivative and hedge accounting for ASC and IFRS regulatory compliance, with extensive workflow for designation, documentation, and reclassification of balances. Business Intelligence with Kyriba Analytics Kyriba offers rich, interactive dashboards for comprehensive data visualization and business intelligence with its newly launched Kyriba Analytics module, enabling treasury teams to quickly illustrate overall FX exposure and risk. Dashboards include easy-to-understand “top of the house” summary of corporate FX exposure, hedge coverage and Value at Risk (VaR), as well as quick insight into underlying sources of exposure by currency, entity, and geography so users can easily spot unexpected changes in their risk exposure.